diff --git a/realestate-lab/app/matcher.py b/realestate-lab/app/matcher.py
index b1699cb..5a9839e 100644
--- a/realestate-lab/app/matcher.py
+++ b/realestate-lab/app/matcher.py
@@ -86,8 +86,10 @@ def _check_eligible_types(profile: Dict[str, Any], ann: Dict[str, Any]) -> List[
     elif is_homeless:
         eligible.append("일반2순위")
 
-    # 특별공급 — 신혼부부 (소득 160% 이하)
-    if profile.get("is_newlywed") and is_homeless:
+    # 특별공급 — 신혼부부 (소득 160% 이하, 혼인 84개월 이내)
+    marriage_months = profile.get("marriage_months")
+    newlywed_ok = (marriage_months is None) or (marriage_months <= 84)
+    if profile.get("is_newlywed") and is_homeless and newlywed_ok:
         if income_pct is None or income_pct <= 160:
             eligible.append("특별-신혼부부")