diff --git a/agent-office/app/agents/insta.py b/agent-office/app/agents/insta.py
new file mode 100644
index 0000000..2750879
--- /dev/null
+++ b/agent-office/app/agents/insta.py
@@ -0,0 +1,162 @@
+"""인스타 카드 에이전트 — 매일 09:30 뉴스 수집·키워드 추출 → 텔레그램 후보 푸시.
+사용자가 키워드 버튼을 누르면 카드 슬레이트 생성 + 10장 미디어 그룹 발송."""
+
+import asyncio
+import json
+import logging
+from typing import Any, Dict, List, Optional
+
+import httpx
+
+from .base import BaseAgent
+from ..db import (
+    create_task, update_task_status, add_log, get_agent_config,
+)
+from ..config import TELEGRAM_BOT_TOKEN, TELEGRAM_CHAT_ID
+from .. import service_proxy
+from ..telegram import messaging
+
+logger = logging.getLogger(__name__)
+
+
+async def _send_media_group(media: List[Dict[str, Any]], caption: str = "") -> Dict[str, Any]:
+    """텔레그램 sendMediaGroup. media는 InputMediaPhoto dicts.
+    각 항목에는 임시 키 '_bytes'로 PNG 바이트가 담겨 있어 attach:// 형식으로 multipart 업로드."""
+    if not TELEGRAM_BOT_TOKEN:
+        return {"ok": False, "reason": "TELEGRAM_BOT_TOKEN missing"}
+    url = f"https://api.telegram.org/bot{TELEGRAM_BOT_TOKEN}/sendMediaGroup"
+    files: Dict[str, tuple] = {}
+    for i, m in enumerate(media):
+        attach_key = f"photo{i+1}"
+        files[attach_key] = (f"{i+1}.png", m["_bytes"], "image/png")
+        m["media"] = f"attach://{attach_key}"
+        m.pop("_bytes", None)
+    if caption and media:
+        media[0]["caption"] = caption[:1024]
+    payload = {"chat_id": TELEGRAM_CHAT_ID, "media": json.dumps(media, ensure_ascii=False)}
+    async with httpx.AsyncClient(timeout=60) as client:
+        resp = await client.post(url, data=payload, files=files)
+    return resp.json()
+
+
+class InstaAgent(BaseAgent):
+    agent_id = "insta"
+    display_name = "인스타 큐레이터"
+
+    async def on_schedule(self) -> None:
+        """09:30 매일: 뉴스 수집 → 키워드 추출 → 텔레그램 후보 푸시.
+        custom_config.auto_select=True면 카테고리당 1위 키워드 자동 슬레이트 생성."""
+        if self.state not in ("idle", "break"):
+            return
+        config = get_agent_config(self.agent_id) or {}
+        custom = config.get("custom_config", {}) or {}
+        auto_select = bool(custom.get("auto_select", False))
+
+        task_id = create_task(self.agent_id, "insta_daily", {"auto_select": auto_select},
+                              requires_approval=False)
+        await self.transition("working", "뉴스 수집·키워드 추출", task_id)
+        try:
+            await self._run_collect_and_extract()
+            kws = await service_proxy.insta_list_keywords(used=False)
+            if auto_select:
+                await self._auto_render(kws)
+            else:
+                await self._push_keyword_candidates(kws)
+            update_task_status(task_id, "succeeded", {"keywords": len(kws)})
+            await self.transition("idle", "후보 푸시 완료")
+        except Exception as e:
+            add_log(self.agent_id, f"insta daily failed: {e}", "error", task_id)
+            update_task_status(task_id, "failed", {"error": str(e)})
+            await self.transition("idle", f"오류: {e}")
+
+    async def _run_collect_and_extract(self) -> None:
+        col = await service_proxy.insta_collect()
+        await self._wait_task(col["task_id"], step="collect", timeout_sec=300)
+        ext = await service_proxy.insta_extract()
+        await self._wait_task(ext["task_id"], step="extract", timeout_sec=300)
+
+    async def _wait_task(self, task_id: str, step: str, timeout_sec: int = 300) -> Dict[str, Any]:
+        attempts = max(1, timeout_sec // 5)
+        for _ in range(attempts):
+            await asyncio.sleep(5)
+            st = await service_proxy.insta_task_status(task_id)
+            if st["status"] == "succeeded":
+                return st
+            if st["status"] == "failed":
+                raise RuntimeError(f"{step} failed: {st.get('error')}")
+        raise TimeoutError(f"{step} timeout {timeout_sec}s")
+
+    async def _push_keyword_candidates(self, keywords: List[Dict[str, Any]]) -> None:
+        by_cat: Dict[str, List[Dict[str, Any]]] = {}
+        for k in keywords:
+            by_cat.setdefault(k["category"], []).append(k)
+        if not by_cat:
+            await messaging.send_raw("📰 [인스타 큐레이터] 오늘은 추천할 키워드가 없습니다.")
+            return
+        rows: List[List[Dict[str, Any]]] = []
+        text_lines = ["📰 <b>[인스타 큐레이터]</b> 오늘의 키워드 후보"]
+        for cat, items in by_cat.items():
+            text_lines.append(f"\n<b>{cat}</b>")
+            for k in items[:5]:
+                text_lines.append(f"  · {k['keyword']} (score {k['score']:.2f})")
+                rows.append([{
+                    "text": f"🎴 {k['keyword']}",
+                    "callback_data": f"render_{k['id']}",
+                }])
+        await messaging.send_raw("\n".join(text_lines), reply_markup={"inline_keyboard": rows})
+
+    async def _auto_render(self, keywords: List[Dict[str, Any]]) -> None:
+        by_cat: Dict[str, Dict[str, Any]] = {}
+        for k in keywords:
+            cat = k["category"]
+            if cat not in by_cat or k["score"] > by_cat[cat]["score"]:
+                by_cat[cat] = k
+        for kw in by_cat.values():
+            await self._render_and_push(kw["id"])
+
+    async def _render_and_push(self, keyword_id: int) -> None:
+        kw = await service_proxy.insta_get_keyword(keyword_id)
+        if not kw:
+            await messaging.send_raw(f"⚠️ 키워드 {keyword_id} 없음")
+            return
+        await messaging.send_raw(f"🎨 카드 생성 중: <b>{kw['keyword']}</b>")
+        created = await service_proxy.insta_create_slate(
+            keyword=kw["keyword"], category=kw["category"], keyword_id=kw["id"],
+        )
+        st = await self._wait_task(created["task_id"], step="slate", timeout_sec=600)
+        slate_id = st["result_id"]
+        slate = await service_proxy.insta_get_slate(slate_id)
+        media = []
+        for a in slate["assets"][:10]:
+            data = await service_proxy.insta_get_asset_bytes(slate_id, a["page_index"])
+            media.append({"type": "photo", "_bytes": data})
+        caption = slate.get("suggested_caption", "")
+        hashtags = " ".join(slate.get("hashtags", []) or [])
+        full_caption = f"{caption}\n\n{hashtags}".strip()
+        await _send_media_group(media, caption=full_caption)
+
+    async def on_command(self, command: str, params: dict) -> dict:
+        if command == "extract":
+            await self._run_collect_and_extract()
+            kws = await service_proxy.insta_list_keywords(used=False)
+            await self._push_keyword_candidates(kws)
+            return {"ok": True, "count": len(kws)}
+        if command == "render":
+            kid = int(params.get("keyword_id") or 0)
+            if not kid:
+                return {"ok": False, "message": "keyword_id 필수"}
+            await self._render_and_push(kid)
+            return {"ok": True}
+        return {"ok": False, "message": f"Unknown command: {command}"}
+
+    async def on_callback(self, action: str, params: dict) -> dict:
+        if action == "render":
+            kid = int(params.get("keyword_id") or 0)
+            if not kid:
+                return {"ok": False}
+            await self._render_and_push(kid)
+            return {"ok": True}
+        return {"ok": False}
+
+    async def on_approval(self, task_id: str, approved: bool, feedback: str = "") -> None:
+        return
diff --git a/agent-office/tests/test_insta_agent.py b/agent-office/tests/test_insta_agent.py
new file mode 100644
index 0000000..13c0c96
--- /dev/null
+++ b/agent-office/tests/test_insta_agent.py
@@ -0,0 +1,85 @@
+import os
+import sys
+import tempfile
+
+_fd, _TMP = tempfile.mkstemp(suffix=".db")
+os.close(_fd)
+os.unlink(_TMP)
+os.environ["AGENT_OFFICE_DB_PATH"] = _TMP
+
+sys.path.insert(0, os.path.dirname(os.path.dirname(os.path.abspath(__file__))))
+
+from unittest.mock import patch, AsyncMock, MagicMock
+
+import pytest
+
+from app.agents.insta import InstaAgent
+
+
+@pytest.fixture(autouse=True)
+def _init_db():
+    import gc
+    gc.collect()
+    if os.path.exists(_TMP):
+        os.remove(_TMP)
+    from app.db import init_db
+    init_db()
+    yield
+    gc.collect()
+
+
+@pytest.mark.asyncio
+async def test_on_command_extract_dispatches(monkeypatch):
+    agent = InstaAgent()
+    fake_collect = AsyncMock(return_value={"task_id": "tcollect"})
+    fake_extract = AsyncMock(return_value={"task_id": "textract"})
+    fake_status = AsyncMock(side_effect=[
+        {"status": "succeeded", "result_id": 0},
+        {"status": "succeeded", "result_id": 0},
+    ])
+    fake_keywords = AsyncMock(return_value=[
+        {"id": 1, "keyword": "K1", "category": "economy", "score": 0.9},
+        {"id": 2, "keyword": "K2", "category": "psychology", "score": 0.8},
+    ])
+
+    monkeypatch.setattr("app.agents.insta.service_proxy.insta_collect", fake_collect)
+    monkeypatch.setattr("app.agents.insta.service_proxy.insta_extract", fake_extract)
+    monkeypatch.setattr("app.agents.insta.service_proxy.insta_task_status", fake_status)
+    monkeypatch.setattr("app.agents.insta.service_proxy.insta_list_keywords", fake_keywords)
+    monkeypatch.setattr("app.agents.insta.messaging.send_raw", AsyncMock(return_value={"ok": True}))
+
+    result = await agent.on_command("extract", {})
+    assert result["ok"] is True
+    fake_collect.assert_awaited()
+    fake_extract.assert_awaited()
+
+
+@pytest.mark.asyncio
+async def test_on_callback_render_kicks_pipeline(monkeypatch):
+    agent = InstaAgent()
+    fake_kw = AsyncMock(return_value={"id": 7, "keyword": "테스트", "category": "economy"})
+    fake_create = AsyncMock(return_value={"task_id": "tslate"})
+    fake_status = AsyncMock(side_effect=[
+        {"status": "processing"},
+        {"status": "succeeded", "result_id": 42},
+    ])
+    fake_slate = AsyncMock(return_value={
+        "id": 42, "status": "rendered",
+        "suggested_caption": "캡션", "hashtags": ["#a", "#b"],
+        "assets": [{"page_index": i, "file_path": f"/x/{i}.png"} for i in range(1, 11)],
+    })
+    fake_bytes = AsyncMock(side_effect=[b"PNG"] * 10)
+    fake_send_media = AsyncMock(return_value={"ok": True})
+
+    monkeypatch.setattr("app.agents.insta.service_proxy.insta_get_keyword", fake_kw)
+    monkeypatch.setattr("app.agents.insta.service_proxy.insta_create_slate", fake_create)
+    monkeypatch.setattr("app.agents.insta.service_proxy.insta_task_status", fake_status)
+    monkeypatch.setattr("app.agents.insta.service_proxy.insta_get_slate", fake_slate)
+    monkeypatch.setattr("app.agents.insta.service_proxy.insta_get_asset_bytes", fake_bytes)
+    monkeypatch.setattr("app.agents.insta._send_media_group", fake_send_media)
+    monkeypatch.setattr("app.agents.insta.messaging.send_raw", AsyncMock(return_value={"ok": True}))
+
+    out = await agent.on_callback("render", {"keyword_id": 7})
+    assert out["ok"] is True
+    fake_create.assert_awaited()
+    fake_send_media.assert_awaited()