diff --git a/src/api.js b/src/api.js
index 02ba9bf..9664594 100644
--- a/src/api.js
+++ b/src/api.js
@@ -697,6 +697,10 @@ export const refreshScreenerSnap  = ()           => apiPost('/api/stock/screener
 export const listScreenerRuns     = (limit = 30) => apiGet (`/api/stock/screener/runs?limit=${limit}`);
 export const getScreenerRun       = (id)         => apiGet (`/api/stock/screener/runs/${id}`);
 
+// ---- Stock Holdings Intelligence ----
+export const stockHoldingsIntel   = ()                    => apiGet('/api/stock/holdings/intel');
+export const stockHoldingsHistory = (ticker, days = 30)   => apiGet(`/api/stock/holdings/intel/history?ticker=${ticker}&days=${days}`);
+
 // --- Lotto Weight Evolver ---
 
 export async function fetchEvolverStatus() {
diff --git a/src/pages/stock/Stock.css b/src/pages/stock/Stock.css
index 885adf0..cb0979a 100644
--- a/src/pages/stock/Stock.css
+++ b/src/pages/stock/Stock.css
@@ -3016,3 +3016,213 @@
         grid-template-columns: 1fr;
     }
 }
+
+/* ══════════════════════════════════════════════════════
+   Holdings Intelligence Tab
+══════════════════════════════════════════════════════ */
+
+.hi-panel {
+    /* reuses stock-panel--wide layout */
+}
+
+/* ── 포트 건강 요약 줄 ── */
+.hi-health {
+    display: flex;
+    align-items: center;
+    flex-wrap: wrap;
+    gap: 6px 0;
+    font-size: 13px;
+    color: #94a3b8;
+    background: rgba(148, 163, 184, 0.06);
+    border: 1px solid rgba(148, 163, 184, 0.12);
+    border-radius: 8px;
+    padding: 10px 14px;
+    margin-bottom: 16px;
+}
+
+.hi-health__sep {
+    margin: 0 8px;
+    color: rgba(148, 163, 184, 0.4);
+}
+
+.hi-health__pnl {
+    font-weight: 700;
+    font-size: 14px;
+}
+
+.hi-health__pnl.is-up   { color: #22c55e; }
+.hi-health__pnl.is-down { color: #ef4444; }
+
+/* ── 분석 기준일 ── */
+.hi-date {
+    font-size: 11px;
+    color: #64748b;
+    margin: 0 0 12px;
+}
+
+/* ── 카드 그리드 ── */
+.hi-cards {
+    display: flex;
+    flex-direction: column;
+    gap: 10px;
+    margin-bottom: 16px;
+}
+
+/* ── 개별 카드 ── */
+.hi-card {
+    background: rgba(255, 255, 255, 0.03);
+    border: 1px solid rgba(148, 163, 184, 0.12);
+    border-radius: 10px;
+    padding: 14px 16px;
+    display: flex;
+    flex-direction: column;
+    gap: 8px;
+}
+
+.hi-card__head {
+    display: flex;
+    align-items: center;
+    gap: 8px;
+    flex-wrap: wrap;
+}
+
+.hi-action-badge {
+    display: inline-block;
+    font-size: 11px;
+    font-weight: 700;
+    padding: 2px 8px;
+    border-radius: 999px;
+    letter-spacing: 0.02em;
+    flex-shrink: 0;
+}
+
+.hi-card__name {
+    font-size: 14px;
+    font-weight: 700;
+    color: #e2e8f0;
+}
+
+.hi-card__ticker {
+    font-size: 11px;
+    color: #64748b;
+    font-family: monospace;
+}
+
+.hi-card__pnl {
+    margin-left: auto;
+    font-size: 13px;
+    font-weight: 700;
+}
+
+.hi-card__pnl.is-up   { color: #22c55e; }
+.hi-card__pnl.is-down { color: #ef4444; }
+
+.hi-card__reasons {
+    font-size: 12px;
+    color: #94a3b8;
+    line-height: 1.5;
+}
+
+/* ── 기술강도 미니 바 ── */
+.hi-card__score {
+    display: flex;
+    align-items: center;
+    gap: 8px;
+    font-size: 11px;
+    color: #64748b;
+}
+
+.hi-card__score strong {
+    color: #93c5fd;
+    font-size: 12px;
+}
+
+.hi-score-bar {
+    flex: 1;
+    height: 4px;
+    background: rgba(148, 163, 184, 0.15);
+    border-radius: 2px;
+    position: relative;
+    overflow: hidden;
+    max-width: 120px;
+}
+
+.hi-score-bar::after {
+    content: '';
+    position: absolute;
+    left: 0; top: 0; bottom: 0;
+    width: var(--score, 0%);
+    background: #93c5fd;
+    border-radius: 2px;
+    transition: width 0.4s ease;
+}
+
+/* ── 이슈 목록 ── */
+.hi-card__issues {
+    display: flex;
+    flex-direction: column;
+    gap: 4px;
+}
+
+.hi-issue {
+    display: flex;
+    align-items: flex-start;
+    gap: 6px;
+    font-size: 11px;
+    line-height: 1.5;
+}
+
+.hi-issue__dot {
+    width: 6px;
+    height: 6px;
+    border-radius: 50%;
+    flex-shrink: 0;
+    margin-top: 4px;
+}
+
+/* ── 빈 상태 ── */
+.hi-empty {
+    text-align: center;
+    padding: 48px 16px;
+    color: #64748b;
+}
+
+.hi-empty__icon {
+    font-size: 36px;
+    display: block;
+    margin-bottom: 12px;
+}
+
+.hi-empty__sub {
+    font-size: 12px;
+    margin-top: 6px;
+    color: #475569;
+}
+
+/* ── 면책 고지 ── */
+.hi-disclaimer {
+    font-size: 11px;
+    color: #475569;
+    margin-top: 4px;
+    padding-top: 12px;
+    border-top: 1px solid rgba(148, 163, 184, 0.08);
+}
+
+/* ── 탭 버튼 (holdings intel) ── */
+.stock-main-tab--holdings-intel {
+    /* reuses stock-main-tab base styles */
+}
+
+@media (max-width: 640px) {
+    .hi-card__head {
+        gap: 6px;
+    }
+
+    .hi-health {
+        font-size: 12px;
+    }
+
+    .hi-score-bar {
+        display: none;
+    }
+}
diff --git a/src/pages/stock/StockTrade.jsx b/src/pages/stock/StockTrade.jsx
index d801e9c..e751d72 100644
--- a/src/pages/stock/StockTrade.jsx
+++ b/src/pages/stock/StockTrade.jsx
@@ -6,7 +6,7 @@ import SwipeableView from '../../components/SwipeableView';
 import {
     formatNumber, formatPercent,
     toNumeric, profitColorClass,
-    TAB_PORTFOLIO, TAB_REPORT, TAB_ADVISOR,
+    TAB_PORTFOLIO, TAB_REPORT, TAB_ADVISOR, TAB_HOLDINGS_INTEL,
 } from './stockUtils';
 
 /* ── hooks ──────────────────────────────────────────────────────── */
@@ -22,6 +22,7 @@ import useAdvisor from './hooks/useAdvisor';
 import PortfolioTab from './components/PortfolioTab';
 import ReportTab from './components/ReportTab';
 import AdvisorTab from './components/AdvisorTab';
+import HoldingsIntelTab from './components/HoldingsIntelTab';
 import SellHistoryDrawer from './components/SellHistoryDrawer';
 
 /* ── component ───────────────────────────────────────────────────── */
@@ -30,8 +31,8 @@ const StockTrade = () => {
     const [activeTab, setActiveTab] = React.useState(TAB_REPORT);
     const isMobile = useIsMobile();
 
-    const TAB_ORDER = [TAB_PORTFOLIO, TAB_REPORT, TAB_ADVISOR];
-    const tabLabels = ['포트폴리오', '리포트', '어드바이저'];
+    const TAB_ORDER = [TAB_PORTFOLIO, TAB_REPORT, TAB_ADVISOR, TAB_HOLDINGS_INTEL];
+    const tabLabels = ['포트폴리오', '리포트', '어드바이저', '보유종목 인텔'];
     const tabIndex = TAB_ORDER.indexOf(activeTab);
     const handleTabChange = useCallback((idx) => setActiveTab(TAB_ORDER[idx]), []); // eslint-disable-line react-hooks/exhaustive-deps
 
@@ -166,7 +167,9 @@ const StockTrade = () => {
                             ? <PortfolioTab pf={pf} asset={asset} handleSell={handleSell} handleSaveSnapshot={handleSaveSnapshot} />
                             : tabId === TAB_REPORT
                                 ? <ReportTab pf={pf} report={report} ai={ai} marketCtx={marketCtx} />
-                                : <AdvisorTab pf={pf} advisor={advisor} />,
+                                : tabId === TAB_ADVISOR
+                                    ? <AdvisorTab pf={pf} advisor={advisor} />
+                                    : <HoldingsIntelTab />,
                     }))}
                     activeIndex={tabIndex}
                     onTabChange={handleTabChange}
@@ -178,6 +181,7 @@ const StockTrade = () => {
                             { id: TAB_PORTFOLIO, icon: '💼', label: '쟁승토리 계좌', badge: pf.portfolioHoldings.length || null },
                             { id: TAB_REPORT, icon: '📊', label: '리포트', sub: '분석·AI코치' },
                             { id: TAB_ADVISOR, icon: '🧠', label: 'AI 어드바이저', sub: 'Gemini Pro', className: 'stock-main-tab--advisor' },
+                            { id: TAB_HOLDINGS_INTEL, icon: '🔍', label: '보유종목 인텔', sub: '신호·이슈', className: 'stock-main-tab--holdings-intel' },
                         ].map(({ id, icon, label, sub, badge, className: cls }) => (
                             <button
                                 key={id}
@@ -198,6 +202,7 @@ const StockTrade = () => {
                     )}
                     {activeTab === TAB_REPORT && <ReportTab pf={pf} report={report} ai={ai} marketCtx={marketCtx} />}
                     {activeTab === TAB_ADVISOR && <AdvisorTab pf={pf} advisor={advisor} />}
+                    {activeTab === TAB_HOLDINGS_INTEL && <HoldingsIntelTab />}
                 </>
             )}
 
diff --git a/src/pages/stock/components/HoldingsIntelTab.jsx b/src/pages/stock/components/HoldingsIntelTab.jsx
new file mode 100644
index 0000000..7a5754a
--- /dev/null
+++ b/src/pages/stock/components/HoldingsIntelTab.jsx
@@ -0,0 +1,152 @@
+import React, { useEffect, useState } from 'react';
+import Loading from '../../../components/Loading';
+import { stockHoldingsIntel } from '../../../api';
+
+/* ── action config ────────────────────────────────────────────────── */
+const ACTION_MAP = {
+    add:  { label: '추가매수', color: '#22c55e', bg: 'rgba(34,197,94,0.12)'  },
+    hold: { label: '보유',    color: '#94a3b8', bg: 'rgba(148,163,184,0.10)' },
+    trim: { label: '축소',    color: '#f59e0b', bg: 'rgba(245,158,11,0.12)'  },
+    sell: { label: '매도',    color: '#ef4444', bg: 'rgba(239,68,68,0.12)'   },
+};
+
+const SEV_COLOR = { high: '#ef4444', med: '#f59e0b', low: '#94a3b8' };
+
+/* ── helpers ──────────────────────────────────────────────────────── */
+const fmtRate = (v) => (v != null ? `${v >= 0 ? '+' : ''}${v.toFixed(1)}%` : '—');
+const fmtPct  = (v) => (v != null ? `${(v * 100).toFixed(0)}%` : '—');
+
+/* ── sub-components ───────────────────────────────────────────────── */
+const HealthBar = ({ ph }) => (
+    <div className="hi-health">
+        <span className={`hi-health__pnl ${(ph.total_pnl_rate ?? 0) >= 0 ? 'is-up' : 'is-down'}`}>
+            포트 손익 {fmtRate(ph.total_pnl_rate)}
+        </span>
+        <span className="hi-health__sep">·</span>
+        <span>종목 {ph.positions ?? 0}</span>
+        <span className="hi-health__sep">·</span>
+        <span>최대비중 {fmtPct(ph.max_weight)}</span>
+        <span className="hi-health__sep">·</span>
+        <span>현금 {fmtPct(ph.cash_ratio)}</span>
+    </div>
+);
+
+const HoldingCard = ({ h }) => {
+    const cfg = ACTION_MAP[h.action] ?? { label: h.action, color: '#94a3b8', bg: 'rgba(148,163,184,0.1)' };
+    const issues = (h.issues || []).slice(0, 3);
+
+    return (
+        <div className="hi-card">
+            <div className="hi-card__head">
+                <span
+                    className="hi-action-badge"
+                    style={{ color: cfg.color, background: cfg.bg }}
+                >
+                    {cfg.label}
+                </span>
+                <strong className="hi-card__name">{h.name || h.ticker}</strong>
+                <span className="hi-card__ticker">{h.ticker}</span>
+                <span className={`hi-card__pnl ${(h.pnl_rate ?? 0) >= 0 ? 'is-up' : 'is-down'}`}>
+                    {fmtRate(h.pnl_rate)}
+                </span>
+            </div>
+            {h.reasons && (
+                <div className="hi-card__reasons">{h.reasons}</div>
+            )}
+            {h.tech_score != null && (
+                <div className="hi-card__score">
+                    기술강도 <strong>{h.tech_score.toFixed(0)}</strong>
+                    <span className="hi-score-bar" style={{ '--score': `${h.tech_score}%` }} />
+                </div>
+            )}
+            {issues.length > 0 && (
+                <div className="hi-card__issues">
+                    {issues.map((iss, i) => (
+                        <div
+                            key={i}
+                            className="hi-issue"
+                            style={{ color: SEV_COLOR[iss.severity] ?? '#94a3b8' }}
+                        >
+                            <span className="hi-issue__dot" style={{ background: SEV_COLOR[iss.severity] ?? '#94a3b8' }} />
+                            {iss.summary}
+                        </div>
+                    ))}
+                </div>
+            )}
+        </div>
+    );
+};
+
+/* ── main component ───────────────────────────────────────────────── */
+const HoldingsIntelTab = () => {
+    const [data, setData] = useState(null);
+    const [loading, setLoading] = useState(true);
+    const [error, setError] = useState('');
+
+    useEffect(() => {
+        setLoading(true);
+        setError('');
+        stockHoldingsIntel()
+            .then(setData)
+            .catch((err) => setError(err?.message ?? String(err)))
+            .finally(() => setLoading(false));
+    }, []);
+
+    const ph = data?.portfolio_health ?? {};
+    const holdings = data?.holdings ?? [];
+
+    return (
+        <section className="stock-panel stock-panel--wide hi-panel">
+            <div className="stock-panel__head">
+                <div>
+                    <p className="stock-panel__eyebrow">보유종목 인텔리전스</p>
+                    <h3>보유종목 신호 분석</h3>
+                    <p className="stock-panel__sub">
+                        스크리너 엔진 기반 기술분석·매도룰·이슈를 보유종목에 적용합니다 (어드바이저리).
+                    </p>
+                </div>
+                <div className="stock-panel__actions">
+                    {loading && <Loading type="spinner" message="" />}
+                </div>
+            </div>
+
+            {error && <p className="stock-error">{error}</p>}
+
+            {!loading && !error && !data && (
+                <p className="stock-empty">데이터를 불러오는 중입니다.</p>
+            )}
+
+            {!loading && data && (
+                <>
+                    {Object.keys(ph).length > 0 && <HealthBar ph={ph} />}
+
+                    {data.date && (
+                        <p className="hi-date">분석 기준일: {data.date}</p>
+                    )}
+
+                    {holdings.length === 0 ? (
+                        <div className="hi-empty">
+                            <span className="hi-empty__icon">📊</span>
+                            <p>아직 분석 데이터가 없습니다.</p>
+                            <p className="hi-empty__sub">
+                                보유종목 등록 후 EOD 계산이 완료되면 표시됩니다.
+                            </p>
+                        </div>
+                    ) : (
+                        <div className="hi-cards">
+                            {holdings.map((h) => (
+                                <HoldingCard key={h.ticker} h={h} />
+                            ))}
+                        </div>
+                    )}
+
+                    <p className="hi-disclaimer">
+                        ※ 투자 판단 보조용 제안입니다. 자동매매가 아니며 최종 결정은 본인 책임입니다.
+                    </p>
+                </>
+            )}
+        </section>
+    );
+};
+
+export default HoldingsIntelTab;
diff --git a/src/pages/stock/stockUtils.js b/src/pages/stock/stockUtils.js
index f58b2f2..ab3ec29 100644
--- a/src/pages/stock/stockUtils.js
+++ b/src/pages/stock/stockUtils.js
@@ -149,3 +149,4 @@ export const computeBrokerSummary = (items) => {
 export const TAB_PORTFOLIO = 'portfolio';
 export const TAB_REPORT = 'report';
 export const TAB_ADVISOR = 'advisor';
+export const TAB_HOLDINGS_INTEL = 'holdings_intel';