diff --git a/CLAUDE.md b/CLAUDE.md
index 1061497..a14923d 100644
--- a/CLAUDE.md
+++ b/CLAUDE.md
@@ -18,7 +18,7 @@
 | `/stock` | `Stock` | 주식 뉴스/지수 |
 | `/stock/trade` | `StockTrade` | 주식 트레이딩 (포트폴리오·리포트·어드바이저·보유종목 인텔·관심종목 5탭) |
 | `/stock/screener` | `Screener` | 노드 기반 강세주 스크리너 (폼 ↔ n8n 스타일 캔버스 모드 토글, 점수 노드 7 + 위생 게이트 + ATR 포지션 사이저) |
-| `/realestate` | `Subscription` | 청약 자격·일정 관리<br>• **프로필 탭**: 자치구 5티어 분류(드래그&드롭, PC 전용 / 모바일 read-only), 매칭 임계값 슬라이더, 텔레그램 알림 토글<br>• **카드/매칭 결과**: district 뱃지 + 5티어(S/A/B/C/D) 뱃지 표시<br>• **상세 모달**: 매칭 분석 섹션 (점수 + 사유 + 신청 자격) |
+| `/realestate` | `Subscription` | 청약 자격·일정 관리<br>• **프로필 탭**: 자치구 5티어 분류(드래그&드롭, PC 전용 / 모바일 read-only), 매칭 임계값 슬라이더, 텔레그램 알림 토글<br>• **카드/매칭 결과**: district 뱃지 + 5티어(S/A/B/C/D) 뱃지 표시<br>• **상세 모달**: 매칭 분석 섹션 (점수 + 사유 + 신청 자격)<br>• **(모듈 분해: shell(67줄) + components/10 + subscriptionUtils)** |
 | `/realestate/property` | `RealEstate` | 관심 단지 정보 |
 | `/realestate/listings` | `Listings` | 실매물 매매/전세 — 매물 목록+판정 tier / 안전마진 체커·예산 계산기 / 조건 편집 (3탭) |
 | `/travel` | `Travel` | 여행 사진 갤러리 (Dark Room 테마) |
@@ -243,6 +243,23 @@ npm run preview    # 빌드 결과물 미리보기
 
 ---
 
+## 기능 모듈 구조 (컨벤션)
+
+대형 기능 페이지는 단일 파일이 아니라 아래 모듈 구조로 분해한다 (레퍼런스: `src/pages/listings/`, `src/pages/subscription/`).
+
+```
+src/pages/<feature>/
+├── <Feature>.jsx        # 페이지 shell — 라우팅 진입, 탭바/헤더/레이아웃, 하위 조합만
+├── <Feature>.css        # 스타일 (shell에서 1회 import)
+├── components/          # 표현 단위(카드/탭/상세/리스트) 각 단일 책임
+├── hooks/               # 상태·API·부수효과 훅 (선택)
+└── <feature>Utils.js    # 순수 헬퍼(포맷/매핑/계산) + <feature>Utils.test.js
+```
+
+규칙: 파일당 단일 책임·권장 ≤300줄; 순수 로직은 `*Utils.js`로 추출 + 유닛 테스트; shell은 데이터 페칭/비즈니스 로직을 직접 갖지 않고 조합만; 컴포넌트는 props/훅 인터페이스로만 통신.
+
+---
+
 ## Sonic Forge — AI 음악 생성 스튜디오 (`/lab/music`)
 
 ### 파일 구조
diff --git a/README.md b/README.md
index 7b94b3a..b89ea4d 100644
--- a/README.md
+++ b/README.md
@@ -222,3 +222,9 @@ apiPost('/api/travel/sync');
 | 공통 컴포넌트 | 10개 |
 | API 헬퍼 함수 | 65+ |
 | 외부 라이브러리 | React, Router, Leaflet, Recharts, Three.js, react-swipeable |
+
+---
+
+### 기능 모듈 구조
+
+대형 기능 페이지는 `src/pages/<feature>/` 아래 **shell(`<Feature>.jsx`) + `components/` + `hooks/` + `<feature>Utils.js`(+테스트)** 로 책임을 분해합니다. 파일당 단일 책임·권장 ≤300줄, 순수 로직은 유틸로 뽑아 유닛 테스트합니다. (레퍼런스: `listings`, `subscription`)
diff --git a/docs/superpowers/plans/2026-07-09-fe-module-refactor-subscription.md b/docs/superpowers/plans/2026-07-09-fe-module-refactor-subscription.md
new file mode 100644
index 0000000..646001e
--- /dev/null
+++ b/docs/superpowers/plans/2026-07-09-fe-module-refactor-subscription.md
@@ -0,0 +1,552 @@
+# FE 모듈 구조 컨벤션 + Subscription 분해 Implementation Plan
+
+> **For agentic workers:** REQUIRED SUB-SKILL: Use superpowers:subagent-driven-development (recommended) or superpowers:executing-plans to implement this plan task-by-task. Steps use checkbox (`- [ ]`) syntax for tracking.
+
+**Goal:** `Subscription.jsx`(1647줄)를 기능 모듈 구조(shell + components/ + utils)로 **동작 보존 분해**하고, 컨벤션을 CLAUDE.md/README에 기록한다.
+
+**Architecture:** 순수 추출(코드 이동)만. 상수·순수헬퍼→`subscriptionUtils.js`, 각 sub-component→`components/*.jsx`, `Subscription.jsx`는 shell로 축소. 각 Task는 코드를 옮기고 import를 배선한 뒤 build+전체 테스트 green으로 동작 보존을 확인. 로직/JSX/스타일 한 줄도 바꾸지 않음.
+
+**Tech Stack:** React 18 + Vite, Vitest + @testing-library/react.
+
+## Global Constraints
+
+- **Behavior-preserving 순수 추출**: 옮기는 컴포넌트/헬퍼의 본문(JSX·로직)은 **verbatim(그대로)**. import 배선만 추가/변경. 동작·스타일·클래스명 불변.
+- 경로: `Subscription.jsx`(`src/pages/subscription/`)는 api를 `'../../api'`로 import. `components/*.jsx`는 `'../../../api'`, utils는 `'../subscriptionUtils'`. shell은 CSS `'./Subscription.css'` import 유지.
+- 각 Task 완료 조건: `npm run build` 성공 + `npm run test:run` 전체 green(회귀 0) + `npm run lint` 신규/수정 파일 0 에러.
+- 테스트: Vitest `import { describe, it, expect } from 'vitest'`, jest-dom 전역(테스트 파일 import 불필요), `*.test.js(x)` 동일 디렉토리.
+- `/realestate/listings` 교차링크(shell의 `<Link>`)와 `PullToRefresh`/`FAB`/탭 동작 유지.
+- 커밋은 web-ui 경로, 변경 파일만 `git add`. 커밋 trailer:
+  ```
+  Co-Authored-By: Claude Opus 4.8 (1M context) <noreply@anthropic.com>
+  Claude-Session: https://claude.ai/code/session_01UHXzpsZQxKG9hQmNRfZjRS
+  ```
+
+---
+
+### Task 1: `subscriptionUtils.js` — 상수·순수헬퍼 추출 + 테스트
+
+**Files:**
+- Create: `src/pages/subscription/subscriptionUtils.js`
+- Test: `src/pages/subscription/subscriptionUtils.test.js`
+- Modify: `src/pages/subscription/Subscription.jsx` (해당 정의 제거 + import 추가)
+
+**Interfaces:**
+- Produces: `STATUS_CONFIG`, `HOUSE_TYPE_LABELS`, `TABS`, `STATUS_FILTERS`, `DEFAULT_PROFILE`, `extractTier(reasons)`, `fmt(d)`, `fmtFull(d)`, `getDDays(d)`, `getDDayColor(d)`, `fmtDateTime(d)`, `apiPatch(path,body)`, `fmtPrice(v)`.
+
+- [ ] **Step 1: Write the failing test** — Create `src/pages/subscription/subscriptionUtils.test.js`:
+
+```js
+import { describe, it, expect } from 'vitest';
+import { extractTier, getDDays, getDDayColor, fmtPrice } from './subscriptionUtils.js';
+
+describe('extractTier', () => {
+  it('자치구 티어 문자열에서 등급 추출', () => {
+    expect(extractTier(['자치구 S티어: 강남구 (+25)'])).toBe('S');
+    expect(extractTier(['면적 +10', '자치구 B티어: 노원구 (+15)'])).toBe('B');
+  });
+  it('미매치/빈 입력 → null', () => {
+    expect(extractTier(['면적 적합'])).toBe(null);
+    expect(extractTier(null)).toBe(null);
+  });
+});
+
+describe('getDDays / getDDayColor (오늘 기준 경계)', () => {
+  const iso = (offsetDays) => {
+    const d = new Date(); d.setHours(0,0,0,0); d.setDate(d.getDate() + offsetDays);
+    const p = (n) => String(n).padStart(2, '0');
+    return `${d.getFullYear()}-${p(d.getMonth()+1)}-${p(d.getDate())}`;
+  };
+  it('오늘=D-Day, 미래=D-N, 과거=D+N', () => {
+    expect(getDDays(iso(0))).toBe('D-Day');
+    expect(getDDays(iso(5))).toBe('D-5');
+    expect(getDDays(iso(-3))).toBe('D+3');
+    expect(getDDays(null)).toBe(null);
+  });
+  it('색 임계: 지남=빨강, ≤3=주황, ≤7=파랑, 그 외=dim', () => {
+    expect(getDDayColor(iso(-1))).toBe('#f87171');
+    expect(getDDayColor(iso(2))).toBe('#f59e0b');
+    expect(getDDayColor(iso(6))).toBe('#00d4ff');
+    expect(getDDayColor(iso(30))).toBe('var(--text-dim)');
+  });
+});
+
+describe('fmtPrice (현 구현 동작 고정)', () => {
+  it('억/만 변환', () => {
+    expect(fmtPrice(10000)).toBe('1억');
+    expect(fmtPrice(15000)).toBe('1.5억');
+    expect(fmtPrice(9999)).toBe('9,999만');
+    expect(fmtPrice(null)).toBe(null);
+  });
+});
+```
+
+- [ ] **Step 2: Run test to verify it fails**
+
+Run: `npm run test:run -- src/pages/subscription/subscriptionUtils.test.js`
+Expected: FAIL — `Failed to resolve import "./subscriptionUtils.js"`.
+
+- [ ] **Step 3: Create subscriptionUtils.js** (아래 내용 — `Subscription.jsx` 현재 상수/헬퍼를 그대로 옮김; `_diffDays`는 내부 유지·미export):
+
+```js
+/* 청약(Subscription) 모듈 상수·순수 헬퍼 */
+
+export const STATUS_CONFIG = {
+    '청약예정': { color: '#00d4ff', bg: 'rgba(0,212,255,0.1)' },
+    '청약중':   { color: '#8b5cf6', bg: 'rgba(139,92,246,0.1)' },
+    '결과발표': { color: '#f59e0b', bg: 'rgba(245,158,11,0.1)' },
+    '완료':     { color: '#34d399', bg: 'rgba(52,211,153,0.12)' },
+};
+
+export const HOUSE_TYPE_LABELS = {
+    '01': '국민주택',
+    '02': '민영주택',
+    '03': '도시형생활주택',
+};
+
+export const TABS = ['대시보드', '공고 목록', '매칭 결과', '내 프로필'];
+
+export const STATUS_FILTERS = ['전체', '청약예정', '청약중', '결과발표', '완료'];
+
+export const DEFAULT_PROFILE = {
+    name: '', age: '', is_homeless: false, is_householder: false,
+    subscription_months: '', subscription_amount: '',
+    family_members: '', has_dependents: false, children_count: '',
+    is_newlywed: false, marriage_months: '',
+    has_newborn: false, is_first_home: false, income_level: '',
+    preferred_regions: '', preferred_types: '',
+    min_area: '', max_area: '', max_price: '',
+    preferred_districts: {},
+    min_match_score: 70,
+    notify_enabled: true,
+};
+
+export function extractTier(reasons) {
+    for (const r of reasons || []) {
+        const m = r.match(/자치구 ([SABCD])티어/);
+        if (m) return m[1];
+    }
+    return null;
+}
+
+export const fmt = (d) => {
+    if (!d) return '-';
+    return new Date(d).toLocaleDateString('ko-KR', { month: 'short', day: 'numeric' });
+};
+
+export const fmtFull = (d) => {
+    if (!d) return '-';
+    return new Date(d).toLocaleDateString('ko-KR', { year: 'numeric', month: 'long', day: 'numeric' });
+};
+
+const _diffDays = (d) => {
+    if (!d) return null;
+    const [y, m, day] = d.split('-').map(Number);
+    const target = new Date(y, m - 1, day);
+    const today = new Date();
+    today.setHours(0, 0, 0, 0);
+    return Math.round((target - today) / 86400000);
+};
+
+export const getDDays = (d) => {
+    const diff = _diffDays(d);
+    if (diff === null) return null;
+    if (diff === 0) return 'D-Day';
+    return diff > 0 ? `D-${diff}` : `D+${Math.abs(diff)}`;
+};
+
+export const getDDayColor = (d) => {
+    const diff = _diffDays(d);
+    if (diff === null) return 'var(--text-dim)';
+    if (diff <= 0) return '#f87171';
+    if (diff <= 3) return '#f59e0b';
+    if (diff <= 7) return '#00d4ff';
+    return 'var(--text-dim)';
+};
+
+export const fmtDateTime = (d) => {
+    if (!d) return '-';
+    return new Date(d).toLocaleString('ko-KR', {
+        year: 'numeric', month: '2-digit', day: '2-digit',
+        hour: '2-digit', minute: '2-digit',
+    });
+};
+
+export async function apiPatch(path, body) {
+    const opts = {
+        method: 'PATCH',
+        headers: { 'Accept': 'application/json' },
+    };
+    if (body !== undefined) {
+        opts.headers['Content-Type'] = 'application/json';
+        opts.body = JSON.stringify(body);
+    }
+    const res = await fetch(path, opts);
+    if (!res.ok) {
+        const text = await res.text().catch(() => '');
+        throw new Error(`HTTP ${res.status} ${res.statusText}: ${text}`);
+    }
+    return res.json();
+}
+
+export const fmtPrice = (v) => {
+    if (v == null) return null;
+    if (v >= 10000) return `${(v / 10000).toFixed(v % 10000 === 0 ? 0 : 1)}억`;
+    return `${v.toLocaleString()}만`;
+};
+```
+
+- [ ] **Step 4: Wire Subscription.jsx** — `src/pages/subscription/Subscription.jsx`에서: 위 상수/헬퍼의 **기존 정의(현 파일 상단 STATUS_CONFIG~fmtPrice, 로컬 apiPatch 포함)를 삭제**하고, 최상단 import 블록에 추가:
+
+```js
+import {
+    STATUS_CONFIG, HOUSE_TYPE_LABELS, TABS, STATUS_FILTERS, DEFAULT_PROFILE,
+    extractTier, fmt, fmtFull, getDDays, getDDayColor, fmtDateTime, apiPatch, fmtPrice,
+} from './subscriptionUtils';
+```
+(이 시점엔 컴포넌트들이 아직 Subscription.jsx 내부에 있으므로 import한 심볼을 그대로 사용. 나머지 컴포넌트 정의는 유지.)
+
+- [ ] **Step 5: Run tests + build**
+
+Run: `npm run test:run -- src/pages/subscription/subscriptionUtils.test.js` → PASS.
+Run: `npm run test:run` → 전체 green.
+Run: `npm run build` → `✓ built` (Subscription 동작 보존).
+
+- [ ] **Step 6: Commit**
+```bash
+git add src/pages/subscription/subscriptionUtils.js src/pages/subscription/subscriptionUtils.test.js src/pages/subscription/Subscription.jsx
+git commit -m "refactor(subscription): 상수·순수헬퍼를 subscriptionUtils로 추출 + 테스트"
+```
+
+---
+
+### Task 2: `StatusBadge` 컴포넌트 추출 + 스모크
+
+**Files:**
+- Create: `src/pages/subscription/components/StatusBadge.jsx`
+- Test: `src/pages/subscription/components/StatusBadge.test.jsx`
+- Modify: `src/pages/subscription/Subscription.jsx`
+
+**Interfaces:**
+- Consumes (Task 1): `STATUS_CONFIG`.
+- Produces: `StatusBadge` 기본 export — `({ status, size })`.
+
+- [ ] **Step 1: Write the failing smoke test** — Create `src/pages/subscription/components/StatusBadge.test.jsx`:
+
+```jsx
+import { describe, it, expect } from 'vitest';
+import { render, screen } from '@testing-library/react';
+import StatusBadge from './StatusBadge.jsx';
+
+describe('StatusBadge', () => {
+  it('status 라벨 렌더', () => {
+    render(<StatusBadge status="청약중" />);
+    expect(screen.getByText('청약중')).toBeInTheDocument();
+  });
+  it('미정의 status → "알 수 없음" 폴백', () => {
+    render(<StatusBadge status={null} />);
+    expect(screen.getByText('알 수 없음')).toBeInTheDocument();
+  });
+});
+```
+
+- [ ] **Step 2: Run test to verify it fails**
+
+Run: `npm run test:run -- src/pages/subscription/components/StatusBadge.test.jsx`
+Expected: FAIL — `Failed to resolve import "./StatusBadge.jsx"`.
+
+- [ ] **Step 3: Create StatusBadge.jsx** (현 `Subscription.jsx`의 StatusBadge 정의를 그대로 옮기고 상단 import 추가):
+
+```jsx
+import React from 'react';
+import { STATUS_CONFIG } from '../subscriptionUtils';
+
+function StatusBadge({ status, size }) {
+    const cfg = STATUS_CONFIG[status] || { color: '#94a3b8', bg: 'rgba(148,163,184,0.1)' };
+    const cls = size === 'lg' ? 'sub-badge sub-badge--lg' : 'sub-badge';
+    return (
+        <span className={cls} style={{ color: cfg.color, background: cfg.bg }}>
+            {status || '알 수 없음'}
+        </span>
+    );
+}
+
+export default StatusBadge;
+```
+
+- [ ] **Step 4: Wire Subscription.jsx** — StatusBadge 정의 삭제 + import 추가:
+```js
+import StatusBadge from './components/StatusBadge';
+```
+
+- [ ] **Step 5: Run tests + build**
+
+Run: `npm run test:run -- src/pages/subscription/components/StatusBadge.test.jsx` → PASS.
+Run: `npm run test:run` → green. `npm run build` → `✓ built`.
+
+- [ ] **Step 6: Commit**
+```bash
+git add src/pages/subscription/components/StatusBadge.jsx src/pages/subscription/components/StatusBadge.test.jsx src/pages/subscription/Subscription.jsx
+git commit -m "refactor(subscription): StatusBadge 컴포넌트 추출 + 스모크"
+```
+
+---
+
+### Task 3: 표현 컴포넌트 추출 (AnnouncementCard / AnnouncementDetail / CalendarView)
+
+**Files:**
+- Create: `src/pages/subscription/components/AnnouncementCard.jsx`
+- Create: `src/pages/subscription/components/AnnouncementDetail.jsx`
+- Create: `src/pages/subscription/components/CalendarView.jsx`
+- Modify: `src/pages/subscription/Subscription.jsx`
+
+**Interfaces:**
+- Consumes (Task 1/2): utils 헬퍼, `StatusBadge`.
+- Produces: 각 기본 export — `AnnouncementCard({item,isSelected,onClick,onBookmark})`, `AnnouncementDetail({item,onBookmark})`, `CalendarView({items,onDaySelect})`.
+
+- [ ] **Step 1: Create the three components (본문은 현 Subscription.jsx 정의 verbatim, 상단 import만 추가)**
+
+`AnnouncementCard.jsx` — 상단:
+```jsx
+import React from 'react';
+import { STATUS_CONFIG, HOUSE_TYPE_LABELS, extractTier, fmt, getDDays, getDDayColor, fmtPrice } from '../subscriptionUtils';
+import StatusBadge from './StatusBadge';
+```
+이어서 현 `Subscription.jsx`의 `function AnnouncementCard(...) { ... }` 본문을 그대로 붙이고 파일 끝에 `export default AnnouncementCard;`.
+
+`AnnouncementDetail.jsx` — 상단:
+```jsx
+import React, { useState } from 'react';
+import { HOUSE_TYPE_LABELS, fmt, fmtFull, getDDays, getDDayColor, fmtPrice } from '../subscriptionUtils';
+import StatusBadge from './StatusBadge';
+```
+이어서 현 `AnnouncementDetail(...)` 본문 verbatim + `export default AnnouncementDetail;`. (내부 `useState`(detailTab) 사용하므로 useState import 포함.)
+
+`CalendarView.jsx` — 상단:
+```jsx
+import React, { useState, useMemo } from 'react';
+import { STATUS_CONFIG } from '../subscriptionUtils';
+```
+이어서 현 `CalendarView(...)` 본문 verbatim + `export default CalendarView;`. (내부 `useState`/`useMemo` 사용.)
+
+> 각 컴포넌트가 실제로 참조하는 심볼만 import에 포함되어야 함(빌드가 미사용/누락을 검출). 위 목록은 현 코드 사용 기준.
+
+- [ ] **Step 2: Wire Subscription.jsx** — 세 컴포넌트 정의 삭제 + import 추가:
+```js
+import AnnouncementCard from './components/AnnouncementCard';
+import AnnouncementDetail from './components/AnnouncementDetail';
+import CalendarView from './components/CalendarView';
+```
+(AnnouncementsTab이 아직 Subscription.jsx 내부에 있으므로 import한 세 컴포넌트를 그대로 사용.)
+
+- [ ] **Step 3: Run tests + build**
+
+Run: `npm run test:run` → 전체 green(회귀 0). Run: `npm run build` → `✓ built`. Run: `npm run lint` → 신규 3파일 0 에러.
+
+- [ ] **Step 4: Commit**
+```bash
+git add src/pages/subscription/components/AnnouncementCard.jsx src/pages/subscription/components/AnnouncementDetail.jsx src/pages/subscription/components/CalendarView.jsx src/pages/subscription/Subscription.jsx
+git commit -m "refactor(subscription): 공고 카드/상세/캘린더 컴포넌트 추출"
+```
+
+---
+
+### Task 4: 4개 탭 컴포넌트 추출 → Subscription을 shell로 축소
+
+**Files:**
+- Create: `src/pages/subscription/components/DashboardTab.jsx`
+- Create: `src/pages/subscription/components/AnnouncementsTab.jsx`
+- Create: `src/pages/subscription/components/MatchesTab.jsx`
+- Create: `src/pages/subscription/components/ProfileTab.jsx`
+- Modify: `src/pages/subscription/Subscription.jsx` (shell로 축소)
+
+**Interfaces:**
+- Consumes: utils 헬퍼, StatusBadge, AnnouncementCard/AnnouncementDetail/CalendarView, 기존 `DistrictTierEditor`/`NotificationSettings`.
+- Produces: 각 기본 export (자립형, props 없음).
+
+- [ ] **Step 1: Create the four tab components (본문 verbatim + 상단 import)**
+
+`DashboardTab.jsx` — 상단:
+```jsx
+import React, { useState, useEffect } from 'react';
+import { apiGet, apiPost } from '../../../api';
+import { fmtFull, fmtDateTime, fmtPrice, getDDays, getDDayColor } from '../subscriptionUtils';
+import StatusBadge from './StatusBadge';
+```
+현 `DashboardTab()` 본문 verbatim + `export default DashboardTab;`.
+
+`AnnouncementsTab.jsx` — 상단:
+```jsx
+import React, { useState, useEffect } from 'react';
+import { apiGet, apiDelete } from '../../../api';
+import { STATUS_FILTERS, apiPatch } from '../subscriptionUtils';
+import AnnouncementCard from './AnnouncementCard';
+import AnnouncementDetail from './AnnouncementDetail';
+import CalendarView from './CalendarView';
+```
+현 `AnnouncementsTab()` 본문 verbatim + `export default AnnouncementsTab;`.
+
+`MatchesTab.jsx` — 상단:
+```jsx
+import React, { useState, useEffect } from 'react';
+import { apiGet, apiPost } from '../../../api';
+import { extractTier, fmt, getDDays, getDDayColor, apiPatch } from '../subscriptionUtils';
+import StatusBadge from './StatusBadge';
+```
+현 `MatchesTab()` 본문 verbatim + `export default MatchesTab;`.
+
+`ProfileTab.jsx` — 상단:
+```jsx
+import React, { useState, useEffect } from 'react';
+import { apiGet, apiPut } from '../../../api';
+import { DEFAULT_PROFILE } from '../subscriptionUtils';
+import DistrictTierEditor from './DistrictTierEditor';
+import NotificationSettings from './NotificationSettings';
+```
+현 `ProfileTab()` 본문 verbatim + `export default ProfileTab;`.
+
+> import 심볼은 각 탭이 실제 사용하는 것 기준(위 목록). 빌드가 누락/미사용 검출.
+
+- [ ] **Step 2: Reduce Subscription.jsx to the shell** — 4개 탭 정의 삭제. 파일을 아래로 정리(현 shell 본문 verbatim 유지, import만 재구성):
+
+```jsx
+import React, { useState, useCallback } from 'react';
+import { Link } from 'react-router-dom';
+import PullToRefresh from '../../components/PullToRefresh';
+import FAB from '../../components/FAB';
+import { TABS } from './subscriptionUtils';
+import DashboardTab from './components/DashboardTab';
+import AnnouncementsTab from './components/AnnouncementsTab';
+import MatchesTab from './components/MatchesTab';
+import ProfileTab from './components/ProfileTab';
+import './Subscription.css';
+
+// ── Subscription (Main) ──
+function Subscription() {
+    const [activeTab, setActiveTab] = useState(0);
+    const [refreshKey, setRefreshKey] = useState(0);
+
+    const handleRefresh = useCallback(async () => {
+        setRefreshKey(k => k + 1);
+    }, []);
+
+    const handleFABClick = useCallback(() => {
+        setActiveTab(1);
+    }, []);
+
+    return (
+        <PullToRefresh onRefresh={handleRefresh}>
+        <div className="sub">
+            <div style={{ display: 'flex', justifyContent: 'flex-end', marginBottom: 8 }}>
+                <Link to="/realestate/listings" style={{ fontSize: 12, color: '#f43f5e', textDecoration: 'none' }}>
+                    실매물 · 안전마진 →
+                </Link>
+            </div>
+            <div className="sub-header">
+                <div>
+                    <p className="sub-kicker">Real Estate</p>
+                    <h1>청약 관리</h1>
+                    <p className="sub-desc">
+                        공공데이터 기반 청약 공고 자동 수집, 내 조건 매칭, 일정 관리를 한곳에서.
+                    </p>
+                </div>
+            </div>
+            <div className="sub-tabs-bar">
+                <div className="sub-tabs">
+                    {TABS.map((tab, i) => (
+                        <button
+                            key={tab}
+                            className={`sub-tab${activeTab === i ? ' is-active' : ''}`}
+                            onClick={() => setActiveTab(i)}
+                        >
+                            {tab}
+                        </button>
+                    ))}
+                </div>
+            </div>
+            <div className="sub-body">
+                {activeTab === 0 && <DashboardTab key={`dash-${refreshKey}`} />}
+                {activeTab === 1 && <AnnouncementsTab key={`ann-${refreshKey}`} />}
+                {activeTab === 2 && <MatchesTab key={`match-${refreshKey}`} />}
+                {activeTab === 3 && <ProfileTab key={`prof-${refreshKey}`} />}
+            </div>
+            <FAB onClick={handleFABClick} label="공고 목록" />
+        </div>
+        </PullToRefresh>
+    );
+}
+
+export default Subscription;
+```
+
+- [ ] **Step 3: Run full suite + lint + build**
+
+Run: `npm run test:run` → 전체 green(회귀 0). Run: `npm run lint` → 신규 파일 0 에러. Run: `npm run build` → `✓ built`. `Subscription.jsx`가 ~70줄 shell로 축소됐는지 확인(`wc -l`).
+
+- [ ] **Step 4: Commit**
+```bash
+git add src/pages/subscription/components/DashboardTab.jsx src/pages/subscription/components/AnnouncementsTab.jsx src/pages/subscription/components/MatchesTab.jsx src/pages/subscription/components/ProfileTab.jsx src/pages/subscription/Subscription.jsx
+git commit -m "refactor(subscription): 4개 탭 컴포넌트 추출 → Subscription을 shell로 축소"
+```
+
+- [ ] **Step 5: Manual verification (dev server)**
+
+`npm run dev` → `http://localhost:3007/realestate` 접속. 4탭(대시보드/공고 목록/매칭 결과/내 프로필) 전환, 공고 카드 선택→상세, 캘린더 뷰, 즐겨찾기 토글, 프로필 저장이 리팩토링 전과 **동일 동작**인지 확인. 실매물 교차링크 동작 확인.
+
+---
+
+### Task 5: Part A — 기능 모듈 구조 컨벤션 문서화 (CLAUDE.md + README)
+
+**Files:**
+- Modify: `CLAUDE.md` (web-ui 루트)
+- Modify: `README.md`
+
+- [ ] **Step 1: web-ui/CLAUDE.md — "기능 모듈 구조" 섹션 추가** (문서 상단 "주요 파일 위치" 또는 페이지 구조 근처):
+
+```markdown
+## 기능 모듈 구조 (컨벤션)
+
+대형 기능 페이지는 단일 파일이 아니라 아래 모듈 구조로 분해한다 (레퍼런스: `src/pages/listings/`, `src/pages/subscription/`).
+
+​```
+src/pages/<feature>/
+├── <Feature>.jsx        # 페이지 shell — 라우팅 진입, 탭바/헤더/레이아웃, 하위 조합만
+├── <Feature>.css        # 스타일 (shell에서 1회 import)
+├── components/          # 표현 단위(카드/탭/상세/리스트) 각 단일 책임
+├── hooks/               # 상태·API·부수효과 훅 (선택)
+└── <feature>Utils.js    # 순수 헬퍼(포맷/매핑/계산) + <feature>Utils.test.js
+​```
+
+규칙: 파일당 단일 책임·권장 ≤300줄; 순수 로직은 `*Utils.js`로 추출 + 유닛 테스트; shell은 데이터 페칭/비즈니스 로직을 직접 갖지 않고 조합만; 컴포넌트는 props/훅 인터페이스로만 통신.
+```
+그리고 페이지 구조 표의 `/realestate` 행 설명에 "(모듈 분해: shell + components/8 + subscriptionUtils)" 취지 반영.
+
+- [ ] **Step 2: README.md — 컨벤션 문단 추가** (프로젝트 통계/구조 근처):
+
+```markdown
+### 기능 모듈 구조
+
+대형 기능 페이지는 `src/pages/<feature>/` 아래 **shell(`<Feature>.jsx`) + `components/` + `hooks/` + `<feature>Utils.js`(+테스트)** 로 책임을 분해합니다. 파일당 단일 책임·권장 ≤300줄, 순수 로직은 유틸로 뽑아 유닛 테스트합니다. (레퍼런스: `listings`, `subscription`)
+```
+
+- [ ] **Step 3: Commit**
+```bash
+git add CLAUDE.md README.md
+git commit -m "docs: 기능 모듈 구조 컨벤션 하네스(CLAUDE.md)·README 기록"
+```
+
+---
+
+## Self-Review 결과
+
+**Spec coverage** (설계 §1–§7):
+- Part A 컨벤션+문서 → Task 5 ✅
+- Part B file map(utils/StatusBadge/카드3/탭4/shell) → Task 1/2/3/4 ✅
+- §3 subscriptionUtils 이동 항목 → Task 1 ✅ (local apiPatch 이동 포함)
+- §4 테스트(utils 유닛 + StatusBadge 스모크 + build/lint/수동) → Task 1/2 + 각 Task build/lint + Task 4 수동 ✅
+- §6 완료기준 → 각 Task 검증 + Task 5 ✅
+
+**Placeholder scan:** 신규 코드(utils/StatusBadge/테스트/shell/docs)는 전체 코드 명시. 대형 컴포넌트는 "현 정의 verbatim 이동 + 명시된 import"로 지정(플레이스홀더 아님 — 옮길 원본이 파일에 존재, import 심볼 목록 명시). ✅
+
+**Type consistency:** utils export 심볼(Task1) ↔ Task2/3/4 import 일치. 컴포넌트 기본 export ↔ shell import 일치. api 경로(shell `../../api`, components `../../../api`, utils `../subscriptionUtils`) 일치. ✅
+
+**참고:** 각 Task는 이전 Task 산출물(utils→StatusBadge→카드→탭→shell)에 순차 의존. 순서 준수 필수. 리팩토링이라 RED는 "신규 파일 미존재(import 실패)"로 성립, GREEN은 추출 후 통과 + 전체 회귀 0.
diff --git a/docs/superpowers/specs/2026-07-09-fe-module-refactor-subscription-design.md b/docs/superpowers/specs/2026-07-09-fe-module-refactor-subscription-design.md
new file mode 100644
index 0000000..52fc0f8
--- /dev/null
+++ b/docs/superpowers/specs/2026-07-09-fe-module-refactor-subscription-design.md
@@ -0,0 +1,125 @@
+# FE 기능 모듈 구조 컨벤션 + Subscription 분해 리팩토링 — 설계
+
+- **작성일**: 2026-07-09
+- **역할/저장소**: FE (`web-ui`)
+- **범위**: FE 대형 컴포넌트 책임 분해 리팩토링의 **1번째 서브프로젝트**. (전체 분해: Subscription→RealEstate→PortfolioTab→InstaCards→MusicStudio 순차, 각 별도 spec/plan.)
+- **성격**: **behavior-preserving(동작 보존) 순수 추출**. 로직 재작성 금지, UI/동작 변경 없음.
+
+---
+
+## 1. 배경 & 목표
+
+기능이 늘며 일부 페이지 컴포넌트가 단일 파일에 과도한 책임을 담게 됨(예: `Subscription.jsx` 1647줄에 4탭+카드+상세+캘린더+헬퍼 전부). 하네스 엔지니어링 원칙(단일 책임·명확한 경계·CLAUDE.md 계층 문서화)에 맞춰 **기능 모듈 구조**로 분해하고, 그 컨벤션을 하네스(web-ui/CLAUDE.md)와 README에 기록한다.
+
+이 스펙은 두 부분:
+- **Part A (공통 컨벤션 + 문서화)**: "기능 모듈 구조" 표준 정의 → 이후 모든 서브프로젝트가 참조. web-ui/CLAUDE.md + README 기록.
+- **Part B (Subscription 분해)**: 컨벤션을 `Subscription.jsx`에 첫 적용.
+
+비목표: 동작/스타일 변경, 신규 기능, api.js 중복(local apiPatch) 정리 외 무관 리팩토링.
+
+---
+
+## 2. Part A — 기능 모듈 구조 컨벤션 (하네스 기록)
+
+**표준 디렉토리 형태** (레퍼런스: `src/pages/listings/`):
+```
+src/pages/<feature>/
+├── <Feature>.jsx          # 페이지 shell — 라우팅 진입, 탭바/헤더/레이아웃, 하위 조합만
+├── <Feature>.css          # 스타일 (shell에서 1회 import → 전역 클래스 하위 공유)
+├── components/            # 표현 단위 (카드/탭/상세/리스트…) 각 단일 책임
+├── hooks/                 # 상태·API·부수효과 훅 (선택)
+└── <feature>Utils.js      # 순수 헬퍼(포맷/매핑/계산) + <feature>Utils.test.js
+```
+
+**규칙:**
+- 파일당 **단일 책임**, 권장 상한 **~300줄**(초과 시 분할 신호).
+- 순수 로직(포맷/매핑/계산)은 `*Utils.js`로 뽑고 **유닛 테스트 필수**.
+- 상태+API가 얽힌 로직은 `hooks/` 또는 자립형 탭 컴포넌트로.
+- shell은 "조합"만: 데이터 페칭·비즈니스 로직을 직접 갖지 않음.
+- 컴포넌트는 서로 잘 정의된 props/훅 인터페이스로만 통신.
+
+**문서화 대상:**
+- `web-ui/CLAUDE.md`: "기능 모듈 구조" 섹션 신설(위 형태·규칙), 페이지 구조 표에 리팩토링 반영.
+- `README.md`: 프로젝트 통계/구조 설명에 모듈 구조 컨벤션 1문단 추가.
+
+---
+
+## 3. Part B — Subscription.jsx 분해 (file map)
+
+현 `src/pages/subscription/Subscription.jsx`(1647줄)를 아래로 분해. **코드 이동만**(내용 동일), import 배선만 추가.
+
+```
+src/pages/subscription/
+├── Subscription.jsx              # shell: PullToRefresh + 헤더 + 탭바 + FAB + activeTab/refreshKey. 4탭 조합. (~70줄)
+├── Subscription.css              # (변경 없음, shell에서 import 유지)
+├── subscriptionUtils.js          # 상수·순수헬퍼 이동
+├── subscriptionUtils.test.js     # 순수헬퍼 유닛 테스트 (신규)
+└── components/
+    ├── StatusBadge.jsx           # (기존 컴포넌트 이동)
+    ├── DashboardTab.jsx          # 자립형(self-fetch)
+    ├── AnnouncementCard.jsx
+    ├── AnnouncementDetail.jsx    # detailTab 상태 + 정보/일정/주택형/매칭분석
+    ├── CalendarView.jsx
+    ├── AnnouncementsTab.jsx      # AnnouncementCard/AnnouncementDetail/CalendarView 조합
+    ├── MatchesTab.jsx
+    ├── ProfileTab.jsx            # DistrictTierEditor/NotificationSettings(기존) 사용
+    ├── DistrictTierEditor.jsx    # (기존 유지)
+    └── NotificationSettings.jsx  # (기존 유지)
+```
+
+**`subscriptionUtils.js`로 이동할 항목:**
+- 상수: `STATUS_CONFIG`, `HOUSE_TYPE_LABELS`, `TABS`, `STATUS_FILTERS`, `DEFAULT_PROFILE`
+- 순수 헬퍼: `extractTier`, `fmt`, `fmtFull`, `_diffDays`, `getDDays`, `getDDayColor`, `fmtDateTime`, `fmtPrice`
+- `apiPatch`(현재 Subscription 로컬 정의) — 이동. (⚠️ `src/api.js`에 동일 기능 `apiPatch` 이미 존재 — 이번엔 **로컬 것을 utils로 그대로 이동**(동작 보존), api.js와의 dedupe는 후속 follow-up으로 기록.)
+
+**의존 관계(이동 시 import 배선):**
+- `DashboardTab` → apiGet/apiPost, STATUS_CONFIG, fmt류, getDDays/getDDayColor, fmtDateTime, fmtPrice, StatusBadge
+- `AnnouncementCard`/`AnnouncementDetail` → STATUS_CONFIG, HOUSE_TYPE_LABELS, extractTier, fmt/fmtFull, getDDays/getDDayColor, fmtPrice, StatusBadge
+- `AnnouncementsTab` → apiGet/apiDelete/apiPatch, STATUS_FILTERS, AnnouncementCard/AnnouncementDetail/CalendarView
+- `MatchesTab` → apiGet/apiPost/apiPatch, extractTier, fmt/getDDays/getDDayColor, StatusBadge
+- `ProfileTab` → apiGet/apiPut, DEFAULT_PROFILE, DistrictTierEditor/NotificationSettings
+- `Subscription`(shell) → TABS, 4탭 컴포넌트, PullToRefresh/FAB/Link
+
+**주의:** `/realestate/listings` 교차링크(현 shell의 Link)는 그대로 유지.
+
+---
+
+## 4. 테스트 (안전망 — 현재 Subscription은 테스트 0)
+
+behavior-preserving라 기존 동작 유지가 핵심. 안전망:
+1. **`subscriptionUtils.test.js` (신규, 필수)** — 순수 헬퍼 유닛:
+   - `extractTier`: "자치구 S티어: 강남구 (+25)" → "S"; 미매치 → null.
+   - `getDDays`/`getDDayColor`: D-day 경계(오늘=D-Day, 미래 D-N, 과거 D+N; 색 임계 0/3/7).
+   - `fmtPrice`(현 구현 동작 고정): 10000→"1억", 15000→"1.5억", 9999→"9,999만", null→null.
+   - `_diffDays`: 로컬 타임존 파싱 경계.
+2. **`StatusBadge.test.jsx` (신규, 스모크)** — status→색/라벨, 미정의 status 폴백.
+3. 각 탭 컴포넌트는 자립형(api 페치) → 이번 범위는 **스모크 최소화**(추출 검증은 build+lint+수동). 탭 스모크(vi.mock api)는 권장이나 필수 아님(후속).
+
+**검증 게이트(품질 게이트):** `npm run test:run`(신규 유닛 포함 전체 green) + `npm run lint`(신규 파일 0 에러) + `npm run build`(성공) + 개발서버 `/realestate` 4탭 수동 확인(공고 목록/상세/캘린더/매칭/프로필 저장 동작 동일).
+
+---
+
+## 5. 컴포넌트 구조 (분해 후 검증 관점)
+
+각 파일이 "무엇을 하는가 / 어떻게 쓰는가 / 무엇에 의존하는가"로 독립 이해 가능해야 함:
+- `AnnouncementDetail`(현 272줄) → 여전히 큰 편이나 단일 책임(공고 상세). 내부 detailTab 3섹션은 한 컴포넌트 응집. 300줄 근처 → 필요 시 후속 분할 여지 기록.
+- `ProfileTab`(현 390줄) → 폼이 커서 300줄 초과. 이번엔 파일 추출까지만, 폼 섹션(기본/자격/선호) 하위 분할은 후속 follow-up으로 기록(과분해 회피, YAGNI).
+
+---
+
+## 6. 완료 기준 (Acceptance)
+
+- [ ] Part A: web-ui/CLAUDE.md "기능 모듈 구조" 섹션 + README 컨벤션 문단 기록.
+- [ ] Part B: Subscription.jsx가 shell(~70줄) + components/8 + subscriptionUtils(+test)로 분해, 동작/스타일 불변.
+- [ ] `subscriptionUtils.test.js`·`StatusBadge.test.jsx` 통과, 전체 `npm run test:run` green.
+- [ ] `npm run lint`·`npm run build` 통과.
+- [ ] `/realestate` 4탭 수동 검증 동일 동작.
+
+---
+
+## 7. 리스크 / 오픈 이슈
+
+- **테스트 부재 컴포넌트의 리팩토링**: 순수 추출로 위험 최소화 + build/lint/유닛테스트/수동검증. 로직 한 줄도 바꾸지 않음.
+- **거대 import 배선 실수 가능**: 추출 시 각 파일의 사용 심볼을 정확히 import해야 함(누락 시 build 실패로 즉시 검출).
+- **후속 follow-up(문서화, 이번 미적용)**: ProfileTab 폼 섹션 분할; local apiPatch ↔ api.js apiPatch dedupe; AnnouncementDetail 추가 분할.
+- **다음 서브프로젝트**: RealEstate(909)→PortfolioTab(671)→InstaCards(1013)→MusicStudio(1936), 각 동일 컨벤션 별도 spec/plan.
diff --git a/src/pages/subscription/Subscription.jsx b/src/pages/subscription/Subscription.jsx
index 08630bc..75f0756 100644
--- a/src/pages/subscription/Subscription.jsx
+++ b/src/pages/subscription/Subscription.jsx
@@ -1,1589 +1,15 @@
-import React, { useState, useEffect, useMemo, useCallback } from 'react';
-import { apiGet, apiPost, apiPut, apiDelete } from '../../api';
+import React, { useState, useCallback } from 'react';
 import { Link } from 'react-router-dom';
 import PullToRefresh from '../../components/PullToRefresh';
 import FAB from '../../components/FAB';
-import DistrictTierEditor from './components/DistrictTierEditor';
-import NotificationSettings from './components/NotificationSettings';
+import { TABS } from './subscriptionUtils';
+import DashboardTab from './components/DashboardTab';
+import AnnouncementsTab from './components/AnnouncementsTab';
+import MatchesTab from './components/MatchesTab';
+import ProfileTab from './components/ProfileTab';
 import './Subscription.css';
 
-// ── 상수 ───────────────────────────────────────────────────────────────────────
-const STATUS_CONFIG = {
-    '청약예정': { color: '#00d4ff', bg: 'rgba(0,212,255,0.1)' },
-    '청약중':   { color: '#8b5cf6', bg: 'rgba(139,92,246,0.1)' },
-    '결과발표': { color: '#f59e0b', bg: 'rgba(245,158,11,0.1)' },
-    '완료':     { color: '#34d399', bg: 'rgba(52,211,153,0.12)' },
-};
-
-const HOUSE_TYPE_LABELS = {
-    '01': '국민주택',
-    '02': '민영주택',
-    '03': '도시형생활주택',
-};
-
-const TABS = ['대시보드', '공고 목록', '매칭 결과', '내 프로필'];
-
-const STATUS_FILTERS = ['전체', '청약예정', '청약중', '결과발표', '완료'];
-
-const DEFAULT_PROFILE = {
-    name: '', age: '', is_homeless: false, is_householder: false,
-    subscription_months: '', subscription_amount: '',
-    family_members: '', has_dependents: false, children_count: '',
-    is_newlywed: false, marriage_months: '',
-    has_newborn: false, is_first_home: false, income_level: '',
-    preferred_regions: '', preferred_types: '',
-    min_area: '', max_area: '', max_price: '',
-    // 신규 (자치구 5티어 + 알림 설정)
-    preferred_districts: {},
-    min_match_score: 70,
-    notify_enabled: true,
-};
-
-// ── 유틸 ──────────────────────────────────────────────────────────────────────
-
-// 매칭 reasons에서 자치구 티어를 추출 ("자치구 S티어: 강남구 (+25)" → "S")
-function extractTier(reasons) {
-    for (const r of reasons || []) {
-        const m = r.match(/자치구 ([SABCD])티어/);
-        if (m) return m[1];
-    }
-    return null;
-}
-
-const fmt = (d) => {
-    if (!d) return '-';
-    return new Date(d).toLocaleDateString('ko-KR', { month: 'short', day: 'numeric' });
-};
-
-const fmtFull = (d) => {
-    if (!d) return '-';
-    return new Date(d).toLocaleDateString('ko-KR', { year: 'numeric', month: 'long', day: 'numeric' });
-};
-
-const _diffDays = (d) => {
-    if (!d) return null;
-    // 로컬 타임존으로 통일하여 D-day 계산 (UTC 파싱 방지)
-    const [y, m, day] = d.split('-').map(Number);
-    const target = new Date(y, m - 1, day);
-    const today = new Date();
-    today.setHours(0, 0, 0, 0);
-    return Math.round((target - today) / 86400000);
-};
-
-const getDDays = (d) => {
-    const diff = _diffDays(d);
-    if (diff === null) return null;
-    if (diff === 0) return 'D-Day';
-    return diff > 0 ? `D-${diff}` : `D+${Math.abs(diff)}`;
-};
-
-const getDDayColor = (d) => {
-    const diff = _diffDays(d);
-    if (diff === null) return 'var(--text-dim)';
-    if (diff <= 0) return '#f87171';
-    if (diff <= 3) return '#f59e0b';
-    if (diff <= 7) return '#00d4ff';
-    return 'var(--text-dim)';
-};
-
-const fmtDateTime = (d) => {
-    if (!d) return '-';
-    return new Date(d).toLocaleString('ko-KR', {
-        year: 'numeric', month: '2-digit', day: '2-digit',
-        hour: '2-digit', minute: '2-digit',
-    });
-};
-
-async function apiPatch(path, body) {
-    const opts = {
-        method: 'PATCH',
-        headers: { 'Accept': 'application/json' },
-    };
-    if (body !== undefined) {
-        opts.headers['Content-Type'] = 'application/json';
-        opts.body = JSON.stringify(body);
-    }
-    const res = await fetch(path, opts);
-    if (!res.ok) {
-        const text = await res.text().catch(() => '');
-        throw new Error(`HTTP ${res.status} ${res.statusText}: ${text}`);
-    }
-    return res.json();
-}
-
-const fmtPrice = (v) => {
-    if (v == null) return null;
-    if (v >= 10000) return `${(v / 10000).toFixed(v % 10000 === 0 ? 0 : 1)}억`;
-    return `${v.toLocaleString()}만`;
-};
-
-// ── StatusBadge ──────────────────────────────────────────────────────────────
-function StatusBadge({ status, size }) {
-    const cfg = STATUS_CONFIG[status] || { color: '#94a3b8', bg: 'rgba(148,163,184,0.1)' };
-    const cls = size === 'lg' ? 'sub-badge sub-badge--lg' : 'sub-badge';
-    return (
-        <span className={cls} style={{ color: cfg.color, background: cfg.bg }}>
-            {status || '알 수 없음'}
-        </span>
-    );
-}
-
-// ── DashboardTab ─────────────────────────────────────────────────────────────
-function DashboardTab() {
-    const [dashboard, setDashboard] = useState(null);
-    const [collectStatus, setCollectStatus] = useState(null);
-    const [totalCount, setTotalCount] = useState(0);
-    const [collecting, setCollecting] = useState(false);
-    const [loading, setLoading] = useState(true);
-
-    const load = async () => {
-        setLoading(true);
-        try {
-            const [dash, status, ann] = await Promise.all([
-                apiGet('/api/realestate/dashboard'),
-                apiGet('/api/realestate/collect/status').catch(() => null),
-                apiGet('/api/realestate/announcements?page=1&size=1'),
-            ]);
-            setDashboard(dash);
-            setCollectStatus(status);
-            setTotalCount(ann?.total || 0);
-        } catch (e) {
-            console.error('Dashboard load error:', e);
-        } finally {
-            setLoading(false);
-        }
-    };
-
-    useEffect(() => { load(); }, []);
-
-    const handleCollect = async () => {
-        setCollecting(true);
-        try {
-            await apiPost('/api/realestate/collect');
-            // Wait a moment then refresh status
-            setTimeout(async () => {
-                try {
-                    const status = await apiGet('/api/realestate/collect/status');
-                    setCollectStatus(status);
-                } catch (_) {}
-                setCollecting(false);
-                load();
-            }, 3000);
-        } catch (e) {
-            console.error('Collect error:', e);
-            setCollecting(false);
-        }
-    };
-
-    if (loading) return <div className="sub-empty">불러오는 중...</div>;
-
-    return (
-        <div style={{ display: 'grid', gap: 20 }}>
-            {/* Stats Cards */}
-            <div className="sub-stats-bar">
-                <div className="sub-stat-item">
-                    <p className="sub-stat-item__value">{dashboard?.active_count ?? 0}</p>
-                    <p className="sub-stat-item__label">진행중 공고</p>
-                </div>
-                <div className="sub-stat-item">
-                    <p className="sub-stat-item__value" style={{ color: dashboard?.new_match_count > 0 ? '#f43f5e' : undefined }}>
-                        {dashboard?.new_match_count ?? 0}
-                    </p>
-                    <p className="sub-stat-item__label">신규 매칭</p>
-                </div>
-                <div className="sub-stat-item">
-                    <p className="sub-stat-item__value" style={{ color: dashboard?.bookmarked_count > 0 ? '#f59e0b' : undefined }}>
-                        {dashboard?.bookmarked_count ?? 0}
-                    </p>
-                    <p className="sub-stat-item__label">즐겨찾기</p>
-                </div>
-                <div className="sub-stat-item">
-                    <p className="sub-stat-item__value">{totalCount}</p>
-                    <p className="sub-stat-item__label">전체 공고</p>
-                </div>
-            </div>
-
-            {/* Collection Status */}
-            <div className="sub-panel">
-                <div className="sub-panel__head">
-                    <div>
-                        <p className="sub-panel__eyebrow">데이터 수집</p>
-                        <h3>공공데이터 수집 현황</h3>
-                        {collectStatus && (
-                            <p className="sub-panel__sub">
-                                마지막 수집: {fmtDateTime(collectStatus.collected_at)}
-                                {collectStatus.new_count != null && ` · 신규 ${collectStatus.new_count}건`}
-                                {collectStatus.total_count != null && ` · 총 ${collectStatus.total_count}건`}
-                                {collectStatus.error && <span style={{ color: '#f87171' }}> · 오류: {collectStatus.error}</span>}
-                            </p>
-                        )}
-                        {!collectStatus && <p className="sub-panel__sub">수집 이력이 없습니다.</p>}
-                    </div>
-                    <button
-                        className="sub-filter-btn is-active"
-                        onClick={handleCollect}
-                        disabled={collecting}
-                        style={{ padding: '8px 20px', fontSize: 13 }}
-                    >
-                        {collecting ? '수집 중...' : '수집 실행'}
-                    </button>
-                </div>
-            </div>
-
-            {/* Upcoming Schedules */}
-            <div className="sub-panel">
-                <div className="sub-panel__head">
-                    <div>
-                        <p className="sub-panel__eyebrow">일정</p>
-                        <h3>다가오는 일정</h3>
-                    </div>
-                </div>
-                <div className="sub-panel__body">
-                    {dashboard?.upcoming_schedules?.length > 0 ? (
-                        <div className="sub-schedule-mini">
-                            {dashboard.upcoming_schedules.map((s, i) => {
-                                const dday = getDDays(s.date);
-                                return (
-                                    <div className="sub-schedule-mini__item" key={i}>
-                                        <div
-                                            className="sub-schedule-mini__dot"
-                                            style={{ background: getDDayColor(s.date) }}
-                                        />
-                                        <div className="sub-schedule-mini__content">
-                                            <span className="sub-schedule-mini__label">
-                                                {s.house_nm || s.label || '공고'}
-                                            </span>
-                                            <span className="sub-schedule-mini__date">
-                                                {fmtFull(s.date)} · {s.event || s.type || '일정'}
-                                            </span>
-                                        </div>
-                                        {dday && (
-                                            <span
-                                                className="sub-schedule-mini__dday"
-                                                style={{ color: getDDayColor(s.date) }}
-                                            >
-                                                {dday}
-                                            </span>
-                                        )}
-                                    </div>
-                                );
-                            })}
-                        </div>
-                    ) : (
-                        <p className="sub-empty-sm">다가오는 일정이 없습니다.</p>
-                    )}
-                </div>
-            </div>
-
-            {/* Bookmarked */}
-            {dashboard?.bookmarked?.length > 0 && (
-                <div className="sub-panel">
-                    <div className="sub-panel__head">
-                        <div>
-                            <p className="sub-panel__eyebrow">즐겨찾기</p>
-                            <h3>관심 공고</h3>
-                        </div>
-                    </div>
-                    <div className="sub-panel__body">
-                        <div style={{ display: 'grid', gap: 8 }}>
-                            {dashboard.bookmarked.map((item) => {
-                                const dday = getDDays(item.receipt_start);
-                                const priceText = item.min_price != null
-                                    ? (item.min_price === item.max_price_display
-                                        ? fmtPrice(item.min_price)
-                                        : `${fmtPrice(item.min_price)} ~ ${fmtPrice(item.max_price_display)}`)
-                                    : null;
-                                return (
-                                    <div key={item.id} style={{
-                                        display: 'flex', justifyContent: 'space-between', alignItems: 'center',
-                                        padding: '10px 14px', borderRadius: 'var(--radius-sm)',
-                                        border: '1px solid var(--line)', background: 'var(--surface)',
-                                    }}>
-                                        <div style={{ display: 'grid', gap: 2 }}>
-                                            <div style={{ display: 'flex', alignItems: 'center', gap: 6 }}>
-                                                <span style={{ color: '#f59e0b', fontSize: 14 }}>★</span>
-                                                <span style={{ fontWeight: 600, fontSize: 13, color: 'var(--text-bright)' }}>
-                                                    {item.house_nm}
-                                                </span>
-                                                <StatusBadge status={item.status} />
-                                            </div>
-                                            <span style={{ fontSize: 11, color: 'var(--text-muted)' }}>
-                                                {item.region_name || '-'}
-                                                {priceText && <> · <span style={{ color: '#f59e0b' }}>{priceText}</span></>}
-                                            </span>
-                                        </div>
-                                        {dday && (
-                                            <span style={{ fontSize: 13, fontWeight: 700, color: getDDayColor(item.receipt_start) }}>
-                                                {dday}
-                                            </span>
-                                        )}
-                                    </div>
-                                );
-                            })}
-                        </div>
-                    </div>
-                </div>
-            )}
-        </div>
-    );
-}
-
-// ── AnnouncementCard ─────────────────────────────────────────────────────────
-function AnnouncementCard({ item, isSelected, onClick, onBookmark }) {
-    const dday = getDDays(item.receipt_start);
-    const priceText = item.min_price != null
-        ? (item.min_price === item.max_price_display
-            ? fmtPrice(item.min_price)
-            : `${fmtPrice(item.min_price)} ~ ${fmtPrice(item.max_price_display)}`)
-        : null;
-    return (
-        <div
-            className={`sub-card${isSelected ? ' is-selected' : ''}`}
-            onClick={onClick}
-        >
-            <div className="sub-card__top">
-                <div className="sub-card__badges">
-                    <StatusBadge status={item.status} />
-                    {item.house_secd && HOUSE_TYPE_LABELS[item.house_secd] && (
-                        <span className="sub-type-badge" style={{ color: '#60a5fa' }}>
-                            {HOUSE_TYPE_LABELS[item.house_secd]}
-                        </span>
-                    )}
-                    {item.match_score > 0 && (
-                        <span className="sub-badge" style={{
-                            color: item.match_score >= 70 ? '#34d399' : item.match_score >= 40 ? '#f59e0b' : '#94a3b8',
-                            background: item.match_score >= 70 ? 'rgba(52,211,153,0.1)' : item.match_score >= 40 ? 'rgba(245,158,11,0.1)' : 'rgba(148,163,184,0.1)',
-                            fontWeight: 700,
-                        }}>
-                            {item.match_score}점
-                        </span>
-                    )}
-                    {item.district && (
-                        <span className="sub-chip sub-chip--district">{item.district}</span>
-                    )}
-                    {(() => {
-                        const tier = extractTier(item.match_reasons);
-                        return tier ? (
-                            <span className={`sub-chip sub-chip--tier sub-chip--tier-${tier}`}>
-                                {tier}티어
-                            </span>
-                        ) : null;
-                    })()}
-                </div>
-                <button
-                    onClick={(e) => { e.stopPropagation(); onBookmark?.(item.id); }}
-                    style={{
-                        background: 'none', border: 'none', cursor: 'pointer', padding: 2,
-                        fontSize: 16, color: item.is_bookmarked ? '#f59e0b' : 'var(--text-dim)',
-                        lineHeight: 1,
-                    }}
-                    title={item.is_bookmarked ? '즐겨찾기 해제' : '즐겨찾기'}
-                >
-                    {item.is_bookmarked ? '★' : '☆'}
-                </button>
-            </div>
-            <h4 className="sub-card__name">{item.house_nm || '(이름 없음)'}</h4>
-            <p className="sub-card__address">{item.address || item.region_name || '-'}</p>
-            <div className="sub-card__info">
-                <span>{item.total_units ? `${item.total_units}세대` : '-'}</span>
-                <span className="sub-card__dot">·</span>
-                <span>{item.region_name || '-'}</span>
-                {priceText && (
-                    <>
-                        <span className="sub-card__dot">·</span>
-                        <span style={{ color: '#f59e0b' }}>{priceText}</span>
-                    </>
-                )}
-            </div>
-            <div className="sub-card__bottom">
-                {item.receipt_start && (
-                    <span style={{ fontSize: 11, color: 'var(--text-muted)' }}>
-                        {fmt(item.receipt_start)} ~ {fmt(item.receipt_end)}
-                    </span>
-                )}
-                {dday && (
-                    <span
-                        className="sub-card__dday"
-                        style={{ color: getDDayColor(item.receipt_start) }}
-                    >
-                        {dday}
-                    </span>
-                )}
-            </div>
-        </div>
-    );
-}
-
-// ── AnnouncementDetail ───────────────────────────────────────────────────────
-function AnnouncementDetail({ item, onBookmark }) {
-    const [detailTab, setDetailTab] = useState('info');
-
-    if (!item) {
-        return (
-            <div className="sub-detail sub-detail--empty">
-                <span className="sub-detail__empty-icon">🏠</span>
-                <span>공고를 선택하면 상세 정보가 표시됩니다.</span>
-            </div>
-        );
-    }
-
-    return (
-        <div className="sub-detail">
-            {/* Header */}
-            <div className="sub-detail__header">
-                <div>
-                    <div className="sub-detail__badges">
-                        <StatusBadge status={item.status} size="lg" />
-                        {item.house_secd && HOUSE_TYPE_LABELS[item.house_secd] && (
-                            <span className="sub-type-badge sub-type-badge--lg" style={{ color: '#60a5fa' }}>
-                                {HOUSE_TYPE_LABELS[item.house_secd]}
-                            </span>
-                        )}
-                    </div>
-                    <h3 className="sub-detail__name">{item.house_nm}</h3>
-                    <p className="sub-detail__address">{item.address || item.region_name}</p>
-                    {item.match_score > 0 && (
-                        <div style={{ display: 'flex', alignItems: 'center', gap: 8, marginTop: 6 }}>
-                            <span style={{
-                                fontSize: 20, fontWeight: 700, fontFamily: 'var(--font-display)',
-                                color: item.match_score >= 70 ? '#34d399' : item.match_score >= 40 ? '#f59e0b' : '#94a3b8',
-                            }}>
-                                매칭 {item.match_score}점
-                            </span>
-                            {item.eligible_types?.length > 0 && (
-                                <div style={{ display: 'flex', gap: 4, flexWrap: 'wrap' }}>
-                                    {(Array.isArray(item.eligible_types) ? item.eligible_types : []).map((t, i) => (
-                                        <span key={i} className="sub-tag is-neutral" style={{ fontSize: 10 }}>{t}</span>
-                                    ))}
-                                </div>
-                            )}
-                        </div>
-                    )}
-                </div>
-                <div className="sub-detail__actions">
-                    <button
-                        onClick={() => onBookmark?.(item.id)}
-                        className="sub-filter-btn"
-                        style={{
-                            color: item.is_bookmarked ? '#f59e0b' : undefined,
-                            borderColor: item.is_bookmarked ? '#f59e0b' : undefined,
-                        }}
-                    >
-                        {item.is_bookmarked ? '★ 즐겨찾기 해제' : '☆ 즐겨찾기'}
-                    </button>
-                    {item.homepage_url && (
-                        <a href={item.homepage_url} target="_blank" rel="noreferrer"
-                           className="sub-filter-btn" style={{ textDecoration: 'none' }}>
-                            홈페이지
-                        </a>
-                    )}
-                    {item.pblanc_url && (
-                        <a href={item.pblanc_url} target="_blank" rel="noreferrer"
-                           className="sub-filter-btn" style={{ textDecoration: 'none' }}>
-                            공고문
-                        </a>
-                    )}
-                </div>
-            </div>
-
-            {/* Section Tabs */}
-            <div className="sub-section-tabs">
-                <button
-                    className={`sub-section-tab${detailTab === 'info' ? ' is-active' : ''}`}
-                    onClick={() => setDetailTab('info')}
-                >
-                    기본 정보
-                </button>
-                <button
-                    className={`sub-section-tab${detailTab === 'schedule' ? ' is-active' : ''}`}
-                    onClick={() => setDetailTab('schedule')}
-                >
-                    일정
-                </button>
-                {item.models?.length > 0 && (
-                    <button
-                        className={`sub-section-tab${detailTab === 'models' ? ' is-active' : ''}`}
-                        onClick={() => setDetailTab('models')}
-                    >
-                        주택형 ({item.models.length})
-                    </button>
-                )}
-            </div>
-
-            {/* Section Content */}
-            <div className="sub-detail__section-content">
-                {detailTab === 'info' && (
-                    <div className="sub-compare">
-                        <div className="sub-compare__row">
-                            <span className="sub-compare__label">단지명</span>
-                            <span className="sub-compare__mine" style={{ gridColumn: 'span 2' }}>{item.house_nm}</span>
-                        </div>
-                        <div className="sub-compare__row">
-                            <span className="sub-compare__label">지역</span>
-                            <span style={{ gridColumn: 'span 2' }}>{item.region_name || '-'}</span>
-                        </div>
-                        <div className="sub-compare__row">
-                            <span className="sub-compare__label">주소</span>
-                            <span style={{ gridColumn: 'span 2' }}>{item.address || '-'}</span>
-                        </div>
-                        <div className="sub-compare__row">
-                            <span className="sub-compare__label">총 세대수</span>
-                            <span style={{ gridColumn: 'span 2' }}>{item.total_units ? `${item.total_units}세대` : '-'}</span>
-                        </div>
-                        <div className="sub-compare__row">
-                            <span className="sub-compare__label">시공사</span>
-                            <span style={{ gridColumn: 'span 2' }}>{item.constructor || '-'}</span>
-                        </div>
-                        <div className="sub-compare__row">
-                            <span className="sub-compare__label">시행사</span>
-                            <span style={{ gridColumn: 'span 2' }}>{item.developer || '-'}</span>
-                        </div>
-                        <div className="sub-compare__row">
-                            <span className="sub-compare__label">입주 예정</span>
-                            <span style={{ gridColumn: 'span 2' }}>{item.move_in_month || '-'}</span>
-                        </div>
-                    </div>
-                )}
-
-                {detailTab === 'schedule' && (
-                    <div className="sub-schedule-mini">
-                        {[
-                            { label: '특별공급 접수', start: item.spsply_start, end: item.spsply_end },
-                            { label: '1순위 접수', start: item.gnrl_rank1_start, end: item.gnrl_rank1_end },
-                            { label: '일반공급 접수', start: item.receipt_start, end: item.receipt_end },
-                            { label: '당첨자 발표', start: item.winner_date },
-                            { label: '계약', start: item.contract_start, end: item.contract_end },
-                        ].filter(s => s.start).map((s, i) => {
-                            const dday = getDDays(s.start);
-                            return (
-                                <div className="sub-schedule-mini__item" key={i}>
-                                    <div className="sub-schedule-mini__dot" style={{ background: getDDayColor(s.start) }} />
-                                    <div className="sub-schedule-mini__content">
-                                        <span className="sub-schedule-mini__label">{s.label}</span>
-                                        <span className="sub-schedule-mini__date">
-                                            {fmtFull(s.start)}{s.end ? ` ~ ${fmtFull(s.end)}` : ''}
-                                        </span>
-                                    </div>
-                                    {dday && (
-                                        <span className="sub-schedule-mini__dday" style={{ color: getDDayColor(s.start) }}>
-                                            {dday}
-                                        </span>
-                                    )}
-                                </div>
-                            );
-                        })}
-                        {![item.spsply_start, item.gnrl_rank1_start, item.receipt_start, item.winner_date, item.contract_start].some(Boolean) && (
-                            <p className="sub-empty-sm">일정 정보가 없습니다.</p>
-                        )}
-                    </div>
-                )}
-
-                {detailTab === 'models' && item.models?.length > 0 && (
-                    <div style={{ display: 'grid', gap: 8 }}>
-                        {item.models.map((m, i) => {
-                            const totalUnits = (m.general_units || 0) + (m.special_units || 0);
-                            return (
-                                <div key={i} style={{
-                                    border: '1px solid var(--line)',
-                                    borderRadius: 'var(--radius-sm)',
-                                    padding: '12px 14px',
-                                    background: 'var(--surface)',
-                                    display: 'grid',
-                                    gap: 4,
-                                    fontSize: 12,
-                                }}>
-                                    <div style={{ display: 'flex', justifyContent: 'space-between', alignItems: 'center' }}>
-                                        <span style={{ fontWeight: 600, color: 'var(--text-bright)' }}>
-                                            {m.house_ty || `주택형 ${i + 1}`}
-                                        </span>
-                                        {totalUnits > 0 && (
-                                            <span style={{ color: 'var(--text-muted)', fontSize: 11 }}>
-                                                {totalUnits}세대
-                                            </span>
-                                        )}
-                                    </div>
-                                    {m.supply_area && (
-                                        <span style={{ color: 'var(--text-dim)' }}>공급면적 {m.supply_area}m²</span>
-                                    )}
-                                    {m.top_amount != null && (
-                                        <span style={{ color: '#f59e0b', fontWeight: 600 }}>
-                                            분양가 {fmtPrice(m.top_amount)}원
-                                        </span>
-                                    )}
-                                </div>
-                            );
-                        })}
-                    </div>
-                )}
-            </div>
-
-            {item.match_score !== undefined && item.match_score !== null && (
-                <div className="sub-match-analysis">
-                    <div style={{ display: 'flex', alignItems: 'flex-end', justifyContent: 'space-between', flexWrap: 'wrap', gap: 8 }}>
-                        <div>
-                            <p className="sub-panel__eyebrow">매칭 분석</p>
-                            <span className="sub-match-analysis__score">
-                                ⭐ {item.match_score}<span style={{ fontSize: 14, color: "var(--text-muted)" }}> / 100</span>
-                            </span>
-                        </div>
-                    </div>
-
-                    {item.score_breakdown && (
-                        <div style={{ marginTop: 12 }}>
-                            <p className="sub-panel__eyebrow" style={{ marginBottom: 8 }}>📊 점수 분석</p>
-                            <div style={{ display: 'grid', gap: 8 }}>
-                                {[
-                                    { key: 'region',      label: '지역',  max: 35, color: '#00d4ff' },
-                                    { key: 'type',        label: '유형',  max: 10, color: '#8b5cf6' },
-                                    { key: 'area',        label: '면적',  max: 15, color: '#f59e0b' },
-                                    { key: 'price',       label: '가격',  max: 15, color: '#f43f5e' },
-                                    { key: 'eligibility', label: '자격',  max: 25, color: '#34d399' },
-                                ].map(({ key, label, max, color }) => {
-                                    const v = item.score_breakdown[key] ?? 0;
-                                    return (
-                                        <div key={key} style={{ display: 'grid', gap: 3 }}>
-                                            <div style={{ display: 'flex', justifyContent: 'space-between', fontSize: 12 }}>
-                                                <span style={{ color: 'var(--text-bright)', fontWeight: 500 }}>{label}</span>
-                                                <span>
-                                                    <span style={{ fontWeight: 700, color }}>{v}</span>
-                                                    <span style={{ color: 'var(--text-dim)' }}> / {max}</span>
-                                                </span>
-                                            </div>
-                                            <div style={{ height: 5, borderRadius: 3, background: 'var(--surface-raised)', overflow: 'hidden' }}>
-                                                <div style={{
-                                                    height: '100%', borderRadius: 3, background: color,
-                                                    width: `${(v / max) * 100}%`, transition: 'width 0.4s',
-                                                }} />
-                                            </div>
-                                        </div>
-                                    );
-                                })}
-                            </div>
-                        </div>
-                    )}
-
-                    {item.match_reasons && item.match_reasons.length > 0 && (
-                        <div>
-                            <p className="sub-panel__eyebrow" style={{ marginTop: 12 }}>💡 매칭 사유</p>
-                            <ul className="sub-match-analysis__reasons">
-                                {item.match_reasons.map((r, idx) => (
-                                    <li key={idx}>{r}</li>
-                                ))}
-                            </ul>
-                        </div>
-                    )}
-
-                    {item.eligible_types && item.eligible_types.length > 0 && (
-                        <div>
-                            <p className="sub-panel__eyebrow" style={{ marginTop: 8 }}>✓ 신청 자격</p>
-                            <div className="sub-match-analysis__elig">
-                                {item.eligible_types.map(t => (
-                                    <span key={t} className="sub-chip">{t}</span>
-                                ))}
-                            </div>
-                        </div>
-                    )}
-                </div>
-            )}
-        </div>
-    );
-}
-
-// ── CalendarView ─────────────────────────────────────────────────────────────
-function CalendarView({ items, onDaySelect }) {
-    const [cur, setCur] = useState(() => {
-        const n = new Date(); return new Date(n.getFullYear(), n.getMonth(), 1);
-    });
-    const year = cur.getFullYear(), month = cur.getMonth();
-
-    const dateMap = useMemo(() => {
-        const map = {};
-        for (const item of items) {
-            const raw = item.receipt_start || item.spsply_start || item.gnrl_rank1_start;
-            if (!raw || raw.length < 8) continue;
-            const key = `${raw.slice(0,4)}-${raw.slice(4,6)}-${raw.slice(6,8)}`;
-            (map[key] = map[key] || []).push(item);
-        }
-        return map;
-    }, [items]);
-
-    const firstDow = new Date(year, month, 1).getDay();
-    const daysInMonth = new Date(year, month + 1, 0).getDate();
-    const cells = [];
-    for (let i = 0; i < firstDow; i++) cells.push(null);
-    for (let d = 1; d <= daysInMonth; d++) cells.push(d);
-    while (cells.length % 7 !== 0) cells.push(null);
-
-    const todayD = new Date(), todayKey = `${todayD.getFullYear()}-${String(todayD.getMonth()+1).padStart(2,'0')}-${String(todayD.getDate()).padStart(2,'0')}`;
-
-    return (
-        <div className="sub-calendar">
-            <div className="sub-calendar__header">
-                <button className="sub-filter-btn" onClick={() => setCur(new Date(year, month-1, 1))}>‹</button>
-                <span>{year}년 {month+1}월</span>
-                <button className="sub-filter-btn" onClick={() => setCur(new Date(year, month+1, 1))}>›</button>
-            </div>
-            <div className="sub-calendar__weekdays">
-                {['일','월','화','수','목','금','토'].map(w => (
-                    <div key={w} className="sub-calendar__weekday">{w}</div>
-                ))}
-            </div>
-            <div className="sub-calendar__grid">
-                {cells.map((d, i) => {
-                    const key = d ? `${year}-${String(month+1).padStart(2,'0')}-${String(d).padStart(2,'0')}` : null;
-                    const dayItems = key ? (dateMap[key] || []) : [];
-                    const isToday = key === todayKey;
-                    return (
-                        <div
-                            key={i}
-                            className={`sub-calendar__day${!d ? ' is-empty' : ''}${isToday ? ' is-today' : ''}${dayItems.length > 0 ? ' has-items' : ''}`}
-                            onClick={() => dayItems.length > 0 && onDaySelect(dayItems, `${year}년 ${month+1}월 ${d}일`)}
-                        >
-                            {d && <span className="sub-calendar__day-num">{d}</span>}
-                            {dayItems.length > 0 && (
-                                <div className="sub-calendar__dots">
-                                    {dayItems.slice(0, 3).map((it, j) => (
-                                        <span key={j} className="sub-calendar__dot" style={{ background: STATUS_CONFIG[it.status]?.color || '#888' }} />
-                                    ))}
-                                    {dayItems.length > 3 && <span className="sub-calendar__more">+{dayItems.length - 3}</span>}
-                                </div>
-                            )}
-                        </div>
-                    );
-                })}
-            </div>
-        </div>
-    );
-}
-
-// ── AnnouncementsTab ─────────────────────────────────────────────────────────
-function AnnouncementsTab() {
-    const [items, setItems] = useState([]);
-    const [total, setTotal] = useState(0);
-    const [page, setPage] = useState(1);
-    const [statusFilter, setStatusFilter] = useState('전체');
-    const [regionFilter, setRegionFilter] = useState('');
-    const [bookmarkFilter, setBookmarkFilter] = useState(false);
-    const [selected, setSelected] = useState(null);
-    const [detail, setDetail] = useState(null);
-    const [loading, setLoading] = useState(true);
-    const [viewMode, setViewMode] = useState('list'); // 'list' | 'calendar'
-    const [calendarDay, setCalendarDay] = useState(null); // { label, items }
-
-    const size = viewMode === 'calendar' ? 200 : 20;
-
-    const load = async () => {
-        setLoading(true);
-        try {
-            const params = new URLSearchParams({ page: String(page), size: String(size) });
-            if (statusFilter !== '전체') params.set('status', statusFilter);
-            if (regionFilter.trim()) params.set('region', regionFilter.trim());
-            if (bookmarkFilter) params.set('bookmarked', 'true');
-            const data = await apiGet(`/api/realestate/announcements?${params}`);
-            setItems(data.items || []);
-            setTotal(data.total || 0);
-        } catch (e) {
-            console.error('Announcements load error:', e);
-            setItems([]);
-        } finally {
-            setLoading(false);
-        }
-    };
-
-    useEffect(() => { load(); }, [page, statusFilter, regionFilter, bookmarkFilter, viewMode]);
-
-    const handleSelect = async (item) => {
-        setSelected(item.id);
-        try {
-            const d = await apiGet(`/api/realestate/announcements/${item.id}`);
-            setDetail(d);
-        } catch (e) {
-            console.error('Detail load error:', e);
-            setDetail(item);
-        }
-    };
-
-    const handleDeleteClosed = async () => {
-        if (!confirm('종료된(완료) 청약 공고를 모두 삭제할까요?')) return;
-        try {
-            const res = await apiDelete('/api/realestate/announcements/closed');
-            alert(`${res.deleted || 0}건 삭제되었습니다.`);
-            setPage(1);
-            load();
-        } catch (e) {
-            console.error('Delete closed error:', e);
-            alert('삭제 실패');
-        }
-    };
-
-    const handleBookmark = async (id) => {
-        try {
-            const updated = await apiPatch(`/api/realestate/announcements/${id}/bookmark`);
-            setItems(prev => prev.map(it =>
-                it.id === id ? { ...it, is_bookmarked: updated.is_bookmarked } : it
-            ));
-            if (detail?.id === id) setDetail(prev => ({ ...prev, is_bookmarked: updated.is_bookmarked }));
-        } catch (e) {
-            console.error('Bookmark error:', e);
-        }
-    };
-
-    const totalPages = Math.max(1, Math.ceil(total / size));
-
-    return (
-        <div style={{ display: 'grid', gap: 16 }}>
-            {/* Filters */}
-            <div className="sub-tabs-bar">
-                <div className="sub-filter">
-                    {STATUS_FILTERS.map((f) => (
-                        <button
-                            key={f}
-                            className={`sub-filter-btn${statusFilter === f ? ' is-active' : ''}`}
-                            onClick={() => { setStatusFilter(f); setPage(1); }}
-                        >
-                            {f}
-                        </button>
-                    ))}
-                </div>
-                <div style={{ display: 'flex', gap: 8, alignItems: 'center' }}>
-                    <button
-                        className={`sub-filter-btn${bookmarkFilter ? ' is-active' : ''}`}
-                        onClick={() => { setBookmarkFilter(v => !v); setPage(1); }}
-                        style={{ fontSize: 12 }}
-                    >
-                        ★ 즐겨찾기
-                    </button>
-                    <input
-                        className="sub-form-input"
-                        placeholder="지역 검색..."
-                        value={regionFilter}
-                        onChange={(e) => { setRegionFilter(e.target.value); setPage(1); }}
-                        style={{ width: 160, padding: '6px 12px', fontSize: 12 }}
-                    />
-                    <button
-                        className={`sub-filter-btn${viewMode === 'calendar' ? ' is-active' : ''}`}
-                        onClick={() => { setViewMode(v => v === 'calendar' ? 'list' : 'calendar'); setPage(1); setCalendarDay(null); }}
-                        style={{ fontSize: 12 }}
-                        title="캘린더 뷰 전환"
-                    >
-                        📅 캘린더
-                    </button>
-                    <button
-                        className="sub-filter-btn"
-                        onClick={handleDeleteClosed}
-                        style={{ fontSize: 12, color: '#f87171' }}
-                        title="status='완료' 공고 일괄 삭제"
-                    >
-                        🗑 종료 청약 삭제
-                    </button>
-                </div>
-            </div>
-
-            {loading ? (
-                <div className="sub-empty">불러오는 중...</div>
-            ) : items.length === 0 ? (
-                <div className="sub-empty">조건에 맞는 공고가 없습니다.</div>
-            ) : viewMode === 'calendar' ? (
-                <div style={{ display: 'grid', gap: 12 }}>
-                    <CalendarView
-                        items={items}
-                        onDaySelect={(dayItems, label) => setCalendarDay({ items: dayItems, label })}
-                    />
-                    {calendarDay && (
-                        <div className="sub-panel">
-                            <div className="sub-panel__head">
-                                <div>
-                                    <p className="sub-panel__eyebrow">{calendarDay.label}</p>
-                                    <h3>공고 {calendarDay.items.length}건</h3>
-                                </div>
-                                <button className="sub-filter-btn" onClick={() => setCalendarDay(null)} style={{ fontSize: 11 }}>닫기</button>
-                            </div>
-                            <div className="sub-panel__body" style={{ display: 'grid', gap: 8 }}>
-                                {calendarDay.items.map(item => (
-                                    <div
-                                        key={item.id}
-                                        className="sub-card"
-                                        style={{ cursor: 'pointer', padding: '10px 14px' }}
-                                        onClick={() => { setViewMode('list'); handleSelect(item); }}
-                                    >
-                                        <div style={{ display: 'flex', justifyContent: 'space-between', alignItems: 'flex-start', gap: 8 }}>
-                                            <span style={{ fontWeight: 600, fontSize: 13, color: 'var(--text-bright)' }}>{item.house_nm}</span>
-                                            <span className="sub-badge" style={{ background: STATUS_CONFIG[item.status]?.bg, color: STATUS_CONFIG[item.status]?.color, flexShrink: 0 }}>
-                                                {item.status}
-                                            </span>
-                                        </div>
-                                        <span style={{ fontSize: 11, color: 'var(--text-dim)' }}>{item.region_name} · 접수 {item.receipt_start}</span>
-                                    </div>
-                                ))}
-                            </div>
-                        </div>
-                    )}
-                </div>
-            ) : (
-                <div className="sub-list-layout">
-                    {/* Card Grid */}
-                    <div>
-                        <div className="sub-card-grid">
-                            {items.map((item) => (
-                                <AnnouncementCard
-                                    key={item.id}
-                                    item={item}
-                                    isSelected={selected === item.id}
-                                    onClick={() => handleSelect(item)}
-                                    onBookmark={handleBookmark}
-                                />
-                            ))}
-                        </div>
-
-                        {/* Pagination */}
-                        {totalPages > 1 && (
-                            <div style={{ display: 'flex', justifyContent: 'center', gap: 8, marginTop: 16 }}>
-                                <button
-                                    className="sub-filter-btn"
-                                    disabled={page <= 1}
-                                    onClick={() => setPage(p => p - 1)}
-                                >
-                                    ‹ 이전
-                                </button>
-                                <span style={{ fontSize: 13, color: 'var(--text-dim)', padding: '4px 8px' }}>
-                                    {page} / {totalPages}
-                                </span>
-                                <button
-                                    className="sub-filter-btn"
-                                    disabled={page >= totalPages}
-                                    onClick={() => setPage(p => p + 1)}
-                                >
-                                    다음 ›
-                                </button>
-                            </div>
-                        )}
-                    </div>
-
-                    {/* Detail Panel */}
-                    <div className="sub-detail-panel">
-                        <AnnouncementDetail item={detail} onBookmark={handleBookmark} />
-                    </div>
-                </div>
-            )}
-        </div>
-    );
-}
-
-// ── MatchesTab ────────────────────────────────────────────────────────────────
-function MatchesTab() {
-    const [items, setItems] = useState([]);
-    const [total, setTotal] = useState(0);
-    const [myPoints, setMyPoints] = useState(null);
-    const [page, setPage] = useState(1);
-    const [refreshing, setRefreshing] = useState(false);
-    const [loading, setLoading] = useState(true);
-
-    const size = 20;
-
-    const load = async () => {
-        setLoading(true);
-        try {
-            const data = await apiGet(`/api/realestate/matches?page=${page}&size=${size}`);
-            setItems(data.items || []);
-            setTotal(data.total || 0);
-            if (data.my_points) setMyPoints(data.my_points);
-        } catch (e) {
-            console.error('Matches load error:', e);
-            setItems([]);
-        } finally {
-            setLoading(false);
-        }
-    };
-
-    useEffect(() => { load(); }, [page]);
-
-    const handleRefresh = async () => {
-        setRefreshing(true);
-        try {
-            await apiPost('/api/realestate/matches/refresh');
-            await load();
-        } catch (e) {
-            console.error('Refresh error:', e);
-        } finally {
-            setRefreshing(false);
-        }
-    };
-
-    const handleMarkRead = async (id) => {
-        try {
-            await apiPatch(`/api/realestate/matches/${id}/read`);
-            setItems(prev => prev.map(m => m.id === id ? { ...m, is_new: false } : m));
-        } catch (e) {
-            console.error('Mark read error:', e);
-        }
-    };
-
-    const totalPages = Math.max(1, Math.ceil(total / size));
-
-    return (
-        <div style={{ display: 'grid', gap: 16 }}>
-            <div className="sub-tabs-bar">
-                <div style={{ display: 'flex', alignItems: 'center', gap: 12 }}>
-                    <p style={{ margin: 0, fontSize: 13, color: 'var(--text-dim)' }}>
-                        총 {total}건의 매칭 결과
-                    </p>
-                    {myPoints && (
-                        <span className="sub-badge" style={{
-                            color: myPoints.total >= 60 ? '#34d399' : myPoints.total >= 40 ? '#f59e0b' : '#f87171',
-                            background: myPoints.total >= 60 ? 'rgba(52,211,153,0.1)' : myPoints.total >= 40 ? 'rgba(245,158,11,0.1)' : 'rgba(248,113,113,0.1)',
-                            fontWeight: 700, fontSize: 12,
-                        }}>
-                            내 가점 {myPoints.total}/{myPoints.max_total}
-                        </span>
-                    )}
-                </div>
-                <button
-                    className="sub-filter-btn is-active"
-                    onClick={handleRefresh}
-                    disabled={refreshing}
-                    style={{ padding: '8px 20px', fontSize: 13 }}
-                >
-                    {refreshing ? '재계산 중...' : '재계산'}
-                </button>
-            </div>
-
-            {loading ? (
-                <div className="sub-empty">불러오는 중...</div>
-            ) : items.length === 0 ? (
-                <div className="sub-empty">
-                    매칭 결과가 없습니다. 프로필을 설정하고 재계산을 실행해 보세요.
-                </div>
-            ) : (
-                <>
-                    <div style={{ display: 'grid', gap: 10 }}>
-                        {items.map((match) => (
-                            <div
-                                key={match.id}
-                                className="sub-card"
-                                style={{
-                                    gridTemplateColumns: '1fr auto',
-                                    alignItems: 'center',
-                                    borderLeft: match.is_new ? '3px solid #f43f5e' : undefined,
-                                    cursor: match.is_new ? 'pointer' : 'default',
-                                }}
-                                onClick={() => match.is_new && handleMarkRead(match.id)}
-                            >
-                                <div style={{ display: 'grid', gap: 6 }}>
-                                    <div style={{ display: 'flex', alignItems: 'center', gap: 8 }}>
-                                        <h4 className="sub-card__name" style={{ margin: 0 }}>
-                                            {match.house_nm || `공고 #${match.announcement_id}`}
-                                        </h4>
-                                        {match.is_new && (
-                                            <span className="sub-badge" style={{ color: '#f43f5e', background: 'rgba(244,63,94,0.1)' }}>
-                                                NEW
-                                            </span>
-                                        )}
-                                        {match.ann_status && <StatusBadge status={match.ann_status} />}
-                                        {match.district && (
-                                            <span className="sub-chip sub-chip--district">{match.district}</span>
-                                        )}
-                                        {(() => {
-                                            const tier = extractTier(match.match_reasons);
-                                            return tier ? (
-                                                <span className={`sub-chip sub-chip--tier sub-chip--tier-${tier}`}>
-                                                    {tier}티어
-                                                </span>
-                                            ) : null;
-                                        })()}
-                                    </div>
-                                    <p className="sub-card__address" style={{ margin: 0 }}>
-                                        {match.region_name || '-'}
-                                        {match.receipt_start && (
-                                            <span style={{ marginLeft: 8 }}>
-                                                {fmt(match.receipt_start)} ~ {fmt(match.receipt_end)}
-                                                {(() => {
-                                                    const dd = getDDays(match.receipt_start);
-                                                    return dd ? <span style={{ marginLeft: 6, fontWeight: 600, color: getDDayColor(match.receipt_start) }}>{dd}</span> : null;
-                                                })()}
-                                            </span>
-                                        )}
-                                    </p>
-                                    {match.eligible_types && (
-                                        <div style={{ display: 'flex', gap: 4, flexWrap: 'wrap' }}>
-                                            {(Array.isArray(match.eligible_types)
-                                                ? match.eligible_types
-                                                : (() => { try { return JSON.parse(match.eligible_types); } catch { return []; } })()
-                                            ).map((t, i) => (
-                                                <span key={i} className="sub-tag is-neutral" style={{ fontSize: 10 }}>
-                                                    {t}
-                                                </span>
-                                            ))}
-                                        </div>
-                                    )}
-                                    {match.match_reasons?.length > 0 && (
-                                        <div style={{ fontSize: 11, color: 'var(--text-muted)' }}>
-                                            {(Array.isArray(match.match_reasons)
-                                                ? match.match_reasons
-                                                : (() => { try { return JSON.parse(match.match_reasons); } catch { return []; } })()
-                                            ).join(' · ')}
-                                        </div>
-                                    )}
-                                    {match.score_breakdown && (
-                                        <div style={{ display: 'flex', gap: 2, marginTop: 4 }}>
-                                            {[
-                                                { key: 'region',      max: 35, color: '#00d4ff' },
-                                                { key: 'type',        max: 10, color: '#8b5cf6' },
-                                                { key: 'area',        max: 15, color: '#f59e0b' },
-                                                { key: 'price',       max: 15, color: '#f43f5e' },
-                                                { key: 'eligibility', max: 25, color: '#34d399' },
-                                            ].map(({ key, max, color }) => {
-                                                const v = match.score_breakdown[key] ?? 0;
-                                                return (
-                                                    <div key={key} style={{ flex: max, height: 4, borderRadius: 2, background: 'var(--surface-raised)', overflow: 'hidden' }}>
-                                                        <div style={{ height: '100%', borderRadius: 2, background: color, width: `${(v / max) * 100}%` }} />
-                                                    </div>
-                                                );
-                                            })}
-                                        </div>
-                                    )}
-                                </div>
-                                <div style={{ textAlign: 'center', flexShrink: 0, display: 'grid', gap: 6 }}>
-                                    <div>
-                                        <div style={{
-                                            fontFamily: 'var(--font-display)',
-                                            fontSize: 28,
-                                            fontWeight: 700,
-                                            color: (match.match_score ?? 0) >= 70 ? '#34d399' : (match.match_score ?? 0) >= 40 ? '#f59e0b' : '#f87171',
-                                            lineHeight: 1,
-                                        }}>
-                                            {match.match_score ?? '-'}
-                                        </div>
-                                        <div style={{ fontSize: 10, color: 'var(--text-muted)', marginTop: 4 }}>
-                                            매칭 점수
-                                        </div>
-                                    </div>
-                                    {myPoints && (
-                                        <div style={{
-                                            fontSize: 11, padding: '3px 8px', borderRadius: 4,
-                                            background: myPoints.total >= 50 ? 'rgba(52,211,153,0.1)' : 'rgba(248,113,113,0.1)',
-                                            color: myPoints.total >= 50 ? '#34d399' : '#f87171',
-                                            fontWeight: 600, whiteSpace: 'nowrap',
-                                        }}>
-                                            가점 {myPoints.total}점
-                                        </div>
-                                    )}
-                                </div>
-                            </div>
-                        ))}
-                    </div>
-
-                    {totalPages > 1 && (
-                        <div style={{ display: 'flex', justifyContent: 'center', gap: 8, marginTop: 8 }}>
-                            <button className="sub-filter-btn" disabled={page <= 1} onClick={() => setPage(p => p - 1)}>
-                                ‹ 이전
-                            </button>
-                            <span style={{ fontSize: 13, color: 'var(--text-dim)', padding: '4px 8px' }}>
-                                {page} / {totalPages}
-                            </span>
-                            <button className="sub-filter-btn" disabled={page >= totalPages} onClick={() => setPage(p => p + 1)}>
-                                다음 ›
-                            </button>
-                        </div>
-                    )}
-                </>
-            )}
-        </div>
-    );
-}
-
-// ── ProfileTab ────────────────────────────────────────────────────────────────
-function ProfileTab() {
-    const [profile, setProfile] = useState({ ...DEFAULT_PROFILE });
-    const [passCount, setPassCount] = useState(null);
-    const [saving, setSaving] = useState(false);
-    const [loading, setLoading] = useState(true);
-    const [message, setMessage] = useState('');
-
-    useEffect(() => {
-        (async () => {
-            setLoading(true);
-            try {
-                const [data, dash] = await Promise.all([
-                    apiGet('/api/realestate/profile'),
-                    apiGet('/api/realestate/dashboard').catch(() => null),
-                ]);
-                if (data && Object.keys(data).length > 0) {
-                    const display = { ...DEFAULT_PROFILE, ...data };
-                    if (Array.isArray(display.preferred_regions)) display.preferred_regions = display.preferred_regions.join(', ');
-                    if (Array.isArray(display.preferred_types)) display.preferred_types = display.preferred_types.join(', ');
-                    setProfile(display);
-                }
-                if (dash?.pass_count != null) setPassCount(dash.pass_count);
-            } catch (e) {
-                console.error('Profile load error:', e);
-            } finally {
-                setLoading(false);
-            }
-        })();
-    }, []);
-
-    const handleChange = (key, value) => {
-        setProfile(prev => ({ ...prev, [key]: value }));
-    };
-
-    const handleCheckbox = (key) => {
-        setProfile(prev => ({ ...prev, [key]: !prev[key] }));
-    };
-
-    const handleSave = async () => {
-        setSaving(true);
-        setMessage('');
-        try {
-            const payload = { ...profile };
-            // Convert numeric strings to numbers
-            ['age', 'subscription_months', 'subscription_amount', 'family_members',
-             'children_count', 'marriage_months', 'min_area', 'max_area', 'max_price'
-            ].forEach(k => {
-                if (payload[k] !== '' && payload[k] != null) {
-                    payload[k] = Number(payload[k]);
-                } else {
-                    payload[k] = null;
-                }
-            });
-            // Convert comma-separated strings to arrays
-            payload.preferred_regions = typeof payload.preferred_regions === 'string'
-                ? payload.preferred_regions.split(',').map(s => s.trim()).filter(Boolean)
-                : (payload.preferred_regions || []);
-            payload.preferred_types = typeof payload.preferred_types === 'string'
-                ? payload.preferred_types.split(',').map(s => s.trim()).filter(Boolean)
-                : (payload.preferred_types || []);
-            // Send empty arrays as null
-            if (payload.preferred_regions.length === 0) payload.preferred_regions = null;
-            if (payload.preferred_types.length === 0) payload.preferred_types = null;
-
-            // 신규: preferred_districts (객체), min_match_score, notify_enabled
-            payload.preferred_districts = profile.preferred_districts && typeof profile.preferred_districts === "object"
-                ? profile.preferred_districts
-                : {};
-            payload.min_match_score = profile.min_match_score ?? null;
-            payload.notify_enabled = profile.notify_enabled ?? null;
-
-            const updated = await apiPut('/api/realestate/profile', payload);
-            if (updated && Object.keys(updated).length > 0) {
-                // Convert arrays back to comma-separated strings for display
-                const display = { ...DEFAULT_PROFILE, ...updated };
-                if (Array.isArray(display.preferred_regions)) display.preferred_regions = display.preferred_regions.join(', ');
-                if (Array.isArray(display.preferred_types)) display.preferred_types = display.preferred_types.join(', ');
-                setProfile(display);
-            }
-            setMessage('저장 완료');
-            setTimeout(() => setMessage(''), 2000);
-        } catch (e) {
-            console.error('Profile save error:', e);
-            setMessage('저장 실패: ' + e.message);
-        } finally {
-            setSaving(false);
-        }
-    };
-
-    if (loading) return <div className="sub-empty">불러오는 중...</div>;
-
-    const pts = profile.subscription_points;
-
-    return (
-        <div style={{ display: 'grid', gap: 16 }}>
-            {/* 가점 카드 */}
-            {pts && pts.total > 0 && (
-                <div className="sub-panel">
-                    <div className="sub-panel__head">
-                        <div>
-                            <p className="sub-panel__eyebrow">청약 가점</p>
-                            <h3>내 가점 현황</h3>
-                        </div>
-                        <div style={{
-                            fontFamily: 'var(--font-display)', fontSize: 36, fontWeight: 700,
-                            color: pts.total >= 60 ? '#34d399' : pts.total >= 40 ? '#f59e0b' : '#f87171',
-                            lineHeight: 1,
-                        }}>
-                            {pts.total}<span style={{ fontSize: 16, color: 'var(--text-muted)', fontWeight: 400 }}> / {pts.max_total}</span>
-                        </div>
-                    </div>
-                    <div className="sub-panel__body" style={{ display: 'grid', gap: 12 }}>
-                        {[
-                            { label: '무주택기간', data: pts.homeless_duration, color: '#00d4ff' },
-                            { label: '부양가족 수', data: pts.dependents, color: '#8b5cf6' },
-                            { label: '청약통장 가입기간', data: pts.subscription_period, color: '#f59e0b' },
-                        ].map(({ label, data, color }) => (
-                            <div key={label} style={{ display: 'grid', gap: 4 }}>
-                                <div style={{ display: 'flex', justifyContent: 'space-between', fontSize: 13 }}>
-                                    <span style={{ color: 'var(--text-bright)', fontWeight: 500 }}>{label}</span>
-                                    <span>
-                                        <span style={{ fontWeight: 700, color }}>{data.score}</span>
-                                        <span style={{ color: 'var(--text-dim)' }}> / {data.max}</span>
-                                    </span>
-                                </div>
-                                <div style={{ height: 6, borderRadius: 3, background: 'var(--surface-raised)', overflow: 'hidden' }}>
-                                    <div style={{
-                                        height: '100%', borderRadius: 3, background: color,
-                                        width: `${(data.score / data.max) * 100}%`, transition: 'width 0.3s',
-                                    }} />
-                                </div>
-                                <span style={{ fontSize: 11, color: 'var(--text-muted)' }}>{data.detail}</span>
-                            </div>
-                        ))}
-                    </div>
-                </div>
-            )}
-
-        <div className="sub-panel">
-            <div className="sub-panel__head">
-                <div>
-                    <p className="sub-panel__eyebrow">프로필</p>
-                    <h3>내 청약 프로필</h3>
-                    <p className="sub-panel__sub">자격 조건과 선호 조건을 설정하면 공고 매칭에 활용됩니다. <span style={{ color: '#f43f5e', fontSize: 11 }}>* 필수 입력</span></p>
-                </div>
-                <div style={{ display: 'flex', gap: 8, alignItems: 'center' }}>
-                    {message && (
-                        <span style={{
-                            fontSize: 12,
-                            color: message.startsWith('저장 완료') ? '#34d399' : '#f87171',
-                        }}>
-                            {message}
-                        </span>
-                    )}
-                    <button
-                        className="sub-filter-btn is-active"
-                        onClick={handleSave}
-                        disabled={saving}
-                        style={{ padding: '8px 20px', fontSize: 13 }}
-                    >
-                        {saving ? '저장 중...' : '저장'}
-                    </button>
-                </div>
-            </div>
-
-            {/* 프로필 완성도 힌트 */}
-            {(() => {
-                const missing = [];
-                if (!profile.income_level) missing.push('소득 수준');
-                if (!profile.min_area || !profile.max_area) missing.push('희망 면적');
-                if (!profile.max_price) missing.push('최대 예산');
-                const hasDistricts = profile.preferred_districts &&
-                    Object.values(profile.preferred_districts).some(arr => arr?.length > 0);
-                if (!hasDistricts) missing.push('자치구 티어');
-                if (missing.length === 0) return null;
-                return (
-                    <div className="sub-profile-hint">
-                        <span className="sub-profile-hint__icon">💡</span>
-                        <span>
-                            <strong>매칭 정확도 개선 가능</strong> — {missing.join(', ')} 입력 시 더 정확한 점수를 산출합니다.
-                        </span>
-                    </div>
-                );
-            })()}
-
-            <div className="sub-modal__form">
-                {/* 기본 정보 */}
-                <div className="sub-form-section" style={{ borderBottom: '1px solid var(--line)' }}>
-                    <p className="sub-form-section__title">기본 정보</p>
-                    <div className="sub-form-row">
-                        <label className="sub-form-label">
-                            이름
-                            <input
-                                className="sub-form-input"
-                                value={profile.name || ''}
-                                onChange={e => handleChange('name', e.target.value)}
-                                placeholder="이름"
-                            />
-                        </label>
-                        <label className="sub-form-label">
-                            나이
-                            <input
-                                className="sub-form-input"
-                                type="number"
-                                value={profile.age || ''}
-                                onChange={e => handleChange('age', e.target.value)}
-                                placeholder="만 나이"
-                            />
-                        </label>
-                    </div>
-                </div>
-
-                {/* 자격 조건 */}
-                <div className="sub-form-section" style={{ borderBottom: '1px solid var(--line)' }}>
-                    <p className="sub-form-section__title">자격 조건</p>
-
-                    <div className="sub-form-checks">
-                        <label className="sub-form-check">
-                            <input type="checkbox" checked={!!profile.is_homeless} onChange={() => handleCheckbox('is_homeless')} />
-                            무주택자 *
-                        </label>
-                        <label className="sub-form-check">
-                            <input type="checkbox" checked={!!profile.is_householder} onChange={() => handleCheckbox('is_householder')} />
-                            세대주 *
-                        </label>
-                        <label className="sub-form-check">
-                            <input type="checkbox" checked={!!profile.has_dependents} onChange={() => handleCheckbox('has_dependents')} />
-                            부양가족 있음
-                        </label>
-                        <label className="sub-form-check">
-                            <input type="checkbox" checked={!!profile.is_newlywed} onChange={() => handleCheckbox('is_newlywed')} />
-                            신혼부부
-                        </label>
-                        <label className="sub-form-check">
-                            <input type="checkbox" checked={!!profile.has_newborn} onChange={() => handleCheckbox('has_newborn')} />
-                            출산/입양
-                        </label>
-                        <label className="sub-form-check">
-                            <input type="checkbox" checked={!!profile.is_first_home} onChange={() => handleCheckbox('is_first_home')} />
-                            생애최초
-                        </label>
-                    </div>
-
-                    <div className="sub-form-row--three" style={{ display: 'grid', gridTemplateColumns: '1fr 1fr 1fr', gap: 12 }}>
-                        <label className="sub-form-label">
-                            청약 납입 기간 (개월) *
-                            <input
-                                className="sub-form-input"
-                                type="number"
-                                value={profile.subscription_months || ''}
-                                onChange={e => handleChange('subscription_months', e.target.value)}
-                                placeholder="예: 84"
-                            />
-                        </label>
-                        <label className="sub-form-label">
-                            청약 납입 금액 (만원)
-                            <input
-                                className="sub-form-input"
-                                type="number"
-                                value={profile.subscription_amount || ''}
-                                onChange={e => handleChange('subscription_amount', e.target.value)}
-                                placeholder="예: 1500"
-                            />
-                        </label>
-                        <label className="sub-form-label">
-                            가족 수 *
-                            <input
-                                className="sub-form-input"
-                                type="number"
-                                value={profile.family_members || ''}
-                                onChange={e => handleChange('family_members', e.target.value)}
-                                placeholder="본인 포함"
-                            />
-                        </label>
-                    </div>
-
-                    <div className="sub-form-row--three" style={{ display: 'grid', gridTemplateColumns: '1fr 1fr 1fr', gap: 12 }}>
-                        <label className="sub-form-label">
-                            자녀 수
-                            <input
-                                className="sub-form-input"
-                                type="number"
-                                value={profile.children_count || ''}
-                                onChange={e => handleChange('children_count', e.target.value)}
-                                placeholder="0"
-                            />
-                        </label>
-                        <label className="sub-form-label">
-                            혼인 기간 (개월)
-                            <input
-                                className="sub-form-input"
-                                type="number"
-                                value={profile.marriage_months || ''}
-                                onChange={e => handleChange('marriage_months', e.target.value)}
-                                placeholder="미혼이면 비워두세요"
-                            />
-                        </label>
-                        <label className="sub-form-label">
-                            소득 수준 (%)
-                            <input
-                                className="sub-form-input"
-                                type="number"
-                                min="0"
-                                max="300"
-                                value={profile.income_level || ''}
-                                onChange={e => handleChange('income_level', e.target.value)}
-                                placeholder="도시근로자 월평균 대비 %"
-                            />
-                            <span className="sub-form-hint">청년 ≤140 / 신혼·생애최초 ≤160 / 신생아 ≤200 · 미입력 시 검증 생략</span>
-                        </label>
-                    </div>
-                </div>
-
-                {/* 선호 조건 */}
-                <div className="sub-form-section">
-                    <p className="sub-form-section__title">선호 조건</p>
-
-                    <div className="sub-form-row">
-                        <label className="sub-form-label">
-                            선호 지역 *
-                            <input
-                                className="sub-form-input"
-                                value={profile.preferred_regions || ''}
-                                onChange={e => handleChange('preferred_regions', e.target.value)}
-                                placeholder="예: 서울, 경기"
-                            />
-                        </label>
-                        <label className="sub-form-label">
-                            선호 주택유형
-                            <input
-                                className="sub-form-input"
-                                value={profile.preferred_types || ''}
-                                onChange={e => handleChange('preferred_types', e.target.value)}
-                                placeholder="예: 국민주택, 민영주택"
-                            />
-                        </label>
-                    </div>
-
-                    <div className="sub-form-row--three" style={{ display: 'grid', gridTemplateColumns: '1fr 1fr 1fr', gap: 12 }}>
-                        <label className="sub-form-label">
-                            최소 면적 (m²)
-                            <input
-                                className="sub-form-input"
-                                type="number"
-                                value={profile.min_area || ''}
-                                onChange={e => handleChange('min_area', e.target.value)}
-                                placeholder="예: 59"
-                            />
-                        </label>
-                        <label className="sub-form-label">
-                            최대 면적 (m²)
-                            <input
-                                className="sub-form-input"
-                                type="number"
-                                value={profile.max_area || ''}
-                                onChange={e => handleChange('max_area', e.target.value)}
-                                placeholder="예: 84"
-                            />
-                        </label>
-                        <label className="sub-form-label">
-                            최대 분양가 (만원)
-                            <input
-                                className="sub-form-input"
-                                type="number"
-                                value={profile.max_price || ''}
-                                onChange={e => handleChange('max_price', e.target.value)}
-                                placeholder="예: 80000"
-                            />
-                        </label>
-                    </div>
-                </div>
-
-                {/* 자치구 5티어 */}
-                <DistrictTierEditor
-                    value={profile.preferred_districts}
-                    onChange={(next) => setProfile(prev => ({ ...prev, preferred_districts: next }))}
-                />
-
-                {/* 알림 설정 */}
-                <NotificationSettings
-                    minScore={profile.min_match_score ?? 70}
-                    notifyEnabled={profile.notify_enabled ?? true}
-                    onChange={(patch) => setProfile(prev => ({ ...prev, ...patch }))}
-                    passCount={passCount}
-                />
-            </div>
-        </div>
-        </div>
-    );
-}
-
-// ── Subscription (Main) ──────────────────────────────────────────────────────
+// ── Subscription (Main) ──
 function Subscription() {
     const [activeTab, setActiveTab] = useState(0);
     const [refreshKey, setRefreshKey] = useState(0);
@@ -1593,7 +19,7 @@ function Subscription() {
     }, []);
 
     const handleFABClick = useCallback(() => {
-        setActiveTab(1); // 공고 목록 탭으로 이동
+        setActiveTab(1);
     }, []);
 
     return (
@@ -1604,7 +30,6 @@ function Subscription() {
                     실매물 · 안전마진 →
                 </Link>
             </div>
-            {/* Header */}
             <div className="sub-header">
                 <div>
                     <p className="sub-kicker">Real Estate</p>
@@ -1614,8 +39,6 @@ function Subscription() {
                     </p>
                 </div>
             </div>
-
-            {/* Tabs */}
             <div className="sub-tabs-bar">
                 <div className="sub-tabs">
                     {TABS.map((tab, i) => (
@@ -1629,15 +52,12 @@ function Subscription() {
                     ))}
                 </div>
             </div>
-
-            {/* Body */}
             <div className="sub-body">
                 {activeTab === 0 && <DashboardTab key={`dash-${refreshKey}`} />}
                 {activeTab === 1 && <AnnouncementsTab key={`ann-${refreshKey}`} />}
                 {activeTab === 2 && <MatchesTab key={`match-${refreshKey}`} />}
                 {activeTab === 3 && <ProfileTab key={`prof-${refreshKey}`} />}
             </div>
-
             <FAB onClick={handleFABClick} label="공고 목록" />
         </div>
         </PullToRefresh>
diff --git a/src/pages/subscription/components/AnnouncementCard.jsx b/src/pages/subscription/components/AnnouncementCard.jsx
new file mode 100644
index 0000000..bfed496
--- /dev/null
+++ b/src/pages/subscription/components/AnnouncementCard.jsx
@@ -0,0 +1,90 @@
+import React from 'react';
+import { HOUSE_TYPE_LABELS, extractTier, fmt, getDDays, getDDayColor, fmtPrice } from '../subscriptionUtils';
+import StatusBadge from './StatusBadge';
+
+function AnnouncementCard({ item, isSelected, onClick, onBookmark }) {
+    const dday = getDDays(item.receipt_start);
+    const priceText = item.min_price != null
+        ? (item.min_price === item.max_price_display
+            ? fmtPrice(item.min_price)
+            : `${fmtPrice(item.min_price)} ~ ${fmtPrice(item.max_price_display)}`)
+        : null;
+    return (
+        <div
+            className={`sub-card${isSelected ? ' is-selected' : ''}`}
+            onClick={onClick}
+        >
+            <div className="sub-card__top">
+                <div className="sub-card__badges">
+                    <StatusBadge status={item.status} />
+                    {item.house_secd && HOUSE_TYPE_LABELS[item.house_secd] && (
+                        <span className="sub-type-badge" style={{ color: '#60a5fa' }}>
+                            {HOUSE_TYPE_LABELS[item.house_secd]}
+                        </span>
+                    )}
+                    {item.match_score > 0 && (
+                        <span className="sub-badge" style={{
+                            color: item.match_score >= 70 ? '#34d399' : item.match_score >= 40 ? '#f59e0b' : '#94a3b8',
+                            background: item.match_score >= 70 ? 'rgba(52,211,153,0.1)' : item.match_score >= 40 ? 'rgba(245,158,11,0.1)' : 'rgba(148,163,184,0.1)',
+                            fontWeight: 700,
+                        }}>
+                            {item.match_score}점
+                        </span>
+                    )}
+                    {item.district && (
+                        <span className="sub-chip sub-chip--district">{item.district}</span>
+                    )}
+                    {(() => {
+                        const tier = extractTier(item.match_reasons);
+                        return tier ? (
+                            <span className={`sub-chip sub-chip--tier sub-chip--tier-${tier}`}>
+                                {tier}티어
+                            </span>
+                        ) : null;
+                    })()}
+                </div>
+                <button
+                    onClick={(e) => { e.stopPropagation(); onBookmark?.(item.id); }}
+                    style={{
+                        background: 'none', border: 'none', cursor: 'pointer', padding: 2,
+                        fontSize: 16, color: item.is_bookmarked ? '#f59e0b' : 'var(--text-dim)',
+                        lineHeight: 1,
+                    }}
+                    title={item.is_bookmarked ? '즐겨찾기 해제' : '즐겨찾기'}
+                >
+                    {item.is_bookmarked ? '★' : '☆'}
+                </button>
+            </div>
+            <h4 className="sub-card__name">{item.house_nm || '(이름 없음)'}</h4>
+            <p className="sub-card__address">{item.address || item.region_name || '-'}</p>
+            <div className="sub-card__info">
+                <span>{item.total_units ? `${item.total_units}세대` : '-'}</span>
+                <span className="sub-card__dot">·</span>
+                <span>{item.region_name || '-'}</span>
+                {priceText && (
+                    <>
+                        <span className="sub-card__dot">·</span>
+                        <span style={{ color: '#f59e0b' }}>{priceText}</span>
+                    </>
+                )}
+            </div>
+            <div className="sub-card__bottom">
+                {item.receipt_start && (
+                    <span style={{ fontSize: 11, color: 'var(--text-muted)' }}>
+                        {fmt(item.receipt_start)} ~ {fmt(item.receipt_end)}
+                    </span>
+                )}
+                {dday && (
+                    <span
+                        className="sub-card__dday"
+                        style={{ color: getDDayColor(item.receipt_start) }}
+                    >
+                        {dday}
+                    </span>
+                )}
+            </div>
+        </div>
+    );
+}
+
+export default AnnouncementCard;
diff --git a/src/pages/subscription/components/AnnouncementDetail.jsx b/src/pages/subscription/components/AnnouncementDetail.jsx
new file mode 100644
index 0000000..7eedd6b
--- /dev/null
+++ b/src/pages/subscription/components/AnnouncementDetail.jsx
@@ -0,0 +1,279 @@
+import React, { useState } from 'react';
+import { HOUSE_TYPE_LABELS, fmtFull, getDDays, getDDayColor, fmtPrice } from '../subscriptionUtils';
+import StatusBadge from './StatusBadge';
+
+function AnnouncementDetail({ item, onBookmark }) {
+    const [detailTab, setDetailTab] = useState('info');
+
+    if (!item) {
+        return (
+            <div className="sub-detail sub-detail--empty">
+                <span className="sub-detail__empty-icon">🏠</span>
+                <span>공고를 선택하면 상세 정보가 표시됩니다.</span>
+            </div>
+        );
+    }
+
+    return (
+        <div className="sub-detail">
+            {/* Header */}
+            <div className="sub-detail__header">
+                <div>
+                    <div className="sub-detail__badges">
+                        <StatusBadge status={item.status} size="lg" />
+                        {item.house_secd && HOUSE_TYPE_LABELS[item.house_secd] && (
+                            <span className="sub-type-badge sub-type-badge--lg" style={{ color: '#60a5fa' }}>
+                                {HOUSE_TYPE_LABELS[item.house_secd]}
+                            </span>
+                        )}
+                    </div>
+                    <h3 className="sub-detail__name">{item.house_nm}</h3>
+                    <p className="sub-detail__address">{item.address || item.region_name}</p>
+                    {item.match_score > 0 && (
+                        <div style={{ display: 'flex', alignItems: 'center', gap: 8, marginTop: 6 }}>
+                            <span style={{
+                                fontSize: 20, fontWeight: 700, fontFamily: 'var(--font-display)',
+                                color: item.match_score >= 70 ? '#34d399' : item.match_score >= 40 ? '#f59e0b' : '#94a3b8',
+                            }}>
+                                매칭 {item.match_score}점
+                            </span>
+                            {item.eligible_types?.length > 0 && (
+                                <div style={{ display: 'flex', gap: 4, flexWrap: 'wrap' }}>
+                                    {(Array.isArray(item.eligible_types) ? item.eligible_types : []).map((t, i) => (
+                                        <span key={i} className="sub-tag is-neutral" style={{ fontSize: 10 }}>{t}</span>
+                                    ))}
+                                </div>
+                            )}
+                        </div>
+                    )}
+                </div>
+                <div className="sub-detail__actions">
+                    <button
+                        onClick={() => onBookmark?.(item.id)}
+                        className="sub-filter-btn"
+                        style={{
+                            color: item.is_bookmarked ? '#f59e0b' : undefined,
+                            borderColor: item.is_bookmarked ? '#f59e0b' : undefined,
+                        }}
+                    >
+                        {item.is_bookmarked ? '★ 즐겨찾기 해제' : '☆ 즐겨찾기'}
+                    </button>
+                    {item.homepage_url && (
+                        <a href={item.homepage_url} target="_blank" rel="noreferrer"
+                           className="sub-filter-btn" style={{ textDecoration: 'none' }}>
+                            홈페이지
+                        </a>
+                    )}
+                    {item.pblanc_url && (
+                        <a href={item.pblanc_url} target="_blank" rel="noreferrer"
+                           className="sub-filter-btn" style={{ textDecoration: 'none' }}>
+                            공고문
+                        </a>
+                    )}
+                </div>
+            </div>
+
+            {/* Section Tabs */}
+            <div className="sub-section-tabs">
+                <button
+                    className={`sub-section-tab${detailTab === 'info' ? ' is-active' : ''}`}
+                    onClick={() => setDetailTab('info')}
+                >
+                    기본 정보
+                </button>
+                <button
+                    className={`sub-section-tab${detailTab === 'schedule' ? ' is-active' : ''}`}
+                    onClick={() => setDetailTab('schedule')}
+                >
+                    일정
+                </button>
+                {item.models?.length > 0 && (
+                    <button
+                        className={`sub-section-tab${detailTab === 'models' ? ' is-active' : ''}`}
+                        onClick={() => setDetailTab('models')}
+                    >
+                        주택형 ({item.models.length})
+                    </button>
+                )}
+            </div>
+
+            {/* Section Content */}
+            <div className="sub-detail__section-content">
+                {detailTab === 'info' && (
+                    <div className="sub-compare">
+                        <div className="sub-compare__row">
+                            <span className="sub-compare__label">단지명</span>
+                            <span className="sub-compare__mine" style={{ gridColumn: 'span 2' }}>{item.house_nm}</span>
+                        </div>
+                        <div className="sub-compare__row">
+                            <span className="sub-compare__label">지역</span>
+                            <span style={{ gridColumn: 'span 2' }}>{item.region_name || '-'}</span>
+                        </div>
+                        <div className="sub-compare__row">
+                            <span className="sub-compare__label">주소</span>
+                            <span style={{ gridColumn: 'span 2' }}>{item.address || '-'}</span>
+                        </div>
+                        <div className="sub-compare__row">
+                            <span className="sub-compare__label">총 세대수</span>
+                            <span style={{ gridColumn: 'span 2' }}>{item.total_units ? `${item.total_units}세대` : '-'}</span>
+                        </div>
+                        <div className="sub-compare__row">
+                            <span className="sub-compare__label">시공사</span>
+                            <span style={{ gridColumn: 'span 2' }}>{item.constructor || '-'}</span>
+                        </div>
+                        <div className="sub-compare__row">
+                            <span className="sub-compare__label">시행사</span>
+                            <span style={{ gridColumn: 'span 2' }}>{item.developer || '-'}</span>
+                        </div>
+                        <div className="sub-compare__row">
+                            <span className="sub-compare__label">입주 예정</span>
+                            <span style={{ gridColumn: 'span 2' }}>{item.move_in_month || '-'}</span>
+                        </div>
+                    </div>
+                )}
+
+                {detailTab === 'schedule' && (
+                    <div className="sub-schedule-mini">
+                        {[
+                            { label: '특별공급 접수', start: item.spsply_start, end: item.spsply_end },
+                            { label: '1순위 접수', start: item.gnrl_rank1_start, end: item.gnrl_rank1_end },
+                            { label: '일반공급 접수', start: item.receipt_start, end: item.receipt_end },
+                            { label: '당첨자 발표', start: item.winner_date },
+                            { label: '계약', start: item.contract_start, end: item.contract_end },
+                        ].filter(s => s.start).map((s, i) => {
+                            const dday = getDDays(s.start);
+                            return (
+                                <div className="sub-schedule-mini__item" key={i}>
+                                    <div className="sub-schedule-mini__dot" style={{ background: getDDayColor(s.start) }} />
+                                    <div className="sub-schedule-mini__content">
+                                        <span className="sub-schedule-mini__label">{s.label}</span>
+                                        <span className="sub-schedule-mini__date">
+                                            {fmtFull(s.start)}{s.end ? ` ~ ${fmtFull(s.end)}` : ''}
+                                        </span>
+                                    </div>
+                                    {dday && (
+                                        <span className="sub-schedule-mini__dday" style={{ color: getDDayColor(s.start) }}>
+                                            {dday}
+                                        </span>
+                                    )}
+                                </div>
+                            );
+                        })}
+                        {![item.spsply_start, item.gnrl_rank1_start, item.receipt_start, item.winner_date, item.contract_start].some(Boolean) && (
+                            <p className="sub-empty-sm">일정 정보가 없습니다.</p>
+                        )}
+                    </div>
+                )}
+
+                {detailTab === 'models' && item.models?.length > 0 && (
+                    <div style={{ display: 'grid', gap: 8 }}>
+                        {item.models.map((m, i) => {
+                            const totalUnits = (m.general_units || 0) + (m.special_units || 0);
+                            return (
+                                <div key={i} style={{
+                                    border: '1px solid var(--line)',
+                                    borderRadius: 'var(--radius-sm)',
+                                    padding: '12px 14px',
+                                    background: 'var(--surface)',
+                                    display: 'grid',
+                                    gap: 4,
+                                    fontSize: 12,
+                                }}>
+                                    <div style={{ display: 'flex', justifyContent: 'space-between', alignItems: 'center' }}>
+                                        <span style={{ fontWeight: 600, color: 'var(--text-bright)' }}>
+                                            {m.house_ty || `주택형 ${i + 1}`}
+                                        </span>
+                                        {totalUnits > 0 && (
+                                            <span style={{ color: 'var(--text-muted)', fontSize: 11 }}>
+                                                {totalUnits}세대
+                                            </span>
+                                        )}
+                                    </div>
+                                    {m.supply_area && (
+                                        <span style={{ color: 'var(--text-dim)' }}>공급면적 {m.supply_area}m²</span>
+                                    )}
+                                    {m.top_amount != null && (
+                                        <span style={{ color: '#f59e0b', fontWeight: 600 }}>
+                                            분양가 {fmtPrice(m.top_amount)}원
+                                        </span>
+                                    )}
+                                </div>
+                            );
+                        })}
+                    </div>
+                )}
+            </div>
+
+            {item.match_score !== undefined && item.match_score !== null && (
+                <div className="sub-match-analysis">
+                    <div style={{ display: 'flex', alignItems: 'flex-end', justifyContent: 'space-between', flexWrap: 'wrap', gap: 8 }}>
+                        <div>
+                            <p className="sub-panel__eyebrow">매칭 분석</p>
+                            <span className="sub-match-analysis__score">
+                                ⭐ {item.match_score}<span style={{ fontSize: 14, color: "var(--text-muted)" }}> / 100</span>
+                            </span>
+                        </div>
+                    </div>
+
+                    {item.score_breakdown && (
+                        <div style={{ marginTop: 12 }}>
+                            <p className="sub-panel__eyebrow" style={{ marginBottom: 8 }}>📊 점수 분석</p>
+                            <div style={{ display: 'grid', gap: 8 }}>
+                                {[
+                                    { key: 'region',      label: '지역',  max: 35, color: '#00d4ff' },
+                                    { key: 'type',        label: '유형',  max: 10, color: '#8b5cf6' },
+                                    { key: 'area',        label: '면적',  max: 15, color: '#f59e0b' },
+                                    { key: 'price',       label: '가격',  max: 15, color: '#f43f5e' },
+                                    { key: 'eligibility', label: '자격',  max: 25, color: '#34d399' },
+                                ].map(({ key, label, max, color }) => {
+                                    const v = item.score_breakdown[key] ?? 0;
+                                    return (
+                                        <div key={key} style={{ display: 'grid', gap: 3 }}>
+                                            <div style={{ display: 'flex', justifyContent: 'space-between', fontSize: 12 }}>
+                                                <span style={{ color: 'var(--text-bright)', fontWeight: 500 }}>{label}</span>
+                                                <span>
+                                                    <span style={{ fontWeight: 700, color }}>{v}</span>
+                                                    <span style={{ color: 'var(--text-dim)' }}> / {max}</span>
+                                                </span>
+                                            </div>
+                                            <div style={{ height: 5, borderRadius: 3, background: 'var(--surface-raised)', overflow: 'hidden' }}>
+                                                <div style={{
+                                                    height: '100%', borderRadius: 3, background: color,
+                                                    width: `${(v / max) * 100}%`, transition: 'width 0.4s',
+                                                }} />
+                                            </div>
+                                        </div>
+                                    );
+                                })}
+                            </div>
+                        </div>
+                    )}
+
+                    {item.match_reasons && item.match_reasons.length > 0 && (
+                        <div>
+                            <p className="sub-panel__eyebrow" style={{ marginTop: 12 }}>💡 매칭 사유</p>
+                            <ul className="sub-match-analysis__reasons">
+                                {item.match_reasons.map((r, idx) => (
+                                    <li key={idx}>{r}</li>
+                                ))}
+                            </ul>
+                        </div>
+                    )}
+
+                    {item.eligible_types && item.eligible_types.length > 0 && (
+                        <div>
+                            <p className="sub-panel__eyebrow" style={{ marginTop: 8 }}>✓ 신청 자격</p>
+                            <div className="sub-match-analysis__elig">
+                                {item.eligible_types.map(t => (
+                                    <span key={t} className="sub-chip">{t}</span>
+                                ))}
+                            </div>
+                        </div>
+                    )}
+                </div>
+            )}
+        </div>
+    );
+}
+
+export default AnnouncementDetail;
diff --git a/src/pages/subscription/components/AnnouncementsTab.jsx b/src/pages/subscription/components/AnnouncementsTab.jsx
new file mode 100644
index 0000000..46ae9fd
--- /dev/null
+++ b/src/pages/subscription/components/AnnouncementsTab.jsx
@@ -0,0 +1,221 @@
+import React, { useState, useEffect } from 'react';
+import { apiGet, apiDelete } from '../../../api';
+import { STATUS_CONFIG, STATUS_FILTERS, apiPatch } from '../subscriptionUtils';
+import AnnouncementCard from './AnnouncementCard';
+import AnnouncementDetail from './AnnouncementDetail';
+import CalendarView from './CalendarView';
+
+// ── AnnouncementsTab ─────────────────────────────────────────────────────────
+function AnnouncementsTab() {
+    const [items, setItems] = useState([]);
+    const [total, setTotal] = useState(0);
+    const [page, setPage] = useState(1);
+    const [statusFilter, setStatusFilter] = useState('전체');
+    const [regionFilter, setRegionFilter] = useState('');
+    const [bookmarkFilter, setBookmarkFilter] = useState(false);
+    const [selected, setSelected] = useState(null);
+    const [detail, setDetail] = useState(null);
+    const [loading, setLoading] = useState(true);
+    const [viewMode, setViewMode] = useState('list'); // 'list' | 'calendar'
+    const [calendarDay, setCalendarDay] = useState(null); // { label, items }
+
+    const size = viewMode === 'calendar' ? 200 : 20;
+
+    const load = async () => {
+        setLoading(true);
+        try {
+            const params = new URLSearchParams({ page: String(page), size: String(size) });
+            if (statusFilter !== '전체') params.set('status', statusFilter);
+            if (regionFilter.trim()) params.set('region', regionFilter.trim());
+            if (bookmarkFilter) params.set('bookmarked', 'true');
+            const data = await apiGet(`/api/realestate/announcements?${params}`);
+            setItems(data.items || []);
+            setTotal(data.total || 0);
+        } catch (e) {
+            console.error('Announcements load error:', e);
+            setItems([]);
+        } finally {
+            setLoading(false);
+        }
+    };
+
+    useEffect(() => { load(); }, [page, statusFilter, regionFilter, bookmarkFilter, viewMode]);
+
+    const handleSelect = async (item) => {
+        setSelected(item.id);
+        try {
+            const d = await apiGet(`/api/realestate/announcements/${item.id}`);
+            setDetail(d);
+        } catch (e) {
+            console.error('Detail load error:', e);
+            setDetail(item);
+        }
+    };
+
+    const handleDeleteClosed = async () => {
+        if (!confirm('종료된(완료) 청약 공고를 모두 삭제할까요?')) return;
+        try {
+            const res = await apiDelete('/api/realestate/announcements/closed');
+            alert(`${res.deleted || 0}건 삭제되었습니다.`);
+            setPage(1);
+            load();
+        } catch (e) {
+            console.error('Delete closed error:', e);
+            alert('삭제 실패');
+        }
+    };
+
+    const handleBookmark = async (id) => {
+        try {
+            const updated = await apiPatch(`/api/realestate/announcements/${id}/bookmark`);
+            setItems(prev => prev.map(it =>
+                it.id === id ? { ...it, is_bookmarked: updated.is_bookmarked } : it
+            ));
+            if (detail?.id === id) setDetail(prev => ({ ...prev, is_bookmarked: updated.is_bookmarked }));
+        } catch (e) {
+            console.error('Bookmark error:', e);
+        }
+    };
+
+    const totalPages = Math.max(1, Math.ceil(total / size));
+
+    return (
+        <div style={{ display: 'grid', gap: 16 }}>
+            {/* Filters */}
+            <div className="sub-tabs-bar">
+                <div className="sub-filter">
+                    {STATUS_FILTERS.map((f) => (
+                        <button
+                            key={f}
+                            className={`sub-filter-btn${statusFilter === f ? ' is-active' : ''}`}
+                            onClick={() => { setStatusFilter(f); setPage(1); }}
+                        >
+                            {f}
+                        </button>
+                    ))}
+                </div>
+                <div style={{ display: 'flex', gap: 8, alignItems: 'center' }}>
+                    <button
+                        className={`sub-filter-btn${bookmarkFilter ? ' is-active' : ''}`}
+                        onClick={() => { setBookmarkFilter(v => !v); setPage(1); }}
+                        style={{ fontSize: 12 }}
+                    >
+                        ★ 즐겨찾기
+                    </button>
+                    <input
+                        className="sub-form-input"
+                        placeholder="지역 검색..."
+                        value={regionFilter}
+                        onChange={(e) => { setRegionFilter(e.target.value); setPage(1); }}
+                        style={{ width: 160, padding: '6px 12px', fontSize: 12 }}
+                    />
+                    <button
+                        className={`sub-filter-btn${viewMode === 'calendar' ? ' is-active' : ''}`}
+                        onClick={() => { setViewMode(v => v === 'calendar' ? 'list' : 'calendar'); setPage(1); setCalendarDay(null); }}
+                        style={{ fontSize: 12 }}
+                        title="캘린더 뷰 전환"
+                    >
+                        📅 캘린더
+                    </button>
+                    <button
+                        className="sub-filter-btn"
+                        onClick={handleDeleteClosed}
+                        style={{ fontSize: 12, color: '#f87171' }}
+                        title="status='완료' 공고 일괄 삭제"
+                    >
+                        🗑 종료 청약 삭제
+                    </button>
+                </div>
+            </div>
+
+            {loading ? (
+                <div className="sub-empty">불러오는 중...</div>
+            ) : items.length === 0 ? (
+                <div className="sub-empty">조건에 맞는 공고가 없습니다.</div>
+            ) : viewMode === 'calendar' ? (
+                <div style={{ display: 'grid', gap: 12 }}>
+                    <CalendarView
+                        items={items}
+                        onDaySelect={(dayItems, label) => setCalendarDay({ items: dayItems, label })}
+                    />
+                    {calendarDay && (
+                        <div className="sub-panel">
+                            <div className="sub-panel__head">
+                                <div>
+                                    <p className="sub-panel__eyebrow">{calendarDay.label}</p>
+                                    <h3>공고 {calendarDay.items.length}건</h3>
+                                </div>
+                                <button className="sub-filter-btn" onClick={() => setCalendarDay(null)} style={{ fontSize: 11 }}>닫기</button>
+                            </div>
+                            <div className="sub-panel__body" style={{ display: 'grid', gap: 8 }}>
+                                {calendarDay.items.map(item => (
+                                    <div
+                                        key={item.id}
+                                        className="sub-card"
+                                        style={{ cursor: 'pointer', padding: '10px 14px' }}
+                                        onClick={() => { setViewMode('list'); handleSelect(item); }}
+                                    >
+                                        <div style={{ display: 'flex', justifyContent: 'space-between', alignItems: 'flex-start', gap: 8 }}>
+                                            <span style={{ fontWeight: 600, fontSize: 13, color: 'var(--text-bright)' }}>{item.house_nm}</span>
+                                            <span className="sub-badge" style={{ background: STATUS_CONFIG[item.status]?.bg, color: STATUS_CONFIG[item.status]?.color, flexShrink: 0 }}>
+                                                {item.status}
+                                            </span>
+                                        </div>
+                                        <span style={{ fontSize: 11, color: 'var(--text-dim)' }}>{item.region_name} · 접수 {item.receipt_start}</span>
+                                    </div>
+                                ))}
+                            </div>
+                        </div>
+                    )}
+                </div>
+            ) : (
+                <div className="sub-list-layout">
+                    {/* Card Grid */}
+                    <div>
+                        <div className="sub-card-grid">
+                            {items.map((item) => (
+                                <AnnouncementCard
+                                    key={item.id}
+                                    item={item}
+                                    isSelected={selected === item.id}
+                                    onClick={() => handleSelect(item)}
+                                    onBookmark={handleBookmark}
+                                />
+                            ))}
+                        </div>
+
+                        {/* Pagination */}
+                        {totalPages > 1 && (
+                            <div style={{ display: 'flex', justifyContent: 'center', gap: 8, marginTop: 16 }}>
+                                <button
+                                    className="sub-filter-btn"
+                                    disabled={page <= 1}
+                                    onClick={() => setPage(p => p - 1)}
+                                >
+                                    ‹ 이전
+                                </button>
+                                <span style={{ fontSize: 13, color: 'var(--text-dim)', padding: '4px 8px' }}>
+                                    {page} / {totalPages}
+                                </span>
+                                <button
+                                    className="sub-filter-btn"
+                                    disabled={page >= totalPages}
+                                    onClick={() => setPage(p => p + 1)}
+                                >
+                                    다음 ›
+                                </button>
+                            </div>
+                        )}
+                    </div>
+
+                    {/* Detail Panel */}
+                    <div className="sub-detail-panel">
+                        <AnnouncementDetail item={detail} onBookmark={handleBookmark} />
+                    </div>
+                </div>
+            )}
+        </div>
+    );
+}
+
+export default AnnouncementsTab;
diff --git a/src/pages/subscription/components/CalendarView.jsx b/src/pages/subscription/components/CalendarView.jsx
new file mode 100644
index 0000000..3384b23
--- /dev/null
+++ b/src/pages/subscription/components/CalendarView.jsx
@@ -0,0 +1,70 @@
+import React, { useState, useMemo } from 'react';
+import { STATUS_CONFIG } from '../subscriptionUtils';
+
+function CalendarView({ items, onDaySelect }) {
+    const [cur, setCur] = useState(() => {
+        const n = new Date(); return new Date(n.getFullYear(), n.getMonth(), 1);
+    });
+    const year = cur.getFullYear(), month = cur.getMonth();
+
+    const dateMap = useMemo(() => {
+        const map = {};
+        for (const item of items) {
+            const raw = item.receipt_start || item.spsply_start || item.gnrl_rank1_start;
+            if (!raw || raw.length < 8) continue;
+            const key = `${raw.slice(0,4)}-${raw.slice(4,6)}-${raw.slice(6,8)}`;
+            (map[key] = map[key] || []).push(item);
+        }
+        return map;
+    }, [items]);
+
+    const firstDow = new Date(year, month, 1).getDay();
+    const daysInMonth = new Date(year, month + 1, 0).getDate();
+    const cells = [];
+    for (let i = 0; i < firstDow; i++) cells.push(null);
+    for (let d = 1; d <= daysInMonth; d++) cells.push(d);
+    while (cells.length % 7 !== 0) cells.push(null);
+
+    const todayD = new Date(), todayKey = `${todayD.getFullYear()}-${String(todayD.getMonth()+1).padStart(2,'0')}-${String(todayD.getDate()).padStart(2,'0')}`;
+
+    return (
+        <div className="sub-calendar">
+            <div className="sub-calendar__header">
+                <button className="sub-filter-btn" onClick={() => setCur(new Date(year, month-1, 1))}>‹</button>
+                <span>{year}년 {month+1}월</span>
+                <button className="sub-filter-btn" onClick={() => setCur(new Date(year, month+1, 1))}>›</button>
+            </div>
+            <div className="sub-calendar__weekdays">
+                {['일','월','화','수','목','금','토'].map(w => (
+                    <div key={w} className="sub-calendar__weekday">{w}</div>
+                ))}
+            </div>
+            <div className="sub-calendar__grid">
+                {cells.map((d, i) => {
+                    const key = d ? `${year}-${String(month+1).padStart(2,'0')}-${String(d).padStart(2,'0')}` : null;
+                    const dayItems = key ? (dateMap[key] || []) : [];
+                    const isToday = key === todayKey;
+                    return (
+                        <div
+                            key={i}
+                            className={`sub-calendar__day${!d ? ' is-empty' : ''}${isToday ? ' is-today' : ''}${dayItems.length > 0 ? ' has-items' : ''}`}
+                            onClick={() => dayItems.length > 0 && onDaySelect(dayItems, `${year}년 ${month+1}월 ${d}일`)}
+                        >
+                            {d && <span className="sub-calendar__day-num">{d}</span>}
+                            {dayItems.length > 0 && (
+                                <div className="sub-calendar__dots">
+                                    {dayItems.slice(0, 3).map((it, j) => (
+                                        <span key={j} className="sub-calendar__dot" style={{ background: STATUS_CONFIG[it.status]?.color || '#888' }} />
+                                    ))}
+                                    {dayItems.length > 3 && <span className="sub-calendar__more">+{dayItems.length - 3}</span>}
+                                </div>
+                            )}
+                        </div>
+                    );
+                })}
+            </div>
+        </div>
+    );
+}
+
+export default CalendarView;
diff --git a/src/pages/subscription/components/DashboardTab.jsx b/src/pages/subscription/components/DashboardTab.jsx
new file mode 100644
index 0000000..2c78b12
--- /dev/null
+++ b/src/pages/subscription/components/DashboardTab.jsx
@@ -0,0 +1,206 @@
+import React, { useState, useEffect } from 'react';
+import { apiGet, apiPost } from '../../../api';
+import { fmtFull, fmtDateTime, fmtPrice, getDDays, getDDayColor } from '../subscriptionUtils';
+import StatusBadge from './StatusBadge';
+
+// ── DashboardTab ─────────────────────────────────────────────────────────────
+function DashboardTab() {
+    const [dashboard, setDashboard] = useState(null);
+    const [collectStatus, setCollectStatus] = useState(null);
+    const [totalCount, setTotalCount] = useState(0);
+    const [collecting, setCollecting] = useState(false);
+    const [loading, setLoading] = useState(true);
+
+    const load = async () => {
+        setLoading(true);
+        try {
+            const [dash, status, ann] = await Promise.all([
+                apiGet('/api/realestate/dashboard'),
+                apiGet('/api/realestate/collect/status').catch(() => null),
+                apiGet('/api/realestate/announcements?page=1&size=1'),
+            ]);
+            setDashboard(dash);
+            setCollectStatus(status);
+            setTotalCount(ann?.total || 0);
+        } catch (e) {
+            console.error('Dashboard load error:', e);
+        } finally {
+            setLoading(false);
+        }
+    };
+
+    useEffect(() => { load(); }, []);
+
+    const handleCollect = async () => {
+        setCollecting(true);
+        try {
+            await apiPost('/api/realestate/collect');
+            // Wait a moment then refresh status
+            setTimeout(async () => {
+                try {
+                    const status = await apiGet('/api/realestate/collect/status');
+                    setCollectStatus(status);
+                } catch (_) {}
+                setCollecting(false);
+                load();
+            }, 3000);
+        } catch (e) {
+            console.error('Collect error:', e);
+            setCollecting(false);
+        }
+    };
+
+    if (loading) return <div className="sub-empty">불러오는 중...</div>;
+
+    return (
+        <div style={{ display: 'grid', gap: 20 }}>
+            {/* Stats Cards */}
+            <div className="sub-stats-bar">
+                <div className="sub-stat-item">
+                    <p className="sub-stat-item__value">{dashboard?.active_count ?? 0}</p>
+                    <p className="sub-stat-item__label">진행중 공고</p>
+                </div>
+                <div className="sub-stat-item">
+                    <p className="sub-stat-item__value" style={{ color: dashboard?.new_match_count > 0 ? '#f43f5e' : undefined }}>
+                        {dashboard?.new_match_count ?? 0}
+                    </p>
+                    <p className="sub-stat-item__label">신규 매칭</p>
+                </div>
+                <div className="sub-stat-item">
+                    <p className="sub-stat-item__value" style={{ color: dashboard?.bookmarked_count > 0 ? '#f59e0b' : undefined }}>
+                        {dashboard?.bookmarked_count ?? 0}
+                    </p>
+                    <p className="sub-stat-item__label">즐겨찾기</p>
+                </div>
+                <div className="sub-stat-item">
+                    <p className="sub-stat-item__value">{totalCount}</p>
+                    <p className="sub-stat-item__label">전체 공고</p>
+                </div>
+            </div>
+
+            {/* Collection Status */}
+            <div className="sub-panel">
+                <div className="sub-panel__head">
+                    <div>
+                        <p className="sub-panel__eyebrow">데이터 수집</p>
+                        <h3>공공데이터 수집 현황</h3>
+                        {collectStatus && (
+                            <p className="sub-panel__sub">
+                                마지막 수집: {fmtDateTime(collectStatus.collected_at)}
+                                {collectStatus.new_count != null && ` · 신규 ${collectStatus.new_count}건`}
+                                {collectStatus.total_count != null && ` · 총 ${collectStatus.total_count}건`}
+                                {collectStatus.error && <span style={{ color: '#f87171' }}> · 오류: {collectStatus.error}</span>}
+                            </p>
+                        )}
+                        {!collectStatus && <p className="sub-panel__sub">수집 이력이 없습니다.</p>}
+                    </div>
+                    <button
+                        className="sub-filter-btn is-active"
+                        onClick={handleCollect}
+                        disabled={collecting}
+                        style={{ padding: '8px 20px', fontSize: 13 }}
+                    >
+                        {collecting ? '수집 중...' : '수집 실행'}
+                    </button>
+                </div>
+            </div>
+
+            {/* Upcoming Schedules */}
+            <div className="sub-panel">
+                <div className="sub-panel__head">
+                    <div>
+                        <p className="sub-panel__eyebrow">일정</p>
+                        <h3>다가오는 일정</h3>
+                    </div>
+                </div>
+                <div className="sub-panel__body">
+                    {dashboard?.upcoming_schedules?.length > 0 ? (
+                        <div className="sub-schedule-mini">
+                            {dashboard.upcoming_schedules.map((s, i) => {
+                                const dday = getDDays(s.date);
+                                return (
+                                    <div className="sub-schedule-mini__item" key={i}>
+                                        <div
+                                            className="sub-schedule-mini__dot"
+                                            style={{ background: getDDayColor(s.date) }}
+                                        />
+                                        <div className="sub-schedule-mini__content">
+                                            <span className="sub-schedule-mini__label">
+                                                {s.house_nm || s.label || '공고'}
+                                            </span>
+                                            <span className="sub-schedule-mini__date">
+                                                {fmtFull(s.date)} · {s.event || s.type || '일정'}
+                                            </span>
+                                        </div>
+                                        {dday && (
+                                            <span
+                                                className="sub-schedule-mini__dday"
+                                                style={{ color: getDDayColor(s.date) }}
+                                            >
+                                                {dday}
+                                            </span>
+                                        )}
+                                    </div>
+                                );
+                            })}
+                        </div>
+                    ) : (
+                        <p className="sub-empty-sm">다가오는 일정이 없습니다.</p>
+                    )}
+                </div>
+            </div>
+
+            {/* Bookmarked */}
+            {dashboard?.bookmarked?.length > 0 && (
+                <div className="sub-panel">
+                    <div className="sub-panel__head">
+                        <div>
+                            <p className="sub-panel__eyebrow">즐겨찾기</p>
+                            <h3>관심 공고</h3>
+                        </div>
+                    </div>
+                    <div className="sub-panel__body">
+                        <div style={{ display: 'grid', gap: 8 }}>
+                            {dashboard.bookmarked.map((item) => {
+                                const dday = getDDays(item.receipt_start);
+                                const priceText = item.min_price != null
+                                    ? (item.min_price === item.max_price_display
+                                        ? fmtPrice(item.min_price)
+                                        : `${fmtPrice(item.min_price)} ~ ${fmtPrice(item.max_price_display)}`)
+                                    : null;
+                                return (
+                                    <div key={item.id} style={{
+                                        display: 'flex', justifyContent: 'space-between', alignItems: 'center',
+                                        padding: '10px 14px', borderRadius: 'var(--radius-sm)',
+                                        border: '1px solid var(--line)', background: 'var(--surface)',
+                                    }}>
+                                        <div style={{ display: 'grid', gap: 2 }}>
+                                            <div style={{ display: 'flex', alignItems: 'center', gap: 6 }}>
+                                                <span style={{ color: '#f59e0b', fontSize: 14 }}>★</span>
+                                                <span style={{ fontWeight: 600, fontSize: 13, color: 'var(--text-bright)' }}>
+                                                    {item.house_nm}
+                                                </span>
+                                                <StatusBadge status={item.status} />
+                                            </div>
+                                            <span style={{ fontSize: 11, color: 'var(--text-muted)' }}>
+                                                {item.region_name || '-'}
+                                                {priceText && <> · <span style={{ color: '#f59e0b' }}>{priceText}</span></>}
+                                            </span>
+                                        </div>
+                                        {dday && (
+                                            <span style={{ fontSize: 13, fontWeight: 700, color: getDDayColor(item.receipt_start) }}>
+                                                {dday}
+                                            </span>
+                                        )}
+                                    </div>
+                                );
+                            })}
+                        </div>
+                    </div>
+                </div>
+            )}
+        </div>
+    );
+}
+
+export default DashboardTab;
diff --git a/src/pages/subscription/components/MatchesTab.jsx b/src/pages/subscription/components/MatchesTab.jsx
new file mode 100644
index 0000000..afdde18
--- /dev/null
+++ b/src/pages/subscription/components/MatchesTab.jsx
@@ -0,0 +1,228 @@
+import React, { useState, useEffect } from 'react';
+import { apiGet, apiPost } from '../../../api';
+import { extractTier, fmt, getDDays, getDDayColor, apiPatch } from '../subscriptionUtils';
+import StatusBadge from './StatusBadge';
+
+// ── MatchesTab ────────────────────────────────────────────────────────────────
+function MatchesTab() {
+    const [items, setItems] = useState([]);
+    const [total, setTotal] = useState(0);
+    const [myPoints, setMyPoints] = useState(null);
+    const [page, setPage] = useState(1);
+    const [refreshing, setRefreshing] = useState(false);
+    const [loading, setLoading] = useState(true);
+
+    const size = 20;
+
+    const load = async () => {
+        setLoading(true);
+        try {
+            const data = await apiGet(`/api/realestate/matches?page=${page}&size=${size}`);
+            setItems(data.items || []);
+            setTotal(data.total || 0);
+            if (data.my_points) setMyPoints(data.my_points);
+        } catch (e) {
+            console.error('Matches load error:', e);
+            setItems([]);
+        } finally {
+            setLoading(false);
+        }
+    };
+
+    useEffect(() => { load(); }, [page]);
+
+    const handleRefresh = async () => {
+        setRefreshing(true);
+        try {
+            await apiPost('/api/realestate/matches/refresh');
+            await load();
+        } catch (e) {
+            console.error('Refresh error:', e);
+        } finally {
+            setRefreshing(false);
+        }
+    };
+
+    const handleMarkRead = async (id) => {
+        try {
+            await apiPatch(`/api/realestate/matches/${id}/read`);
+            setItems(prev => prev.map(m => m.id === id ? { ...m, is_new: false } : m));
+        } catch (e) {
+            console.error('Mark read error:', e);
+        }
+    };
+
+    const totalPages = Math.max(1, Math.ceil(total / size));
+
+    return (
+        <div style={{ display: 'grid', gap: 16 }}>
+            <div className="sub-tabs-bar">
+                <div style={{ display: 'flex', alignItems: 'center', gap: 12 }}>
+                    <p style={{ margin: 0, fontSize: 13, color: 'var(--text-dim)' }}>
+                        총 {total}건의 매칭 결과
+                    </p>
+                    {myPoints && (
+                        <span className="sub-badge" style={{
+                            color: myPoints.total >= 60 ? '#34d399' : myPoints.total >= 40 ? '#f59e0b' : '#f87171',
+                            background: myPoints.total >= 60 ? 'rgba(52,211,153,0.1)' : myPoints.total >= 40 ? 'rgba(245,158,11,0.1)' : 'rgba(248,113,113,0.1)',
+                            fontWeight: 700, fontSize: 12,
+                        }}>
+                            내 가점 {myPoints.total}/{myPoints.max_total}
+                        </span>
+                    )}
+                </div>
+                <button
+                    className="sub-filter-btn is-active"
+                    onClick={handleRefresh}
+                    disabled={refreshing}
+                    style={{ padding: '8px 20px', fontSize: 13 }}
+                >
+                    {refreshing ? '재계산 중...' : '재계산'}
+                </button>
+            </div>
+
+            {loading ? (
+                <div className="sub-empty">불러오는 중...</div>
+            ) : items.length === 0 ? (
+                <div className="sub-empty">
+                    매칭 결과가 없습니다. 프로필을 설정하고 재계산을 실행해 보세요.
+                </div>
+            ) : (
+                <>
+                    <div style={{ display: 'grid', gap: 10 }}>
+                        {items.map((match) => (
+                            <div
+                                key={match.id}
+                                className="sub-card"
+                                style={{
+                                    gridTemplateColumns: '1fr auto',
+                                    alignItems: 'center',
+                                    borderLeft: match.is_new ? '3px solid #f43f5e' : undefined,
+                                    cursor: match.is_new ? 'pointer' : 'default',
+                                }}
+                                onClick={() => match.is_new && handleMarkRead(match.id)}
+                            >
+                                <div style={{ display: 'grid', gap: 6 }}>
+                                    <div style={{ display: 'flex', alignItems: 'center', gap: 8 }}>
+                                        <h4 className="sub-card__name" style={{ margin: 0 }}>
+                                            {match.house_nm || `공고 #${match.announcement_id}`}
+                                        </h4>
+                                        {match.is_new && (
+                                            <span className="sub-badge" style={{ color: '#f43f5e', background: 'rgba(244,63,94,0.1)' }}>
+                                                NEW
+                                            </span>
+                                        )}
+                                        {match.ann_status && <StatusBadge status={match.ann_status} />}
+                                        {match.district && (
+                                            <span className="sub-chip sub-chip--district">{match.district}</span>
+                                        )}
+                                        {(() => {
+                                            const tier = extractTier(match.match_reasons);
+                                            return tier ? (
+                                                <span className={`sub-chip sub-chip--tier sub-chip--tier-${tier}`}>
+                                                    {tier}티어
+                                                </span>
+                                            ) : null;
+                                        })()}
+                                    </div>
+                                    <p className="sub-card__address" style={{ margin: 0 }}>
+                                        {match.region_name || '-'}
+                                        {match.receipt_start && (
+                                            <span style={{ marginLeft: 8 }}>
+                                                {fmt(match.receipt_start)} ~ {fmt(match.receipt_end)}
+                                                {(() => {
+                                                    const dd = getDDays(match.receipt_start);
+                                                    return dd ? <span style={{ marginLeft: 6, fontWeight: 600, color: getDDayColor(match.receipt_start) }}>{dd}</span> : null;
+                                                })()}
+                                            </span>
+                                        )}
+                                    </p>
+                                    {match.eligible_types && (
+                                        <div style={{ display: 'flex', gap: 4, flexWrap: 'wrap' }}>
+                                            {(Array.isArray(match.eligible_types)
+                                                ? match.eligible_types
+                                                : (() => { try { return JSON.parse(match.eligible_types); } catch { return []; } })()
+                                            ).map((t, i) => (
+                                                <span key={i} className="sub-tag is-neutral" style={{ fontSize: 10 }}>
+                                                    {t}
+                                                </span>
+                                            ))}
+                                        </div>
+                                    )}
+                                    {match.match_reasons?.length > 0 && (
+                                        <div style={{ fontSize: 11, color: 'var(--text-muted)' }}>
+                                            {(Array.isArray(match.match_reasons)
+                                                ? match.match_reasons
+                                                : (() => { try { return JSON.parse(match.match_reasons); } catch { return []; } })()
+                                            ).join(' · ')}
+                                        </div>
+                                    )}
+                                    {match.score_breakdown && (
+                                        <div style={{ display: 'flex', gap: 2, marginTop: 4 }}>
+                                            {[
+                                                { key: 'region',      max: 35, color: '#00d4ff' },
+                                                { key: 'type',        max: 10, color: '#8b5cf6' },
+                                                { key: 'area',        max: 15, color: '#f59e0b' },
+                                                { key: 'price',       max: 15, color: '#f43f5e' },
+                                                { key: 'eligibility', max: 25, color: '#34d399' },
+                                            ].map(({ key, max, color }) => {
+                                                const v = match.score_breakdown[key] ?? 0;
+                                                return (
+                                                    <div key={key} style={{ flex: max, height: 4, borderRadius: 2, background: 'var(--surface-raised)', overflow: 'hidden' }}>
+                                                        <div style={{ height: '100%', borderRadius: 2, background: color, width: `${(v / max) * 100}%` }} />
+                                                    </div>
+                                                );
+                                            })}
+                                        </div>
+                                    )}
+                                </div>
+                                <div style={{ textAlign: 'center', flexShrink: 0, display: 'grid', gap: 6 }}>
+                                    <div>
+                                        <div style={{
+                                            fontFamily: 'var(--font-display)',
+                                            fontSize: 28,
+                                            fontWeight: 700,
+                                            color: (match.match_score ?? 0) >= 70 ? '#34d399' : (match.match_score ?? 0) >= 40 ? '#f59e0b' : '#f87171',
+                                            lineHeight: 1,
+                                        }}>
+                                            {match.match_score ?? '-'}
+                                        </div>
+                                        <div style={{ fontSize: 10, color: 'var(--text-muted)', marginTop: 4 }}>
+                                            매칭 점수
+                                        </div>
+                                    </div>
+                                    {myPoints && (
+                                        <div style={{
+                                            fontSize: 11, padding: '3px 8px', borderRadius: 4,
+                                            background: myPoints.total >= 50 ? 'rgba(52,211,153,0.1)' : 'rgba(248,113,113,0.1)',
+                                            color: myPoints.total >= 50 ? '#34d399' : '#f87171',
+                                            fontWeight: 600, whiteSpace: 'nowrap',
+                                        }}>
+                                            가점 {myPoints.total}점
+                                        </div>
+                                    )}
+                                </div>
+                            </div>
+                        ))}
+                    </div>
+
+                    {totalPages > 1 && (
+                        <div style={{ display: 'flex', justifyContent: 'center', gap: 8, marginTop: 8 }}>
+                            <button className="sub-filter-btn" disabled={page <= 1} onClick={() => setPage(p => p - 1)}>
+                                ‹ 이전
+                            </button>
+                            <span style={{ fontSize: 13, color: 'var(--text-dim)', padding: '4px 8px' }}>
+                                {page} / {totalPages}
+                            </span>
+                            <button className="sub-filter-btn" disabled={page >= totalPages} onClick={() => setPage(p => p + 1)}>
+                                다음 ›
+                            </button>
+                        </div>
+                    )}
+                </>
+            )}
+        </div>
+    );
+}
+
+export default MatchesTab;
diff --git a/src/pages/subscription/components/ProfileTab.jsx b/src/pages/subscription/components/ProfileTab.jsx
new file mode 100644
index 0000000..201501f
--- /dev/null
+++ b/src/pages/subscription/components/ProfileTab.jsx
@@ -0,0 +1,399 @@
+import React, { useState, useEffect } from 'react';
+import { apiGet, apiPut } from '../../../api';
+import { DEFAULT_PROFILE } from '../subscriptionUtils';
+import DistrictTierEditor from './DistrictTierEditor';
+import NotificationSettings from './NotificationSettings';
+
+// ── ProfileTab ────────────────────────────────────────────────────────────────
+function ProfileTab() {
+    const [profile, setProfile] = useState({ ...DEFAULT_PROFILE });
+    const [passCount, setPassCount] = useState(null);
+    const [saving, setSaving] = useState(false);
+    const [loading, setLoading] = useState(true);
+    const [message, setMessage] = useState('');
+
+    useEffect(() => {
+        (async () => {
+            setLoading(true);
+            try {
+                const [data, dash] = await Promise.all([
+                    apiGet('/api/realestate/profile'),
+                    apiGet('/api/realestate/dashboard').catch(() => null),
+                ]);
+                if (data && Object.keys(data).length > 0) {
+                    const display = { ...DEFAULT_PROFILE, ...data };
+                    if (Array.isArray(display.preferred_regions)) display.preferred_regions = display.preferred_regions.join(', ');
+                    if (Array.isArray(display.preferred_types)) display.preferred_types = display.preferred_types.join(', ');
+                    setProfile(display);
+                }
+                if (dash?.pass_count != null) setPassCount(dash.pass_count);
+            } catch (e) {
+                console.error('Profile load error:', e);
+            } finally {
+                setLoading(false);
+            }
+        })();
+    }, []);
+
+    const handleChange = (key, value) => {
+        setProfile(prev => ({ ...prev, [key]: value }));
+    };
+
+    const handleCheckbox = (key) => {
+        setProfile(prev => ({ ...prev, [key]: !prev[key] }));
+    };
+
+    const handleSave = async () => {
+        setSaving(true);
+        setMessage('');
+        try {
+            const payload = { ...profile };
+            // Convert numeric strings to numbers
+            ['age', 'subscription_months', 'subscription_amount', 'family_members',
+             'children_count', 'marriage_months', 'min_area', 'max_area', 'max_price'
+            ].forEach(k => {
+                if (payload[k] !== '' && payload[k] != null) {
+                    payload[k] = Number(payload[k]);
+                } else {
+                    payload[k] = null;
+                }
+            });
+            // Convert comma-separated strings to arrays
+            payload.preferred_regions = typeof payload.preferred_regions === 'string'
+                ? payload.preferred_regions.split(',').map(s => s.trim()).filter(Boolean)
+                : (payload.preferred_regions || []);
+            payload.preferred_types = typeof payload.preferred_types === 'string'
+                ? payload.preferred_types.split(',').map(s => s.trim()).filter(Boolean)
+                : (payload.preferred_types || []);
+            // Send empty arrays as null
+            if (payload.preferred_regions.length === 0) payload.preferred_regions = null;
+            if (payload.preferred_types.length === 0) payload.preferred_types = null;
+
+            // 신규: preferred_districts (객체), min_match_score, notify_enabled
+            payload.preferred_districts = profile.preferred_districts && typeof profile.preferred_districts === "object"
+                ? profile.preferred_districts
+                : {};
+            payload.min_match_score = profile.min_match_score ?? null;
+            payload.notify_enabled = profile.notify_enabled ?? null;
+
+            const updated = await apiPut('/api/realestate/profile', payload);
+            if (updated && Object.keys(updated).length > 0) {
+                // Convert arrays back to comma-separated strings for display
+                const display = { ...DEFAULT_PROFILE, ...updated };
+                if (Array.isArray(display.preferred_regions)) display.preferred_regions = display.preferred_regions.join(', ');
+                if (Array.isArray(display.preferred_types)) display.preferred_types = display.preferred_types.join(', ');
+                setProfile(display);
+            }
+            setMessage('저장 완료');
+            setTimeout(() => setMessage(''), 2000);
+        } catch (e) {
+            console.error('Profile save error:', e);
+            setMessage('저장 실패: ' + e.message);
+        } finally {
+            setSaving(false);
+        }
+    };
+
+    if (loading) return <div className="sub-empty">불러오는 중...</div>;
+
+    const pts = profile.subscription_points;
+
+    return (
+        <div style={{ display: 'grid', gap: 16 }}>
+            {/* 가점 카드 */}
+            {pts && pts.total > 0 && (
+                <div className="sub-panel">
+                    <div className="sub-panel__head">
+                        <div>
+                            <p className="sub-panel__eyebrow">청약 가점</p>
+                            <h3>내 가점 현황</h3>
+                        </div>
+                        <div style={{
+                            fontFamily: 'var(--font-display)', fontSize: 36, fontWeight: 700,
+                            color: pts.total >= 60 ? '#34d399' : pts.total >= 40 ? '#f59e0b' : '#f87171',
+                            lineHeight: 1,
+                        }}>
+                            {pts.total}<span style={{ fontSize: 16, color: 'var(--text-muted)', fontWeight: 400 }}> / {pts.max_total}</span>
+                        </div>
+                    </div>
+                    <div className="sub-panel__body" style={{ display: 'grid', gap: 12 }}>
+                        {[
+                            { label: '무주택기간', data: pts.homeless_duration, color: '#00d4ff' },
+                            { label: '부양가족 수', data: pts.dependents, color: '#8b5cf6' },
+                            { label: '청약통장 가입기간', data: pts.subscription_period, color: '#f59e0b' },
+                        ].map(({ label, data, color }) => (
+                            <div key={label} style={{ display: 'grid', gap: 4 }}>
+                                <div style={{ display: 'flex', justifyContent: 'space-between', fontSize: 13 }}>
+                                    <span style={{ color: 'var(--text-bright)', fontWeight: 500 }}>{label}</span>
+                                    <span>
+                                        <span style={{ fontWeight: 700, color }}>{data.score}</span>
+                                        <span style={{ color: 'var(--text-dim)' }}> / {data.max}</span>
+                                    </span>
+                                </div>
+                                <div style={{ height: 6, borderRadius: 3, background: 'var(--surface-raised)', overflow: 'hidden' }}>
+                                    <div style={{
+                                        height: '100%', borderRadius: 3, background: color,
+                                        width: `${(data.score / data.max) * 100}%`, transition: 'width 0.3s',
+                                    }} />
+                                </div>
+                                <span style={{ fontSize: 11, color: 'var(--text-muted)' }}>{data.detail}</span>
+                            </div>
+                        ))}
+                    </div>
+                </div>
+            )}
+
+        <div className="sub-panel">
+            <div className="sub-panel__head">
+                <div>
+                    <p className="sub-panel__eyebrow">프로필</p>
+                    <h3>내 청약 프로필</h3>
+                    <p className="sub-panel__sub">자격 조건과 선호 조건을 설정하면 공고 매칭에 활용됩니다. <span style={{ color: '#f43f5e', fontSize: 11 }}>* 필수 입력</span></p>
+                </div>
+                <div style={{ display: 'flex', gap: 8, alignItems: 'center' }}>
+                    {message && (
+                        <span style={{
+                            fontSize: 12,
+                            color: message.startsWith('저장 완료') ? '#34d399' : '#f87171',
+                        }}>
+                            {message}
+                        </span>
+                    )}
+                    <button
+                        className="sub-filter-btn is-active"
+                        onClick={handleSave}
+                        disabled={saving}
+                        style={{ padding: '8px 20px', fontSize: 13 }}
+                    >
+                        {saving ? '저장 중...' : '저장'}
+                    </button>
+                </div>
+            </div>
+
+            {/* 프로필 완성도 힌트 */}
+            {(() => {
+                const missing = [];
+                if (!profile.income_level) missing.push('소득 수준');
+                if (!profile.min_area || !profile.max_area) missing.push('희망 면적');
+                if (!profile.max_price) missing.push('최대 예산');
+                const hasDistricts = profile.preferred_districts &&
+                    Object.values(profile.preferred_districts).some(arr => arr?.length > 0);
+                if (!hasDistricts) missing.push('자치구 티어');
+                if (missing.length === 0) return null;
+                return (
+                    <div className="sub-profile-hint">
+                        <span className="sub-profile-hint__icon">💡</span>
+                        <span>
+                            <strong>매칭 정확도 개선 가능</strong> — {missing.join(', ')} 입력 시 더 정확한 점수를 산출합니다.
+                        </span>
+                    </div>
+                );
+            })()}
+
+            <div className="sub-modal__form">
+                {/* 기본 정보 */}
+                <div className="sub-form-section" style={{ borderBottom: '1px solid var(--line)' }}>
+                    <p className="sub-form-section__title">기본 정보</p>
+                    <div className="sub-form-row">
+                        <label className="sub-form-label">
+                            이름
+                            <input
+                                className="sub-form-input"
+                                value={profile.name || ''}
+                                onChange={e => handleChange('name', e.target.value)}
+                                placeholder="이름"
+                            />
+                        </label>
+                        <label className="sub-form-label">
+                            나이
+                            <input
+                                className="sub-form-input"
+                                type="number"
+                                value={profile.age || ''}
+                                onChange={e => handleChange('age', e.target.value)}
+                                placeholder="만 나이"
+                            />
+                        </label>
+                    </div>
+                </div>
+
+                {/* 자격 조건 */}
+                <div className="sub-form-section" style={{ borderBottom: '1px solid var(--line)' }}>
+                    <p className="sub-form-section__title">자격 조건</p>
+
+                    <div className="sub-form-checks">
+                        <label className="sub-form-check">
+                            <input type="checkbox" checked={!!profile.is_homeless} onChange={() => handleCheckbox('is_homeless')} />
+                            무주택자 *
+                        </label>
+                        <label className="sub-form-check">
+                            <input type="checkbox" checked={!!profile.is_householder} onChange={() => handleCheckbox('is_householder')} />
+                            세대주 *
+                        </label>
+                        <label className="sub-form-check">
+                            <input type="checkbox" checked={!!profile.has_dependents} onChange={() => handleCheckbox('has_dependents')} />
+                            부양가족 있음
+                        </label>
+                        <label className="sub-form-check">
+                            <input type="checkbox" checked={!!profile.is_newlywed} onChange={() => handleCheckbox('is_newlywed')} />
+                            신혼부부
+                        </label>
+                        <label className="sub-form-check">
+                            <input type="checkbox" checked={!!profile.has_newborn} onChange={() => handleCheckbox('has_newborn')} />
+                            출산/입양
+                        </label>
+                        <label className="sub-form-check">
+                            <input type="checkbox" checked={!!profile.is_first_home} onChange={() => handleCheckbox('is_first_home')} />
+                            생애최초
+                        </label>
+                    </div>
+
+                    <div className="sub-form-row--three" style={{ display: 'grid', gridTemplateColumns: '1fr 1fr 1fr', gap: 12 }}>
+                        <label className="sub-form-label">
+                            청약 납입 기간 (개월) *
+                            <input
+                                className="sub-form-input"
+                                type="number"
+                                value={profile.subscription_months || ''}
+                                onChange={e => handleChange('subscription_months', e.target.value)}
+                                placeholder="예: 84"
+                            />
+                        </label>
+                        <label className="sub-form-label">
+                            청약 납입 금액 (만원)
+                            <input
+                                className="sub-form-input"
+                                type="number"
+                                value={profile.subscription_amount || ''}
+                                onChange={e => handleChange('subscription_amount', e.target.value)}
+                                placeholder="예: 1500"
+                            />
+                        </label>
+                        <label className="sub-form-label">
+                            가족 수 *
+                            <input
+                                className="sub-form-input"
+                                type="number"
+                                value={profile.family_members || ''}
+                                onChange={e => handleChange('family_members', e.target.value)}
+                                placeholder="본인 포함"
+                            />
+                        </label>
+                    </div>
+
+                    <div className="sub-form-row--three" style={{ display: 'grid', gridTemplateColumns: '1fr 1fr 1fr', gap: 12 }}>
+                        <label className="sub-form-label">
+                            자녀 수
+                            <input
+                                className="sub-form-input"
+                                type="number"
+                                value={profile.children_count || ''}
+                                onChange={e => handleChange('children_count', e.target.value)}
+                                placeholder="0"
+                            />
+                        </label>
+                        <label className="sub-form-label">
+                            혼인 기간 (개월)
+                            <input
+                                className="sub-form-input"
+                                type="number"
+                                value={profile.marriage_months || ''}
+                                onChange={e => handleChange('marriage_months', e.target.value)}
+                                placeholder="미혼이면 비워두세요"
+                            />
+                        </label>
+                        <label className="sub-form-label">
+                            소득 수준 (%)
+                            <input
+                                className="sub-form-input"
+                                type="number"
+                                min="0"
+                                max="300"
+                                value={profile.income_level || ''}
+                                onChange={e => handleChange('income_level', e.target.value)}
+                                placeholder="도시근로자 월평균 대비 %"
+                            />
+                            <span className="sub-form-hint">청년 ≤140 / 신혼·생애최초 ≤160 / 신생아 ≤200 · 미입력 시 검증 생략</span>
+                        </label>
+                    </div>
+                </div>
+
+                {/* 선호 조건 */}
+                <div className="sub-form-section">
+                    <p className="sub-form-section__title">선호 조건</p>
+
+                    <div className="sub-form-row">
+                        <label className="sub-form-label">
+                            선호 지역 *
+                            <input
+                                className="sub-form-input"
+                                value={profile.preferred_regions || ''}
+                                onChange={e => handleChange('preferred_regions', e.target.value)}
+                                placeholder="예: 서울, 경기"
+                            />
+                        </label>
+                        <label className="sub-form-label">
+                            선호 주택유형
+                            <input
+                                className="sub-form-input"
+                                value={profile.preferred_types || ''}
+                                onChange={e => handleChange('preferred_types', e.target.value)}
+                                placeholder="예: 국민주택, 민영주택"
+                            />
+                        </label>
+                    </div>
+
+                    <div className="sub-form-row--three" style={{ display: 'grid', gridTemplateColumns: '1fr 1fr 1fr', gap: 12 }}>
+                        <label className="sub-form-label">
+                            최소 면적 (m²)
+                            <input
+                                className="sub-form-input"
+                                type="number"
+                                value={profile.min_area || ''}
+                                onChange={e => handleChange('min_area', e.target.value)}
+                                placeholder="예: 59"
+                            />
+                        </label>
+                        <label className="sub-form-label">
+                            최대 면적 (m²)
+                            <input
+                                className="sub-form-input"
+                                type="number"
+                                value={profile.max_area || ''}
+                                onChange={e => handleChange('max_area', e.target.value)}
+                                placeholder="예: 84"
+                            />
+                        </label>
+                        <label className="sub-form-label">
+                            최대 분양가 (만원)
+                            <input
+                                className="sub-form-input"
+                                type="number"
+                                value={profile.max_price || ''}
+                                onChange={e => handleChange('max_price', e.target.value)}
+                                placeholder="예: 80000"
+                            />
+                        </label>
+                    </div>
+                </div>
+
+                {/* 자치구 5티어 */}
+                <DistrictTierEditor
+                    value={profile.preferred_districts}
+                    onChange={(next) => setProfile(prev => ({ ...prev, preferred_districts: next }))}
+                />
+
+                {/* 알림 설정 */}
+                <NotificationSettings
+                    minScore={profile.min_match_score ?? 70}
+                    notifyEnabled={profile.notify_enabled ?? true}
+                    onChange={(patch) => setProfile(prev => ({ ...prev, ...patch }))}
+                    passCount={passCount}
+                />
+            </div>
+        </div>
+        </div>
+    );
+}
+
+export default ProfileTab;
diff --git a/src/pages/subscription/components/StatusBadge.jsx b/src/pages/subscription/components/StatusBadge.jsx
new file mode 100644
index 0000000..66c5e3e
--- /dev/null
+++ b/src/pages/subscription/components/StatusBadge.jsx
@@ -0,0 +1,14 @@
+import React from 'react';
+import { STATUS_CONFIG } from '../subscriptionUtils';
+
+function StatusBadge({ status, size }) {
+    const cfg = STATUS_CONFIG[status] || { color: '#94a3b8', bg: 'rgba(148,163,184,0.1)' };
+    const cls = size === 'lg' ? 'sub-badge sub-badge--lg' : 'sub-badge';
+    return (
+        <span className={cls} style={{ color: cfg.color, background: cfg.bg }}>
+            {status || '알 수 없음'}
+        </span>
+    );
+}
+
+export default StatusBadge;
diff --git a/src/pages/subscription/components/StatusBadge.test.jsx b/src/pages/subscription/components/StatusBadge.test.jsx
new file mode 100644
index 0000000..148191b
--- /dev/null
+++ b/src/pages/subscription/components/StatusBadge.test.jsx
@@ -0,0 +1,14 @@
+import { describe, it, expect } from 'vitest';
+import { render, screen } from '@testing-library/react';
+import StatusBadge from './StatusBadge.jsx';
+
+describe('StatusBadge', () => {
+  it('status 라벨 렌더', () => {
+    render(<StatusBadge status="청약중" />);
+    expect(screen.getByText('청약중')).toBeInTheDocument();
+  });
+  it('미정의 status → "알 수 없음" 폴백', () => {
+    render(<StatusBadge status={null} />);
+    expect(screen.getByText('알 수 없음')).toBeInTheDocument();
+  });
+});
diff --git a/src/pages/subscription/subscriptionUtils.js b/src/pages/subscription/subscriptionUtils.js
new file mode 100644
index 0000000..efca61c
--- /dev/null
+++ b/src/pages/subscription/subscriptionUtils.js
@@ -0,0 +1,105 @@
+/* 청약(Subscription) 모듈 상수·순수 헬퍼 */
+
+export const STATUS_CONFIG = {
+    '청약예정': { color: '#00d4ff', bg: 'rgba(0,212,255,0.1)' },
+    '청약중':   { color: '#8b5cf6', bg: 'rgba(139,92,246,0.1)' },
+    '결과발표': { color: '#f59e0b', bg: 'rgba(245,158,11,0.1)' },
+    '완료':     { color: '#34d399', bg: 'rgba(52,211,153,0.12)' },
+};
+
+export const HOUSE_TYPE_LABELS = {
+    '01': '국민주택',
+    '02': '민영주택',
+    '03': '도시형생활주택',
+};
+
+export const TABS = ['대시보드', '공고 목록', '매칭 결과', '내 프로필'];
+
+export const STATUS_FILTERS = ['전체', '청약예정', '청약중', '결과발표', '완료'];
+
+export const DEFAULT_PROFILE = {
+    name: '', age: '', is_homeless: false, is_householder: false,
+    subscription_months: '', subscription_amount: '',
+    family_members: '', has_dependents: false, children_count: '',
+    is_newlywed: false, marriage_months: '',
+    has_newborn: false, is_first_home: false, income_level: '',
+    preferred_regions: '', preferred_types: '',
+    min_area: '', max_area: '', max_price: '',
+    preferred_districts: {},
+    min_match_score: 70,
+    notify_enabled: true,
+};
+
+export function extractTier(reasons) {
+    for (const r of reasons || []) {
+        const m = r.match(/자치구 ([SABCD])티어/);
+        if (m) return m[1];
+    }
+    return null;
+}
+
+export const fmt = (d) => {
+    if (!d) return '-';
+    return new Date(d).toLocaleDateString('ko-KR', { month: 'short', day: 'numeric' });
+};
+
+export const fmtFull = (d) => {
+    if (!d) return '-';
+    return new Date(d).toLocaleDateString('ko-KR', { year: 'numeric', month: 'long', day: 'numeric' });
+};
+
+const _diffDays = (d) => {
+    if (!d) return null;
+    const [y, m, day] = d.split('-').map(Number);
+    const target = new Date(y, m - 1, day);
+    const today = new Date();
+    today.setHours(0, 0, 0, 0);
+    return Math.round((target - today) / 86400000);
+};
+
+export const getDDays = (d) => {
+    const diff = _diffDays(d);
+    if (diff === null) return null;
+    if (diff === 0) return 'D-Day';
+    return diff > 0 ? `D-${diff}` : `D+${Math.abs(diff)}`;
+};
+
+export const getDDayColor = (d) => {
+    const diff = _diffDays(d);
+    if (diff === null) return 'var(--text-dim)';
+    if (diff <= 0) return '#f87171';
+    if (diff <= 3) return '#f59e0b';
+    if (diff <= 7) return '#00d4ff';
+    return 'var(--text-dim)';
+};
+
+export const fmtDateTime = (d) => {
+    if (!d) return '-';
+    return new Date(d).toLocaleString('ko-KR', {
+        year: 'numeric', month: '2-digit', day: '2-digit',
+        hour: '2-digit', minute: '2-digit',
+    });
+};
+
+export async function apiPatch(path, body) {
+    const opts = {
+        method: 'PATCH',
+        headers: { 'Accept': 'application/json' },
+    };
+    if (body !== undefined) {
+        opts.headers['Content-Type'] = 'application/json';
+        opts.body = JSON.stringify(body);
+    }
+    const res = await fetch(path, opts);
+    if (!res.ok) {
+        const text = await res.text().catch(() => '');
+        throw new Error(`HTTP ${res.status} ${res.statusText}: ${text}`);
+    }
+    return res.json();
+}
+
+export const fmtPrice = (v) => {
+    if (v == null) return null;
+    if (v >= 10000) return `${(v / 10000).toFixed(v % 10000 === 0 ? 0 : 1)}억`;
+    return `${v.toLocaleString()}만`;
+};
diff --git a/src/pages/subscription/subscriptionUtils.test.js b/src/pages/subscription/subscriptionUtils.test.js
new file mode 100644
index 0000000..ebfee8e
--- /dev/null
+++ b/src/pages/subscription/subscriptionUtils.test.js
@@ -0,0 +1,42 @@
+import { describe, it, expect } from 'vitest';
+import { extractTier, getDDays, getDDayColor, fmtPrice } from './subscriptionUtils.js';
+
+describe('extractTier', () => {
+  it('자치구 티어 문자열에서 등급 추출', () => {
+    expect(extractTier(['자치구 S티어: 강남구 (+25)'])).toBe('S');
+    expect(extractTier(['면적 +10', '자치구 B티어: 노원구 (+15)'])).toBe('B');
+  });
+  it('미매치/빈 입력 → null', () => {
+    expect(extractTier(['면적 적합'])).toBe(null);
+    expect(extractTier(null)).toBe(null);
+  });
+});
+
+describe('getDDays / getDDayColor (오늘 기준 경계)', () => {
+  const iso = (offsetDays) => {
+    const d = new Date(); d.setHours(0,0,0,0); d.setDate(d.getDate() + offsetDays);
+    const p = (n) => String(n).padStart(2, '0');
+    return `${d.getFullYear()}-${p(d.getMonth()+1)}-${p(d.getDate())}`;
+  };
+  it('오늘=D-Day, 미래=D-N, 과거=D+N', () => {
+    expect(getDDays(iso(0))).toBe('D-Day');
+    expect(getDDays(iso(5))).toBe('D-5');
+    expect(getDDays(iso(-3))).toBe('D+3');
+    expect(getDDays(null)).toBe(null);
+  });
+  it('색 임계: 지남=빨강, ≤3=주황, ≤7=파랑, 그 외=dim', () => {
+    expect(getDDayColor(iso(-1))).toBe('#f87171');
+    expect(getDDayColor(iso(2))).toBe('#f59e0b');
+    expect(getDDayColor(iso(6))).toBe('#00d4ff');
+    expect(getDDayColor(iso(30))).toBe('var(--text-dim)');
+  });
+});
+
+describe('fmtPrice (현 구현 동작 고정)', () => {
+  it('억/만 변환', () => {
+    expect(fmtPrice(10000)).toBe('1억');
+    expect(fmtPrice(15000)).toBe('1.5억');
+    expect(fmtPrice(9999)).toBe('9,999만');
+    expect(fmtPrice(null)).toBe(null);
+  });
+});