diff --git a/src/pages/stock/Stock.css b/src/pages/stock/Stock.css
index b5fce04..464333c 100644
--- a/src/pages/stock/Stock.css
+++ b/src/pages/stock/Stock.css
@@ -1371,6 +1371,56 @@
    AI 투자 코치 패널
    ══════════════════════════════════════════════════════════════════ */
 
+.ai-market-ctx {
+    display: flex;
+    align-items: flex-start;
+    gap: 10px;
+    padding: 12px 16px;
+    background: rgba(0, 212, 255, 0.04);
+    border: 1px solid rgba(0, 212, 255, 0.15);
+    border-radius: var(--radius-sm);
+    margin-bottom: 4px;
+}
+
+.ai-market-ctx__label {
+    font-size: 10px;
+    font-weight: 600;
+    letter-spacing: 0.08em;
+    text-transform: uppercase;
+    color: var(--neon-cyan);
+    white-space: nowrap;
+    padding-top: 2px;
+}
+
+.ai-market-ctx__chips {
+    display: flex;
+    flex-wrap: wrap;
+    gap: 6px;
+}
+
+.ai-market-chip {
+    display: inline-flex;
+    align-items: center;
+    gap: 4px;
+    padding: 3px 10px;
+    background: rgba(255, 255, 255, 0.05);
+    border: 1px solid var(--line);
+    border-radius: 100px;
+    font-size: 11px;
+    color: var(--text-dim);
+}
+
+.ai-market-chip strong {
+    color: var(--text-bright);
+    font-weight: 700;
+}
+
+.ai-market-chip em {
+    font-style: normal;
+    font-size: 10px;
+    color: var(--text-muted);
+}
+
 .ai-coach-settings {
     display: grid;
     grid-template-columns: 1fr auto;
diff --git a/src/pages/stock/StockTrade.jsx b/src/pages/stock/StockTrade.jsx
index 83d5270..12bc7d6 100644
--- a/src/pages/stock/StockTrade.jsx
+++ b/src/pages/stock/StockTrade.jsx
@@ -9,6 +9,10 @@ import {
     deletePortfolio,
     upsertCash,
     deleteCash,
+    getFearAndGreed,
+    getVix,
+    getTreasury10Y,
+    getWTI,
 } from '../../api';
 import Loading from '../../components/Loading';
 import './Stock.css';
@@ -91,6 +95,22 @@ const profitColorClass = (numericValue) => {
     return '';
 };
 
+const getVixLabel = (vix) => {
+    if (vix < 12) return '극히 낮음 (안일 주의)';
+    if (vix < 20) return '정상 (안정적)';
+    if (vix < 30) return '주의 (불확실성 증가)';
+    if (vix < 40) return '높음 (극도의 공포)';
+    return '극단 (패닉)';
+};
+
+const getFgLabel = (score) => {
+    if (score <= 25) return '극단적 공포';
+    if (score <= 45) return '공포';
+    if (score <= 55) return '중립';
+    if (score <= 75) return '탐욕';
+    return '극단적 탐욕';
+};
+
 /* ── empty portfolio form ────────────────────────────────────────── */
 
 const emptyPortfolioForm = {
@@ -153,6 +173,7 @@ const StockTrade = () => {
     const [aiResult, setAiResult] = useState(null);
     const [aiLoading, setAiLoading] = useState(false);
     const [aiError, setAiError] = useState('');
+    const [marketCtx, setMarketCtx] = useState(null);
 
     /* ────────────────────────────────────────────────────────────── */
     /*  AI 투자 (Balance) state                                      */
@@ -228,6 +249,22 @@ const StockTrade = () => {
         }
     }, []);
 
+    /* 리포트 탭 진입 시 시장 컨텍스트(VIX, F&G, 국채, WTI) 한 번 로드 */
+    useEffect(() => {
+        if (activeTab !== TAB_REPORT || marketCtx !== null) return;
+        Promise.allSettled([getFearAndGreed(), getVix(), getTreasury10Y(), getWTI()])
+            .then(([fg, vix, t, w]) => {
+                const fgRaw = fg.status === 'fulfilled' ? fg.value : null;
+                const fgScore = fgRaw?.fear_and_greed?.score ?? fgRaw?.score;
+                setMarketCtx({
+                    fg: fgScore != null ? Math.round(Number(fgScore)) : null,
+                    vix: vix.status === 'fulfilled' ? (vix.value?.value ?? null) : null,
+                    treasury: t.status === 'fulfilled' ? (t.value?.value ?? null) : null,
+                    wti: w.status === 'fulfilled' ? (w.value?.value ?? null) : null,
+                });
+            });
+    }, [activeTab, marketCtx]);
+
     /* Auto-refresh portfolio every 3 min (포트폴리오 탭 활성 시) */
     useEffect(() => {
         if (activeTab !== TAB_PORTFOLIO) return;
@@ -381,7 +418,11 @@ const StockTrade = () => {
             )
             .join('\n');
 
-        const prompt = `당신은 한국 주식 전문 투자 코치입니다. 아래 포트폴리오를 분석하여 JSON으로만 답하세요.
+        const marketText = marketCtx
+            ? `\n[현재 시장 환경]\nVIX: ${marketCtx.vix != null ? `${marketCtx.vix} (${getVixLabel(marketCtx.vix)})` : '데이터 없음'}\nFear & Greed: ${marketCtx.fg != null ? `${marketCtx.fg}점 (${getFgLabel(marketCtx.fg)})` : '데이터 없음'}\n미국 10년물 국채: ${marketCtx.treasury != null ? `${marketCtx.treasury}%` : '데이터 없음'}\nWTI 유가: ${marketCtx.wti != null ? `$${marketCtx.wti}` : '데이터 없음'}`
+            : '';
+
+        const prompt = `당신은 한국 주식 전문 투자 코치입니다. 아래 포트폴리오와 시장 환경을 종합 분석하여 JSON으로만 답하세요.
 
 분석 일자: ${today}
 총 매입금액: ${formatNumber(portfolioSummary.total_buy)}원
@@ -391,7 +432,7 @@ const StockTrade = () => {
 총 자산: ${totalAssets != null ? formatNumber(totalAssets) + '원' : '미집계'}
 보유 종목 수: ${portfolioHoldings.length}개
 보유 종목:
-${holdingsText}
+${holdingsText}${marketText}
 
 반드시 아래 JSON 형식으로만 응답하세요 (코드블록 없이, 모든 텍스트는 한국어로):
 {
@@ -1695,6 +1736,37 @@ ${holdingsText}
                             </div>
                         </div>
 
+                        {/* 시장 컨텍스트 미니 패널 */}
+                        {marketCtx && (
+                            <div className="ai-market-ctx">
+                                <span className="ai-market-ctx__label">시장 환경</span>
+                                <div className="ai-market-ctx__chips">
+                                    {marketCtx.vix != null && (
+                                        <span className="ai-market-chip">
+                                            VIX&nbsp;<strong>{marketCtx.vix}</strong>
+                                            <em>{getVixLabel(marketCtx.vix)}</em>
+                                        </span>
+                                    )}
+                                    {marketCtx.fg != null && (
+                                        <span className="ai-market-chip">
+                                            F&amp;G&nbsp;<strong>{marketCtx.fg}</strong>
+                                            <em>{getFgLabel(marketCtx.fg)}</em>
+                                        </span>
+                                    )}
+                                    {marketCtx.treasury != null && (
+                                        <span className="ai-market-chip">
+                                            10년물&nbsp;<strong>{marketCtx.treasury}%</strong>
+                                        </span>
+                                    )}
+                                    {marketCtx.wti != null && (
+                                        <span className="ai-market-chip">
+                                            WTI&nbsp;<strong>${marketCtx.wti}</strong>
+                                        </span>
+                                    )}
+                                </div>
+                            </div>
+                        )}
+
                         {/* API Key 설정 */}
                         <div className="ai-coach-settings">
                             <label>